In four years, experts predict the use of debit cards and mobile

payment apps will cause the rate to fall even further, to 0.5%.

"Americans trust their government much less than they do in

Sweden," Gummi Oddsson, a cross-cultural sociologist, tells

Business Insider.According to PewResearch data, Americans' trust in their

government has plummeted nearly every year since the mid-1960s.

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