N26, the European mobile banking service, today announced the launch of N26 Metal, the company’s premium Mastercard-affiliated credit card “tailored to the needs of digital customers” at TechCrunch Disrupt Berlin.

N26 Black customers in Germany, France, Italy and Austria will be able to sign up for the new NFC-enabled card, which obviously features a metal core made from tungsten and that makes the card weigh a lot, starting December 14.

So what’s special about this card?

N26 describes the N26 Metal as its new “top-of-the-line premium Mastercard product, after all.

The company argues that the card offers dedicated customer service, worldwide travel insurance, no foreign withdrawal fees and good exchange rates.

To be honest, that doesn’t feel all that special, especially given the perks U.S. credit card companies often provide on top of this.

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