(SPIE--International Society for Optics and Photonics) According to Igor Smolyaninov of the University of Maryland, "One of the more unusual applications of metamaterials was a theoretical proposal to construct a physical system that would exhibit two-time physics behavior on small scales."
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(University of Maryland Baltimore County) Researchers published a seminal study in Nature Communications that demonstrates for the first time a method of biosynthesizing plasmonic gold nanoparticles within cancer cells, without the need for conventional bench-top lab methods. It has the potential to notably expand biomedical applications.
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(George Washington University) Researchers from the George Washington University, University of Maryland and Johns Hopkins University assessed content from the most active vaccine-related accounts on Twitter and found that even accounts with pro-vaccination views and higher public health credibility can be vectors of misinformation in the highly uncertain and rapidly changing environment caused by the COVID-19 pandemic.
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Microsoft's largest intern cohort to-date worked remotely as the coronavirus closed down the firm's headquarters in Redmond, Washington.  Four summer interns described how they adjusted — including buying desks to accommodate Microsoft-deliver computer equipment, to receiving the swag and gifts that their teams sent to their doors. Interns also described challenges collaborating virtually with teams they've never met, feeling intimidated by coworkers, understanding different work styles of their colleagues, and replacing water-cooler chats with messaging over Teams and email.  The interns also grappled with their work as George Floyd's murder and Big Tech antitrust hearings to Congress sparked conversations across the country. As the first intern class to experience a completely virtual internship, the cohort gave advice for future interns who might work from home at the pandemic drags on. Visit Business Insider's homepage for more stories. As with all firms, Microsoft's 30-year internship program had a big shake up this year when the coronavirus crisis shuttered its headquarters in Redmond, Washington and the company had to inform its more than 4,000 interns across the country they would be working from home for the summer.  Jose Herrera Sebastian, an Arizona State University student who had sealed his summer plans as a Microsoft intern way back in November, told Business Insider that he had been hyper-prepared for his months-away internship months.  "I planned out my routes to go to the office and the grocery stores," said he said. Those well-laid plans did not, unfortunately, come in handy.  The company sent out frequent emails to students as it monitored the situation. In February, it sent out an email about housing. Then, shortly after, it sent out another email assuring students that the internship would not be cancelled. Finally, the company announced that the program would be virtual for its duration, including with a public blog post on April 6th. "It was sort of a bummer," said Herrera Sebastian, who interned with Microsoft's chat app, Teams. "But then I was like, my main focus was I'm still able to work with the team." While the inability to have an in-person experience was disappointing, the seriousness of the coronavirus crisis trumped all individual concerns.  "It's just better to make everything online because there are people out here with health issues and it's really selfish wanting to force everywhere to open just because you want the experience," MS Sales intern Zikora Anyaoku said.  Business Insider chatted with Herrera Sebastian, Anyaoku, and two other students who were part of Microsoft's first-ever totally virtual internship about their experience. Here's what they told us: On adjusting to working from home: To help its intern class work from home, Microsoft shipped a computer, monitor, laptop, and keyboard to students, and walked them through accessing the company's virtual private networks.  Interns, meanwhile, got to work setting up their makeshift offices. Herrera Sebastian, who was living in an apartment in Phoenix, bought an L-shaped desk from Walmart and snatched his brother's old office chair. Connor Richards, a cloud and AI intern, replaced the small desk provided by his student apartment with a much bigger workspace before the internship started. The company sent the interns copious amounts of swag, too, though its care packages varied between teams. Marketing intern Eileen Toh, for example, received a paint set and bottle of wine for a paint-and-sip activity. Anyaoku received a hoodie and a couple shirts. Herrera Sebastian got a giftbag of trail mix, hot cocoa, and candy, as well as Surface headphones.  "This is the most Amazon packages I think I've ever received in a year," Herrera Sebastian said. Still, even new gear couldn't make up for the fact that the interns, like everyone else, were trapped in place because of the pandemic.  "For school and for work, you're used to going into a separate environment for being productive," Richards said. "It's hard to get that work-life balance when you don't have any sort of separation or boundary." Anyaoku, an international student from Nigeria at the University of Maryland, had to move into a hotel during the last leg of her internship after her apartment lease ended.  "It was difficult coping during the pandemic alone while having an internship," she said. Away from her family in Nigeria, Anyaoku worried about how she was going to navigate her first-ever internship while it was virtual. But after two weeks, her project work picked up and she became closer to her colleagues. "Everything started to fall in place," she said. "My team members were eager to help. I would say I was lucky." Trying to forge bonds, virtually: Like Anyaoku, the other interns weren't quite sure how they were going to network or collaborate virtually with teams they would never meet in person, either.  "As an intern you're already pretty shy, it's kind of hard to reach out to full-time employees," Richards said. "Virtually, that's even harder." Still, Microsoft did its best to accommodate its interns, according to Richards and the others.  For example, Toh said her manager asked about her work style and was taught her teammates' work styles, too. Some preferred email, while others preferred messaging on Teams. This helped Toh understand how to best talk to her colleagues for time-sensitive questions and to ask for advice. Her team also scheduled meetings throughout the week that didn't revolve around work. Sometimes kids or dogs would hop onto the screen, and that helped her get to know her colleagues better, too.  "It basically kind of replaced talking to someone in the hallway," Toh said. In addition to how individual teams handled it, Microsoft also held company-wide virtual Q&As with company vice presidents, and organized small groups of interns to play Pictionary and get to know each other. During the company's annual Intern Day in July, students got to watch performances from Chance the Rapper and Trevor Noah. "They actually made such a big effort," Anyaoku said.  How their work adapted to current events: This has been a truly historic year. Not only has a raging pandemic send the economy into a tailspin, but people across the country hit the streets to march for the Black Live Matters movement, while a particularly heated presidential election approaches.  