Insurance may cost money that you don’t think you can afford, but when you need it you will be glad you opted for it. Travel Safety Elearning Hospital bills and medical evacuation costs especially in more remote environments that you may find yourself in can easily reach into the hundreds of thousands of dollars. It may be as minimal as a twisted ankle on a Glacier trip, or appendicitis in Africa. Either of those could cost you thousands of dollars if you don’t have coverage. Check It the small print over and over again of any insurance coverage. The insurance companies will not be flexible or heartfelt when it comes to paying out.