Car insurance is basically a type of a policy that is specifically designed to offer protection to your four-wheeler used for both commercial and private purpose. Car insurance is also known as Auto Insurance. Car insurance is very much important in a country like India as per the Motor Vehicles Act 1988.

A car insurance or car insurance policy is basically a legal contract between a car insurance company and the policy buyer . In this contract, the first takes the accountability to compensate the latter in case of any loss or damage to the vehicle in the event of an accident. The policy buyer has to pay a certain amount of premium in order to avail the protection from the car insurance company. You can freely choose the kind of car insurance policy you want to buy and pay the premium for the same. 

Car insurance works in a simple way. You can’t figure out how it works for yourself unless you file a claim in case of any damage to your car vehicle. In order to get any compensation against the loss or damage to your car vehicle, you will have to register a claim with a company by keeping a few guidelines on mind. You must make sure that you intimate the insurer at early as the incident takes place.