Toh joined Microsoft's marketing team around the time protests erupted across the country over George Floyd's death. She said that her team often reflected on how to make its marketing campaigns more inclusive. Toh's colleagues shelled out some advice for creating inclusive campaigns while collaborating with colleagues. "I should always want to make it more uncomfortable — to ask those questions," Toh said, referring to bringing up topics about fair representation and accessibility. "What can we do personally? What can I do personally?" Before the pandemic, Herrera Sebastian, who worked with Microsoft Teams, didn't really understand the product well. "I was like, alright, it's another messaging service," Herrera Sebastian said. "And then work from home started coming out and I realized, 'Okay, there's more.'" The coronavirus pandemic spurred the chat app to grow by 75 million daily active users in April, a 70% growth from March. During the antitrust hearings, when Congress confronted CEOs from Apple, Google, Amazon, and Facebook, Richards said that he spent some time reflecting on the issue. "It's kind of bad to be crushing out the small competition," he said. "More companies should be given a chance to innovate and show their product, and that just leads to better things for everybody." Advice for future interns working from home: All interns said the hardest part of the remote internship was finding ways to have light, casual conversations with colleagues and finding ways to network without scheduling formal one-on-ones. "Some advice I got from my manager was: It's all right to just cold-message someone and be like, 'Hey, are you free at this time?'" Herrera Sebastian said. "Because for the most part, everyone's just sitting around with an empty inbox." Toh said she became more proactive about reaching out to colleagues on Microsoft Teams and talked to her manager frequently. She encourages other, future remote interns to try "over-communicating" as well: "Just telling them how are you doing with your project" is a good way to start conversations and make sure you're on track.  Microsoft declined to participate in this story.Join the conversation about this story » NOW WATCH: Why American sunscreens may not be protecting you as much as European sunscreens
Tim Sweeney is the CEO and founder of Epic Games, the company that brought the world "Fortnite." Despite having a net worth just shy of $10 billion, according to Bloomberg, Sweeney enjoys the simpler things in life like Diet Coke and fried chicken from Bojangles'. Read on to learn about the life and rise of Sweeney as he changes the way the world thinks about video games.  Visit Business Insider's homepage for more stories.  In many ways, on paper, Tim Sweeney is an average guy. He likes hiking, tinkering with technology, the occasional Diet Coke, and fried chicken from Bojangles'.  In reality, he's anything but average: Sweeney is the CEO of Epic Games, the company behind "Fortnite" — the wildly popular battle royale video game that's earned billions since launching in 2017. Epic Games is also responsible for Unreal Engine, the software suite used to create some of the world's biggest games. Sweeney has a net worth of nearly $10 billion, according to Bloomberg, millions of which he has donated to forest conservation efforts.  When it comes to tech execs, Sweeney remains rather low-key. He's single, doesn't have any kids, and he's never been enticed by the flashy trappings of Silicon Valley: Epic Games is based out of Cary, North Carolina, just down the road from Raleigh. Sweeney's first-ever job at Epic is still his current job, though the responsibilities and scale have changed considerably since founding the company in 1991.  His latest responsibility: Taking on the likes of Apple and Google in a massive legal battle that could have major ramifications beyond "Fortnite." Here's everything we know about Tim Sweeney, CEO of Epic Games.SEE ALSO: Apple and Google just got sued by the maker of the hugely popular video game 'Fortnite' over their app store policies. Here's what you need to know about the major antitrust battle it reignited. Tim Sweeney, 50, was born in 1970 and raised in Potomac, Maryland, with two older brothers. His father was a cartographer for the US government and his mother took care of Sweeney and his brothers. Source: Wall Street Journal When Sweeney was a preteen, he visited his eldest brother in San Diego, California, at a startup he was working at, which had an IBM computer. His brother taught him how to program on it, and Sweeney spent the rest of the rather impressionable trip "just programming the computer, figuring things out." Sources: Gamasutra, Kotaku After turning 11, Sweeney spent hours on the Apple II Plus computer his brother gave him and used it to program video games. Sweeney told The Wall Street Journal in an interview that he spent more time "programming than I think I was sleeping or in school or doing any other one thing in the world." Sources: CNBC, The Wall Street Journal Sweeney would play Nintendo's "Super Mario Bros." when he was a child as a way to "discover what games were doing and how they were doing it," according to an interview with video game website Kotaku in 2011. Aside from gaming, the inquisitive future CEO would disassemble lawnmowers​, radios, and TVs to see how each functioned. He was also a big fan of arcades. Source: Kotaku Sweeney attended the ​University of Maryland as a mechanical engineering major. During his second year of college, he decided to go all-in with gaming by creating his first full-fledged​ video game, "ZZT." He also founded his company, Potomac Computer Systems, which would later become Epic Games, to develop "ZZT." Source: Gamasutra, CNBC Despite being a gifted young coder, Sweeney didn't initially know how to program graphics, like "actual characters and objects," into "ZZT." Instead, he used symbols and smiley faces that would attack monsters and "run through levels." The hardware also functioned as an editor, so users could create their own games with it. He released the game in 1991. Source: Engadget Sweeney dropped out of college just one credit shy of graduating, and moved back in with his parents in Potomac, when he was 20. He used the $4,000 in his savings and began working on what would later become Epic Games in his parents' garage. For quite some time, customers who were interested in buying a copy of "ZZT" sent checks to Sweeney's parents' house, and waited for a disk copy of the game to come in the mail. Sources: The Wall Street Journal, CNBC Sweeney sold "several thousand" copies of "ZZT" while living with his parents. He rebranded his company as Epic MegaGames, a name Sweeney said was "kind of a scam to make it look like we were a big company." With new orders coming in daily, Sweeney was able to move out of his parents' house in 1999 and quit his side gig mowing lawns. Epic eventually dropped the "Mega" from its name. Source: Gamasutra Sweeney then moved Epic to Cary, North Carolina, where it remains to this day. At the start, Sweeney's primary role was still programming — until the release of "Unreal," the company's inaugural first-person shooter video game. Source: CNBC "Unreal," which was released in 1998, was a PC-based game that allowed users the ability to play together on separate computers. The 3D graphics technology behind the game was called the Unreal Engine, and it became a foundational element of Epic's future business. Sources: Business Insider, Kotaku In 2006, Epic's "Gears of War" was released. It was built for Microsoft's Xbox 360 using the Unreal Engine. The New York Times described the game as "a more deliberate, thoughtful sort of shooter [with] plenty of action and gore." The publication