the Regulator tightened the capital adequacy requirements of the bank to transfer the investors ' yield, the focus of loan securities, shares.

Banks are not able to continue to pay the former style of the dividends, because capital is needed to cover the increased capital adequacy requirements.

the New loan products such as contingent convertible bonds that is a good coupon rate, and they produce other loans investments better , a swiss asset manager Union Bancaire Privéen UBP's interest rates team leader Olivier Debat confirmed.

bank shares cable, the dividend stream used investors can now tighten the belt or to seek new investment targets.

Banks offer to investors now shares and a loan in between existing bonds, with risk for loss of capital's shares lower but not excluded in a crisis situation.

Coco-capital establish terms and conditions for the bank the required capital buffers in a crisis.

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