Running a small business is a bit like walking a tightrope – it’s thrilling, but it comes with some risk. It can be hard to know which risks to take and which to avoid. And what about the ones you can’t see coming? This is why business owners need insurance – to help them reduce risk so their business can thrive.

Why do you need business insurance?

Claims and lawsuits are expensive, and you can be sued even if you haven’t made a mistake. Small business liability insurance, including commercial liability insurance, can protect you and everything you’ve worked for.

If someone slips and falls in your place of business, or if an unhappy customer sues you, you could be looking at a potentially devastating lawsuit. 

What you need to know about business insurance

To help small business owners understand the nuts and bolts of business insurance, we created the Business Insurance 101 guide