also called "Gears of War" one of the "best looking" games. Sources: CNBC, The New York Times, The New York Times Following the launch and commercial success of "Gears of War," Sweeney indulged. According to an interview he gave to the Journal in 2019, he had a "Ferrari and Lamborghini in the parking lot of my apartment ... People who hadn't met me thought I must be a drug dealer." He has since gotten rid of the flashy sports cars. Source: The Wall Street Journal The "Gears of War" franchise, with over half a dozen games, has sold over 22 million units and made over $1 billion in revenue. (Microsoft bought the "Gears of War" franchise in 2014 for an "undisclosed amount.") Source: CNBC, Gamepedia, Engadget Epic Games is also responsible for games like "Shadow Complex" and the "Infinity Blade" series, both role-playing fighting games set in past and futuristic time periods. In 2013, Chinese tech company Tencent invested $330 million into Epic Games for a 40% stake. Sources: Business Insider, CNBC In 2015, Epic Games announced that the Unreal Engine would be made free, making it easier for any aspiring game developer to start their next project. The technology behind the Unreal Engine is regarded as "one of the most widely used engines in existence." By making the Unreal Engine free to use, Epic Games gets a cut when game developers and publishers sell games made with it — a significant part of the way the company generates revenue. Source: Business Insider Epic revealed a new game it was working on in 2011, "Fortnite." It was introduced as a survival-style game with a smaller scope than the blockbuster "Gears of War" series. It was another six years before the game launched: Epic didn't start offering early access to "Fortnite" until mid 2017. Source: Polygon, IGN Everything changed for Sweeney and Epic Games in September 2017 with the release of "Fortnite Battle Royale" — a free-to-play battle royale model of the game where users "collect resources, make tools and weapons, and try to stay alive as long as possible." The game found worldwide success just a few months after its release, amassing over 200 million players across seven different game platforms. Source: NBC, Business Insider Sweeney, however, does not like to take credit for the success of "Fortnite" — he credits it largely to the game developers on his team. The Journal reported, "the entrepreneur is adamant about one thing: He did not create 'Fortnite' — his employees did. He didn't design or program the game" — but he did create the company that did. Source: The Wall Street Journal Even though "Fortnite" is free-to-play, Epic Games receives revenue from it "entirely from in-game purchases, even though the virtual goods give players no competitive advantage." Character costumes, called "skins," seasonal "battle passes," and accessories can anywhere from a few dollars to nearly $20 each. With over 350 million registered "Fortnite" players, the company has made well over $4 billion since launch in September 2017. Sources: Business Insider, Business Insider, Engadget, The New York Times With the blockbuster success of "Fortnite," Sweeney skyrocketed onto Bloomberg's Billionaires Index with a net worth of $9.4 billion. This puts him above other billionaires like Marc Benioff and Gabe Newell, but well below tech giants Bill Gates and Jeff Bezos. Source: Business Insider "Fortnite" has not only made Sweeney a richer man, but many "Fortnite" players as well. Tyler "Ninja" Blevins reportedly made $1 million a month playing the game and streaming it on Twitch. And every summer, Epic Games hosts a "Fortnite World Cup" where players can win a piece of a $30 million prize. Sources: CNBC, USA Today Read more: This 28-year-old makes $500,000 every month playing 'Fortnite' — here's how he does it Sweeney is a very casual guy. His workplace attire consists of t-shirts and cargo pants. When people go to an interview at Epic Games, they are advised not to wear a jacket and tie. Source: The Wall Street Journal Despite having a sports car infatuation at the beginning of his career, Sweeney has since spent his millions on conservation efforts in North Carolina. He bought 193 acres in Alamance County for​ preservation and donated $15 million to protect 7,000 acres of forests in western North Carolina. Source: Triad Business Journal Since the launch of "Fortnite" in 2017, Sweeney has turned his attention to two major new ventures: Launching a digital gaming store in the Epic Games Store, and a battle with Apple and Google over "Fortnite" royalties. In mid-August, Epic issued an update on Apple and Android smartphones to "Fortnite" that allowed players to bypass the companies' digital payment systems. Instead of Apple and Google, payments went directly to the "Fortnite" studio, Epic Games. In response, both companies removed "Fortnite" from their respective app stores. After "Fortnite" was removed from Apple and Google's digital storefronts, Epic filed suits against both companies. An advertisement was also rolled out, which directly parodied Apple's famous "1984" advertisement: Youtube Embed: //www.youtube.com/embed/euiSHuaw6Q4 Width: 800px Height: 450px Sweeney has railed against Apple and Google's digital storefronts as "monopolies" for years, and "Fortnite" is the leverage he's using to turn his criticism into potentially impactful action. What will happen in court is anyone's guess, but we know one thing for sure: Apple isn't budging. "The App Store is designed to be a safe and trusted place for users and a great business opportunity for all developers," Apple said in a statement on August 17. "Epic has been one of the most successful developers on the App Store, growing into a multibillion dollar business that reaches millions of iOS customers around the world. We very much want to keep the company as part of the Apple Developer Program and their apps on the Store. The problem Epic has created for itself is one that can easily be remedied if they submit an update of their app that reverts it to comply with the guidelines they agreed to and which apply to all developers. We won't make an exception for Epic because we don't think it's right to put their business interests ahead of the guidelines that protect our customers."
(Frontiers) Nutrient pollution in the oceans caused by human activity can significantly impact marine life. The process results in an explosion of plant and algal life in the sea that disrupts delicate marine ecosystems and destroys marine habitats. However, a new review highlights that the problem can be exacerbated by other human actions, such as climate change. The article proposes an integrated solution that involves ecosystem management and includes practical steps to reduce nutrient pollution.
(University of Maryland Baltimore County) Researchers at the University of Maryland, Baltimore County (UMBC) and the University of California, Irvine (UCI) have collaborated to create a universal design schema for navigation technologies to better support people with disabilities in getting from place to place. For this study, researchers worked with technology users with a broad and diverse range of disabilities to find similarities and differences in their navigation preferences. They then used those findings to create a schema that can inform the design of future technologies.
(University of Maryland) 'Blue whirls' -- small, spinning blue flames that produce almost no soot when they burn -- have attracted great interest since their discovery in 2016, in part because they represent a potential new avenue for low-emission combustion. Now, a team of researchers has identified how these intriguing whirls are structured.
Brex, a fintech unicorn, is one of the most interesting companies in Silicon Valley. We identified the 13 employees that Brex assembled to help the financial-services startup take on traditional financial institutions in 2020. The power players include employees who helped launch its bank-account product, Brex Cash, and people working with existing customers and recruiting new ones for the flagship corporate-credit-card product. Click here to read more BI Prime stories. Brex, simply put, is a startup for startups. A venture-backed company can have millions in the bank and not get approved for a credit card. That's because the traditional financial institutions want to see a credit history, which few new companies have, before issuing that precious piece of plastic. Brex solved for the problem by giving corporate credit cards to startups based on their available cash balance — including money raised through venture funding — and using data to predict a startup's future ability to pay. In the past year, Brex grew beyond its roots as a "black card for startups" to include a bank-account product that gives customers the ability to send payments, new credit cards with rewards tailored for e-commerce and healthcare businesses, a members-only lounge, and a restaurant. Each new product brings Brex closer to the financial-services leaders it wants to unseat. Henrique Dubugras, the company's 24-year-old cofounder and chief executive, told Business Insider that in the long run, the goal is not to become a bank — but to create a collection of products for saving and spending money, in the same way that Apple owns computing through its product suite. With a private-market valuation of $2.6 billion, Brex has plans to double its staff to 800 employees this year, adding to a powerhouse team of financial-services veterans and tech-giant alumni. This list of top employees is focused on staff who are helping the company take on legacy finance institutions, as opposed to the technical talent at the startup. They include the people tasked with raising funding, rolling out new products, keeping customers happy, and signing on rewards partners, as well as the people responsible for plastering San Francisco with Brex advertisements.   Meet the 13 power players of Brex:SEE ALSO: Brex, the $2.6 billion credit card company for startups, explains why it's getting closer to traditional finance with its new Brex Cash bank account product DON'T MISS: Brex raised $57 million from Peter Thiel and Y Combinator using these 19 slides Michael Tannenbaum, chief financial officer Michael Tannenbaum was the architect of Brex's flagship product, which allows startups to get approved for corporate credit cards based on their available cash balance — including venture capital — rather than credit history. The company uses data to forecast cash balances and determine the startup's future ability to pay, the idea being that it could cut off customers before they go into credit-card debt. A former investment-banking analyst, Tannenbaum started working at Brex when the company was just an idea staged in the cofounder's kitchen. He was hired to develop its credit-card model and to build credibility with financial partners, including banks and lenders. As chief financial officer, he oversees finance, operations, capital markets, corporate development, and credit. Larissa Rocha, chief community officer As employee No. 1 at Brex, Rocha has held a variety of roles, but she has always maintained the "doer" mindset that Brex cofounders Dubugras and Pedro Franceschi gave her in her first position. Rocha joined the startup two weeks after her graduation from Harvard University. Over the years, she built a customer-support team, helped land the company's first customers, and oversaw its foray into restaurants and community spaces. She even ran strategy for recruiting engineers. "When Henrique explained the new role for me, that was my first time hearing a lot of those developer terms," Rocha said. Now Rocha is chief community officer and creates programming for Brex's customers. She said that since Brex is itself a startup, she's been able to help other Brex members navigate similarly difficult and less-than-well-defined issues she has successfully overcome.   Katie Biber, Chief Legal Officer Katie Biber joined Brex in July to lead its legal and compliance teams as the startup was launching an FDIC-insured bank account product for its customers.  The former legal executive oversaw compliance initiatives at major tech startups like Airbnb, Thumbtack, and crypto startup Anchorage following years of work as a political lawyer. "I committed to giving the tech industry a 2-year effort and it stuck," Biber told Business Insider in July. Like Dubugras, Biber sees opportunity for Brex and other startups in highly regulated industries like finance, to build trust with customers by working within those traditional bounds instead of breaking them down. "The market opportunity for Brex is really immense because it has defined a category and now others are rushing to fill it," Biber said. "It reminds me of a campaign that just hits it spot on. You can have the slickest ads, but if your candidate doesn't strike a chord with voters you are staring down empty stadiums. I see that all coming together at Brex." Marco Mahrus, vice president of payments Marco Mahrus was working to develop underwriting improvements at Uber when a friend introduced him to the Brex team. The Harvard MBA grad had spent years working in finance at big tech companies and smaller startups and wasn't ready yet to make the switch. By 2019 that changed, and Mahrus was ready to jump on Brex's rocketship. As head of payments, Mahrus is responsible for building the underlying infrastructure that keeps Brex running. He has spearheaded efforts to integrate Apple Pay and Google Pay in addition to managing all profits and losses on the corporate-cards side of the business.  "Brex is known for corporate-card payments and now a cash-management account, but under the hood is a core banking platform developed from the ground up to address startup and SMB financial services," Mahrus said. Thomas Piani, product director for Brex Cash Choosing a credit card often comes down to which has the most useful rewards. Thomas Piani was hired in 2018 to design the company's rewards program to go head-to-head with those of competitors like American Express or Chase Bank.  He landed the startup's first airline partnership, which let Brex customers spend their rewards on miles, and led the initiative around its first cobranded credit card with Bank of the West. Today, Piani oversees the company's second product, a no-fee credit card for e-commerce companies. His team rolled out a suite of rewards tailored to those businesses, such as discounts on shipping and advertising through partnerships. Roni Saporta, director of capital markets Because Brex's core business is extending credit to customers, it relies on raising debt from big institutions on Wall Street, regional banks, and asset managers to finance those credit-card transactions. Roni Saporta helped the company close two massive fundraising events last year: a $100 million round of debt financing from Barclays in June and a second round from Credit Suisse that totaled $200 million. As a director of capital markets, she's tasked with building relationships with investors and negotiating deal terms. Before Brex, Saporta was an associate at Credit Suisse in New York. Mira Srinivasan, head of credit Taking on entrenched financial-services companies like American Express is a daunting undertaking, to say the least. But Brex has a secret weapon: Mira Srinivasan, a former vice president of American Express. Srinivasan joined Brex in 2019 to build the kind of credit policies and procedures that the startup is banking on to unseat her former employer. She takes a veteran's approach to risk monitoring and assessment by instituting old procedures, like collections, with a startup slant. By using data that other institutions don't have, Srinivasan's team is able to more accurately predict and manage risk to the benefit of Brex and its customers, she said. "Most traditional finance institutions do not have this flexibility, as they are bound by legacy infrastructure," Srinivasan said. Before Brex, she led risk management at American Express for 12 years. She was previously a research analyst at McKinsey in its corporate-finance division. Miguel Rios-Berrios, director of engineering and head of data Miguel Rios-Berrios got his engineering degree from the University of Puerto Rico at Mayaguez before heading to the University of Maryland for his Masters. He never finished the program, and instead landed an internship at Twitter in 2010. There, he learned the ropes of the tech industry and quickly rose the ranks of the engineering organization, eventually becoming the head of data science. A company spokeswoman said Brex set out on a year-long search for its new head of engineering late last year. The startup was rapidly growing the team as it continued to add new products and services at a break-neck pace, and needed someone to lead the team. Rios-Berrios had the experience Brex was looking for, and he joined the startup in October. In his role, Rios-Berrios leads the teams responsible for data products, data platforms, risk, and analytics. He is also an active member of Brex's diversity council, according to a company spokeswoman.   Erica Dorfman, vice president of treasury and capital markets Erica Dorfman joined Brex in August 2019 to lead liquidity, cash management, and debt financing for the startup's suite of credit products. With her team, Dorfman has raised $500 million in debt financing for Brex, and most recently helped launch its newest service, an FDIC-insured Brex Cash account for startups. Dorfman entered the fintech world after several years working in a traditional finance role on Wall Street. She oversaw capital markets initiatives at student loan startup SoFi before leading finance and operations at finance automation startup Tally.    Ritik Malhotra, product director for special projects Ritik Malhotra joined Brex as part of the acquisition of his company, Elph, which let users manage their cryptocurrency holdings across apps in one place. His team got to work immediately on Brex Cash, the startup's answer to bank accounts. The product will give customers the ability to store money, earn yields, and send payments in less than a minute, according to the company. It is still being tested and has a waitlist of startups. Malhotra said he spends a lot of time trying to suss out where traditional finance institutions fall short to help Brex Cash solve for customer frustrations. Camilla Morais, vice president of operations and financial planning Camilla Morais, the vice president of finance, runs internal finance for the fast-growing startup. She's responsible for the teams that raise money from capital markets and ensure the unit economics that make investors happy to see. She also manages head count and office planning as the company seeks to double its workforce. When she joined in 2018, Morais worked on designing the financial models that Brex used for its flagship corporate credit card. Since then, she has also had a hand in overseeing Brex Cash, the startup's bank-account product, and offerings for e-commerce and healthcare startups. "Speaking with investors is part of my day-by-day at Brex, whether or not we are fundraising," Morais told Business Insider. "It's always important to build a relationship with our current and future investors before the needs come. But there is much more than that." Before Brex, Morais was a director of marketing and business planning for Kraft Heinz in Chicago. Kira Klaas, director of brand On marketing, Brex has to compete with traditional financial institutions — many of which have branch locations and airport lounges — on a fraction of their budgets. Kira Klaas, who works on the startup's mission and brand messaging, convinces startups to put their trust in the lesser-known entity. Her job is to develop customers who believe so strongly in Brex's story and how it creates value that they try to convince others to sign up.  Last year, her pièce de résistance was Brex's advertising takeover at TechCrunch Disrupt, a San Francisco conference attended by thousands of tech workers. Dubugras announced its new product Brex Cash onstage, and within minutes, 257 billboards, bus stops, and news-rack advertisements across the city were swapped out to promote the launch. She said the company passed its goal for sign-ups by 273% at launch, and the waitlist has been growing steadily since. Arthur Levy, vice president of business development In early 2019, Arthur Levy was the company's first business-development hire, and since then, he has built a team and strategy around creating partnerships that add value for Brex's customers. Brex's chief financial officer called Levy the "mastermind" behind the company's new partnership with JetBlue, which allows startups to cash in points for miles. He spent many hours flying to New York to convince the airline to give select customers preferred status and later to allow all customers to transfer rewards. Levy also oversees high-profile deals and partnerships with Intuit, NetSuite, Amazon Web Services, WeWork, and Zoom. His team drives almost 40% of new revenue every month, the startup said.
And needs a very blunt instrument to do the job, because the protocol works as planned China is now blocking all encrypted HTTPS traffic that uses TLS 1.3, according to observers at the Great Firewall Report (GFR).…
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Hospitals and Outpatient Care Centers Market are medical facilities are the centers which offer the diagnostic and medical treatment to patients with a wide range of medical conditions.Outpatient care centers offer medical care or treatment that does not require any overnight stay in a hospital or medical facility.The global hospitals and outpatient care centers market accounted to USD 3,100.0 billion in 2017 growing at a CAGR of 4.5% during the forecast period of 2018 to 2025.The upcoming market report contains data for historic years 2015, the base year of calculation is 2017 and the forecast period is 2018 to 2025.Get Sample Report at : https://www.databridgemarketresearch.com/request-a-sample/?dbmr=global-hospital-operating-room-or-products-and-solutions-marketCompetitive Analysis: Global Hospitals and Outpatient Care Centers MarketFew of the major competitors currently working in Global Hospitals and Outpatient Care Centers Market are National Health Service, Kaiser Permanente, Davita, Mayo Clinic Scottsdale AZ, Johns Hopkins Medicine, Clevel Clinic, M D Anderson Cancer Center, Memorial Sloan Kettering, Cancer Center, University of Maryland Medical Center, and St. Jude Children's Research Hospital among others.. Key Pointers Covered in the Global Hospitals and Outpatient Care Centers Market Trends and Forecast to 2026Global   Hospitals and Outpatient Care Centers Market New Sales VolumesGlobal   Hospitals and Outpatient Care Centers  Market Replacement Sales VolumesGlobal   Hospitals and Outpatient Care Centers Market Installed BaseGlobal   Hospitals and Outpatient Care Centers Market By BrandsGlobal   Hospitals and Outpatient Care Centers Market SizeGlobal   Hospitals and Outpatient Care Centers  Market Procedure VolumesGlobal   Hospitals and Outpatient Care Centers Market Product Price AnalysisGlobal   Hospitals and Outpatient Care Centers Market Healthcare OutcomesGlobal   Hospitals and Outpatient Care Centers Market Cost of Care AnalysisGlobal   Hospitals and Outpatient Care Centers Market Regulatory Framework and ChangesGlobal   Hospitals and Outpatient Care Centers Market Prices and Reimbursement AnalysisGlobal   Hospitals and Outpatient Care Centers Market Shares in Different RegionsRecent Developments for Global   Hospitals and Outpatient Care Centers Market CompetitorsGlobal   Hospitals and Outpatient Care Centers Market Upcoming ApplicationsGlobal   Hospitals and Outpatient Care Centers Market Innovators StudyGet Detailed TOC:https://www.databridgemarketresearch.com/toc/?dbmr=global-hospital-operating-room-or-products-and-solutions-marketMarket Segmentation: Global Hospitals and Outpatient Care Centers MarketBy type the global hospitals and outpatient care centers market is segmented into government hospitals, and private hospitals.On the basis of department the global hospitals and outpatient care centers market is segmented into hospitals and outpatient care centers.Hospitals segment is further sub-segmented into emergency department, cardiology, intensive care unit, paediatric intensive care unit, neonatal intensive care unit, cardiovascular intensive care unit, neurology, oncology, obstetrics and gynecology.Outpatient care centers segment is further sub-segmented into ambulatory surgical & emergency centers, kidney dialysis centers, general medical & surgical hospitals, specialty hospitals, family planning centers, ent clinic, psychiatric & substance abuse hospitals, outpatient mental health & substance abuse centers, other outpatient care centers.On the basis of geography, global Hospitals and Outpatient Care Centers market report covers data points for 28 countries across multiple geographies such as North America & South America, Europe, Asia-Pacific, and Middle East & Africa.Some of the major countries covered in this report are U.S., Canada, Germany, France, U.K., Netherlands, Switzerland, Turkey, Russia, China, India, South Korea, Japan, Australia, Singapore, Saudi Arabia, South Africa, and Brazil among others.In 2017, North America is expected to dominate the market.Major Market Drivers and Restraints:Growth in The Number Of Lifestyle Related DiseasesRising Geriatric PopulationHigh Treatments CostsIncreased cost of Surgical EquipmentEmerging Countries Inquire Before Buying: https://www.databridgemarketresearch.com/inquire-before-buying/?dbmr=global-hospital-operating-room-or-products-and-solutions-marketKey insights in the report:Complete and distinct analysis of the market drivers and restraintsKey Market players involved in this industryDetailed analysis of the Market SegmentationCompetitive analysis of the key players involvedAbout Us: Data Bridge Market Research set forth itself as an unconventional and neoteric Market research and consulting firm with unparalleled level of resilience and integrated approaches.
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The volcanoes of Venus are still active today, with at least 37 areas showing recent activity, a new 3D model reveals. This simulation from the University of Maryland and the Institute of Geophysics at ETH Zurich shows the surface of Venus as being geologically alive. These Venusian volcanoes form in clusters, potentially revealing details of activity taking place beneath the surface of our neighboring world. “This is the first time we are able to point to specific structures and say ‘Look, this is not an ancient volcano but one that is active today, dormant perhaps, but not dead. This study… This story continues at The Next Web
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(University of Maryland) In a new paper published in Applied Economics Perspectives and Policies, University of Maryland researcher Jim MacDonald presents a detailed history of the consolidation of agriculture in the US based on 35 years of data, with implications for all sectors of agriculture moving forward. Data show a steady shift to fewer and larger farming operations across crops, dairy, and livestock.
A new scientific study has identified 30 recently active volcanoes on the surface of Venus. The study offers some of the best evidence ever that Venus is still a geologically active planet. The research was conducted by scientists at the University of Maryland and the Institute of geophysics at ETH Zürich. One researcher says that this is the first time … Continue reading
Venus likely has at least three dozen active volcanoes on its surface, according to a new study.
We may not know the answer until the 2030s, though The volcanoes on Venus, thought to have been long extinct, are actually still alive, at least in some cases, and are just having a quiet spell before reshaping the planet's surface once again. That's according to a paper published in Nature Geoscience on Monday.…
New research suggests over three dozen spots on the super-heated world could be ready to blow.
Elon Musk has overtaken Warren Buffett on the Bloomberg Billionaires Index. The Tesla CEO is worth $70.5 billion, while the Berkshire Hathaway CEO's fortune stands at $69.2 billion. Musk has benefited from Tesla stock skyrocketing in recent weeks, while Buffett has been hurt by Berkshire's underperformance and his donation of shares that would be worth $62 billion today. Here are several reasons why Musk's wealth jump above Buffett might not be justified. Visit Business Insider's homepage for more stories. Elon Musk has leapfrogged Warren Buffett in the Bloomberg Billionaires Index to become the world's seventh-richest person with a $70.5 billion fortune. There are several reasons to question whether that's justified. Musk's net worth primarily reflects the surging value of his 18.5% stake in Tesla. The electric-car maker's stock has tripled in value since March, and rocketed up more than 60-fold since its listing just over a decade ago. Buffett's fortune largely comprises Berkshire Hathaway Class A shares, plus a few Class B shares, which together give him a 15.5% stake in his conglomerate. He is currently worth about $69 billion, following his donation of about $2.9 billion in stock to five philanthropic organizations last week. Musk has climbed the billionaire ranks and Buffett has slipped down because Tesla stock is in vogue right now, while Berkshire stock isn't. A likely reason is investors' excitement about tech companies benefiting from the coronavirus pandemic, even though Tesla isn't an obvious winner. The FAANG (Facebook, Apple, Amazon, Netflix, Google) stocks have soared in recent months because investors expect people will stream more TV shows and movies, buy more stuff online, and spend more time on their devices using apps such as Instagram and YouTube while they're stuck at home during the pandemic. However, Tesla stands to lose as consumers take fewer trips and delay big-ticket purchases such as new cars. It also faces slimmer profit margins than pure software companies given the high costs of manufacturing vehicles, potentially weighing on its future growth rate and earnings. The group also faces fierce competition that could threaten its position as the premier electric automaker. It has to contend with incumbents such as Ford, GM, and Chrysler that are scrambling to catch up with its technology, as well as foreign rivals such as Buffett-backed BYD in China. Meanwhile, Berkshire stock is down about 20% this year, compared to a roughly 2% decline for the S&P 500. Commentators argue that Buffett has lost a step in his old age, Berkshire is being crowded out by the Federal Reserve and prevented from striking bailout deals, and the company has the wrong stock portfolio for the crisis. Yet Berkshire's $94 billion Apple stake, $137 billion in cash as of March 31, and the rest of its stock portfolio are currently worth a combined $344 billion — more than 75% of its $443 billion market capitalization. David Kass, a finance professor at the University of Maryland, tweeted that fact last weekend, pointing out that it implies the rest of Berkshire is worth only $100 billion. Berkshire owns dozens of businesses including Geico, See's Candies, MidAmerican Energy, and the Burlington Northern railroad. It boasted about $375 billion in net assets at last count, meaning its market capitalization values it at less than 1.2 times its book value. Tesla is valued at 20 times book value. Buffett's company stands to gain whether the pandemic recedes or worsens, Pelican Bay Capital Management chief Tyler Hardt told Business Insider last week. If the virus threat grows, Buffett will have another chance to hunt for bargains and deploy Berkshire's cash, he said. If it dissipates, the earnings power of Berkshire's businesses will return to the fore, he added. The difference in Musk and Buffett's fortunes reflects more than valuation. It's also a product of Buffett giving $37 billion in Berkshire stock to charity in the past 14 years, based on the market value of the roughly 226,000 Class A shares when he gifted them. If Buffett had held on to those shares and that didn't affect Berkshire's stock price, they would be worth about $62 billion today, catapulting him into second place on the billionaire list with a fortune of more than $130 billion. The fact that Musk has joined the ranks of the 10 wealthiest people in the world, while Buffett has tumbled to his lowest position since the index started in 2012, could signal the beginning of a new era. It could also indicate that investors' love affair with the electric-car startup has gotten out of hand.Join the conversation about this story » NOW WATCH: Why electric planes haven't taken off yet
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Hospitals and Outpatient Care Centers Market are medical facilities are the centers which offer the diagnostic and medical treatment to patients with a wide range of medical conditions.Outpatient care centers offer medical care or treatment that does not require any overnight stay in a hospital or medical facility.The global hospitals and outpatient care centers market accounted to USD 3,100.0 billion in 2017 growing at a CAGR of 4.5% during the forecast period of 2018 to 2025.The upcoming market report contains data for historic years 2015, the base year of calculation is 2017 and the forecast period is 2018 to 2025.Get Sample Report at : https://www.databridgemarketresearch.com/request-a-sample/?dbmr=global-hospital-operating-room-or-products-and-solutions-marketCompetitive Analysis: Global Hospitals and Outpatient Care Centers MarketFew of the major competitors currently working in Global Hospitals and Outpatient Care Centers Market are National Health Service, Kaiser Permanente, Davita, Mayo Clinic Scottsdale AZ, Johns Hopkins Medicine, Clevel Clinic, M D Anderson Cancer Center, Memorial Sloan Kettering, Cancer Center, University of Maryland Medical Center, and St. Jude Children's Research Hospital among others.. Key Pointers Covered in the Global Hospitals and Outpatient Care Centers Market Trends and Forecast to 2026Global   Hospitals and Outpatient Care Centers Market New Sales VolumesGlobal   Hospitals and Outpatient Care Centers  Market Replacement Sales VolumesGlobal   Hospitals and Outpatient Care Centers Market Installed BaseGlobal   Hospitals and Outpatient Care Centers Market By BrandsGlobal   Hospitals and Outpatient Care Centers Market SizeGlobal   Hospitals and Outpatient Care Centers  Market Procedure VolumesGlobal   Hospitals and Outpatient Care Centers Market Product Price AnalysisGlobal   Hospitals and Outpatient Care Centers Market Healthcare OutcomesGlobal   Hospitals and Outpatient Care Centers Market Cost of Care AnalysisGlobal   Hospitals and Outpatient Care Centers Market Regulatory Framework and ChangesGlobal   Hospitals and Outpatient Care Centers Market Prices and Reimbursement AnalysisGlobal   Hospitals and Outpatient Care Centers Market Shares in Different RegionsRecent Developments for Global   Hospitals and Outpatient Care Centers Market CompetitorsGlobal   Hospitals and Outpatient Care Centers Market Upcoming ApplicationsGlobal   Hospitals and Outpatient Care Centers Market Innovators StudyGet Detailed TOC:https://www.databridgemarketresearch.com/toc/?dbmr=global-hospital-operating-room-or-products-and-solutions-marketMarket Segmentation: Global Hospitals and Outpatient Care Centers MarketBy type the global hospitals and outpatient care centers market is segmented into government hospitals, and private hospitals.On the basis of department the global hospitals and outpatient care centers market is segmented into hospitals and outpatient care centers.Hospitals segment is further sub-segmented into emergency department, cardiology, intensive care unit, paediatric intensive care unit, neonatal intensive care unit, cardiovascular intensive care unit, neurology, oncology, obstetrics and gynecology.Outpatient care centers segment is further sub-segmented into ambulatory surgical & emergency centers, kidney dialysis centers, general medical & surgical hospitals, specialty hospitals, family planning centers, ent clinic, psychiatric & substance abuse hospitals, outpatient mental health & substance abuse centers, other outpatient care centers.On the basis of geography, global Hospitals and Outpatient Care Centers market report covers data points for 28 countries across multiple geographies such as North America & South America, Europe, Asia-Pacific, and Middle East & Africa.Some of the major countries covered in this report are U.S., Canada, Germany, France, U.K., Netherlands, Switzerland, Turkey, Russia, China, India, South Korea, Japan, Australia, Singapore, Saudi Arabia, South Africa, and Brazil among others.In 2017, North America is expected to dominate the market.Major Market Drivers and Restraints:Growth in The Number Of Lifestyle Related DiseasesRising Geriatric PopulationHigh Treatments CostsIncreased cost of Surgical EquipmentEmerging Countries Inquire Before Buying: https://www.databridgemarketresearch.com/inquire-before-buying/?dbmr=global-hospital-operating-room-or-products-and-solutions-marketKey insights in the report:Complete and distinct analysis of the market drivers and restraintsKey Market players involved in this industryDetailed analysis of the Market SegmentationCompetitive analysis of the key players involvedAbout Us: Data Bridge Market Research set forth itself as an unconventional and neoteric Market research and consulting firm with unparalleled level of resilience and integrated approaches.
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Any man would be disturbed under the situations, however to Alfred the shock was overwhelming since he saw himself as the world saw him.Next-door neighbors offered to handle the obligation of cleaning contaminated materials from your house.Various other good friends got here to assist confine animals and pack them to be transferred to their new homes.Even on the days of the visitation and funeral, my brother and brother-in-law were really working on the farm till they needed to leave to show up at the funeral house on a timely basis.funeral template of the most important things that I did was rely on my church household at Consolidated Baptist Church on Russell Cave Roadway.Death is never simple to the household or the medical staff in an assisted living home who have actually concerned care deeply for them.Doug finished from Howard High School in 1977, and after that from the University of Maryland with a bachelor's degree in manufacturing engineering in 1982.With my work and the kids, I simply don't have time to compose that book.Focus instead on reminding all present of the person's character, the advantages they provided for other individuals.
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Any guy would be disturbed under the situations, however to Alfred the shock was frustrating due to the fact that he saw himself as the world saw him.Neighbors offered to handle the responsibility of cleaning hazardous waste from your house.Even on the days of the visitation and funeral, my bro and brother-in-law were really dealing with the farm till they had to delegate show up at the funeral home on a prompt basis.One of the most essential things that I did was rely on my church household at Consolidated Baptist Church on Russell Cave Road.When I would go into the church structure, I would instantly feel a sense of peace.To show a relationship: As in dates in between birth and death on a tombstone, an obituary, or historical information as in George Bernard Shaw (1856-1950), or keeping game scores, Turtles vs. Rabbits 14-15.death takes place every day, death will occur to utilize all at some time.Death is never easy to the family or the medical personnel in a nursing home who have actually come to care deeply for them.Doug graduated from Howard High School in 1977, and then from the University of Maryland with a bachelor's degree in making engineering in 1982. http://tech.asialogue.com/news/funeral-program-templates-available-at-the-funeral-program-site/0222029/ went on to make a master's degree in service administration from Johns Hopkins University.Time can be browsed by perception.And as He does, you will discover recovery for your embarassment beyond your wildest dreams.It is much simpler for me to compose short articles utilizing medical references, recorded facts, information, etc.My thinking is that by exposing individual info, I end up being more susceptible and concerned about how readers will be or respond impacted by my words.Do not be frightened to ask other member of the family and buddies for their suggestions in deciding what remembrances you want to share.
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The program uses a 4-page or 4-panels of space for text after its in its folded state, therefore producing four halves.Here is our breakdown: casket $5,000, graveside services $3,300, officiant: $500, obituary $1,200, burial plot $4,000, real burial $800, death certificates $12/each, burial permit $12.Doug graduated from Howard High School in 1977, and then from the University of Maryland with a bachelor's degree in manufacturing engineering in 1982.http://markets.financialcontent.com/investplace/news/read/39376634/The_Funeral_Program_Site_Offer_a_Wide_Range_of_Options_for_every_Budget have a young kid, certainly not prepared to sit quietly in the court house.To make things even more tough, the Amish have numerous individuals with the very same names!The body of the departed needs to not be left ignored from the time of death until burial.4) CELEB AUTOGRAPH: Who is Father's favorite actual time celebrity?Then it's time to go to work, if you want a genuine eye opener of a scrapbook.
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Any male would be disturbed under the circumstances, but to Alfred the shock was overwhelming due to the fact that he saw himself as the world saw him.Neighbors used to take on the obligation of cleansing dangerous waste from your house.Even on the days of the visitation and funeral, my bro and brother-in-law were really working on the farm until they had to delegate come to the funeral home on a prompt basis.Among the most essential things that I did was turn to my church family at Consolidated Baptist Church on Russell Cavern Road.They hoped with me, they hoped for me and my siblings, and they positioned my entire family on the church prayer list.Death is never simple to the household or the medical personnel in an assisted living home who have pertained to care deeply for them.Doug finished from Howard High School in 1977, and then from the University of Maryland with a bachelor's degree in making engineering in 1982.Do we have time to go to the game and tidy the house prior to your mother comes to dinner?With my work and the kids, I simply don't have time to compose that book.
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The nurse will be available in, got rid of bandages if there are any and remove the Foley if there is one.You see, it was Alfred's bro that had actually died and the press reporter carelessly reported the death of the wrong sibling.Any guy would be disturbed under the circumstances, but to Alfred the shock was frustrating due to the fact that he saw himself as the world saw him.Neighbors used to take on the duty of cleansing contaminated materials from the home.Even on funeral templates of the visitation and funeral, my brother and brother-in-law were really dealing with the farm till they needed to delegate reach the funeral home on a prompt basis.One of the most crucial things that I did was turn to my church family at Consolidated Baptist Church on Russell Cave Roadway.Death is never simple to the household or the medical staff in an assisted living home who have come to care deeply for them.Doug finished from Howard High School in 1977, and then from the University of Maryland with a bachelor's degree in manufacturing engineering in 1982.He went on to make a master's degree in organisation administration from Johns Hopkins University.funeral program template can be navigated by perception.
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You might be required to submit TOEFL, IELTS or PTE scores if you do not hold a level from a U.S. establishment or from one of the English talking international locations (under).If you are a U.S. citizen or permanent resident with international credentials, you'll still be required to submit English take a look at scores if you do not maintain a level from one of many international locations on this listing.Options for providing proof of English proficiency include:(TOEFL) ScoreFor the University of Maryland to receive your TOEFL score, please use the reporting code 5814.(PTE) ScorePTE test takers can send their score reports to the University of Maryland via their Pearson Account.< English language teaching >(IELTS) ScoreThe University of Maryland downloads IELTS scores that have been transmitted to our e-download account.If so, you may be notified of this requirement in your official admission letter issued by the Graduate School.New iBT TOEFL necessities will take impact beginning with Fall 2020 admissions (see chart under).If a couple of legitimate IELTS or PTE score is submitted we may even consider the highest sectional scores from throughout all exams when determining whether requirements for full enrollment have been met.For example, we won't superscore between an IELTS and a TOEFL exam.iBT TOEFL Requirements (Current by way of Summer 2020)iBT TOEFLRequirements for Full EnrollmentRequirements For Admission to English Bridge ProgramRequirements for Admission to Intensive EnglishTotal100ninety-ninety nine84-89Speaking221818Listening2418-2318-23Reading2620-2520-25Writing2420-2320-23iBT TOEFL Requirements (Effective Fall 2020 Applicants)iBT TOEFLRequirements for Full EnrollmentRequirements For Admission to English Bridge ProgramRequirements for Admission to Intensive EnglishTotal9688-ninety five87 and under*Speaking2218-2118-21Listening2418-2318-23Reading2620-2520-25Writing2420-2320-23IELTS RequirementsIELTSRequirements for Full EnrollmentRequirements For Admission to English Bridge ProgramRequirements for Admission to Intensive EnglishOverall76.56.zero and under*Listening76.56.zeroReading76.56.0Writing76.56.zeroSpeaking6.56.56.0PTE RequirementsPTE RequirementRequirements for Full EnrollmentRequirements For Admission to English Bridge ProgramRequirements for Admission to Intensive EnglishTotal6861-sixty seven60 and below*Writingsixty eightPlease notice that if the scores fall in the range of needing one of many English programs, one of the following will apply:Intensive English:Graduate students whose English test scores are within the vary of Intensive English should enroll in and successfully full the Intensive language course at the Maryland English Institute.
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funeral program templates of America's Grandmaster Award was presented to Christie in 1954.Here is our breakdown: casket $5,000, graveside services $3,300, officiant: $500, obituary $1,200, burial plot $4,000, actual burial $800, death certificates $12/each, burial permit $12.Doug graduated from Howard High School in 1977, and after that from the University of Maryland with a bachelor's degree in making engineering in 1982.The caregiver was unable to make the declaration so an official from the hospice concerned our home and made the main pronouncement of death.The deceased was usually dressed and laid out in the home where they lived.Sometimes embalming happened in the house in the days prior to funeral homes ended up being the norm.Another option, if family is not offered to share history, is to start the search by yourself time.I have a young boy, certainly not prepared to sit quietly in the courthouse.To make things a lot more tough, the Amish have many individuals with the exact same names!
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The use of insecticides as insect growth regulators has been the subject of much controversy for years.The toxicity of the product has not been definitively determined, however, a number of recent scientific studies have led many to question whether the substance is safe for human consumption.In a research conducted by Harvard researchers rabbits were given either isotonitazene or an identical placebo.The researchers followed that the rabbits for up to six months following the experiment.Despite the fact that no severe side effects were reported, the scientists discovered that considerable quantities of the material causes stomach ulcers and bleeding.It seems that their experiments were not just performed by the researchers .Another study was likewise conducted in the hopes of finding out if side effects are caused by isotonitazene or not and was conducted by University of Maryland researchers.Their outcomes were disappointing.The rats in the study were not afflicted with any ailments.It may be damaging to the general health of the rats even if there's just a little bit of isotonitazene within the air.These findings are even more worrisome given the fact that most men and women believe that the pesticides and herbicides which are sprayed over the landscape pose some type of danger.
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Get BMGT 110 Assignment Help of University of Maryland University College Courses.Here are the best resources for homework help with BMGT 110 (Business Management) at University of Maryland University College Courses.We are providing BMGT 110 Homework help, Study material, Notes, Documents, BMGT 110 Write-ups to UMUC Students.Just question answer is one of the best assignment helper of Advanced Studies in Business Management.Provides: -UMUC Course HelpUniversity of Maryland University College Courses
In a year that has seen the largest measles outbreak in the US in more than two decades, the role of social media in giving a platform to unscientific anti-vaccine messages and organizations has become a flashpoint.In the first study of public health-related Facebook advertising, newly published in the journal Vaccine, researchers at the University of Maryland, the George Washington University and Johns Hopkins University show that a small group of anti-vaccine ad buyers has successfully leveraged Facebook to reach targeted audiences and that the social media platform's efforts to improve transparency have actually led to the removal of ads promoting vaccination and communicating scientific findings.The research calls attention to the threat of social media misinformation as it may contribute to increasing "vaccine hesitancy," which the World Health Organization ranks among the top threats to global health this year.This increasing reluctance or refusal to vaccinate threatens to reverse the progress made in halting vaccine-preventable diseases, such as measles, which has seen a 30% increase in cases globally.The research team, co-led by UMD's Dr. Sandra C. Quinn, GW's Dr. David Broniatowski and JHU's Dr. Mark Dredze, examined more than 500 vaccine-related ads served to Facebook users and archived in Facebook's Ad Library.This archive, which became available in late 2018, catalogued ad content related to "issues of national importance."
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