It has been 15 years since we met teachers, students, and alumni of Sky High.We adore the film today, but it did not perform that well on the box office back in the day.Other relevant characters in the movie were Gwen Grayson (Will’s love interest), Warren Peace (Will’s self-proclaimed enemy), Mr. Timmerman, and Coach Boomer (teachers at the school).The movie has slowly moved to the list of cult classics only because it makes fun of the glorified superheroes and presents their funny issues.He stated that he believes a second part of the movie will be a “natural fit” for Disney+.He hinted that the director is also interested in the idea, and a slight push from the audience may motivate the team to get back and continue the story.It seemed like McCorkle wanted people to create a virtual campaign as they did for the Snyder Cut.
NordVPN and Troy Hunt have entered into a new strategic partnership as Hunt plans to open source HaveIBeenPwned's code base.
Bill Gates, the tech billionaire philanthropist who is helping to fund vaccine research for a number of deadly illnesses including COVID-19, is feeling optimistic about COVID-19 treatments and vaccines.  Thanks to this work, he thinks the pandemic should be under control by the end of 2021 for the world's richest nations and by 2022 for the developing world, he told Wired in an interview. While that represents record-speed scientific progress, it may be disappointing to think about living in a pandemic for another year or longer. Meanwhile, Gates warns people not to let their guards down because he thinks COVID-19 could surge again in the fall. Visit Business Insider's homepage for more stories. Bill Gates is feeling optimistic that, with all the work being done to develop COVID-19 treatments and vaccines, there is an end to the pandemic in sight. Unfortunately, that end is still at least a year away, he told Wired's Steven Levy. "The innovation pipeline on scaling up diagnostics, on new therapeutics, on vaccines is actually quite impressive. And that makes me feel like, for the rich world, we should largely be able to end this thing by the end of 2021, and for the world at large by the end of 2022," Gates said. Gates says that he fears that in nations like Russia and China, the pressure to have a vaccine is so high that regulators may be allowing shots to be given to humans before the vaccines are known to be safe and effective. But the US FDA is not allowing such short-cuts, he said. "We probably need three or four months — no matter what — of phase 3 data, just to look for side effects," Gates said. "The FDA, to their credit, at least so far, is sticking to requiring proof of efficacy." Last month, Gates told Business Insider's Hilary Brueck that he's confident that scientists will develop a vaccine that's "very effective and very safe" in part because there are so many vaccines currently in development: more than 160 worldwide. Two of the four speediest trials that are testing vaccines in humans right now are US-based, too: Moderna and Pfizer/BioNTech. Gates also told Brueck if the best vaccines are not shared worldwide, that COVID-19 will "just keep coming back." In the meantime, Gates predicts we're in for a rough fall and winter with the virus, even though this virus does not appear to be seasonal. "The fall could be tough," he told Brueck. "We'll be indoors more. It will be colder. We know those are things that push the disease up." Now read: Bill Gates: We will have a coronavirus vaccine, but the disease will keep coming back if there's a US 'leadership vacuum' Bill Gates says COVID-19 'will be back in big numbers' in October-November when US temperatures turn lower Join the conversation about this story » NOW WATCH: Why YETI coolers are so expensive
Cryptocurrency Exchange business will never fade away from this digital business world .as it statisifies all the users involving in an exchange business with a high revenue  . Thus the traders counts increases day by day in the crypto exchange world . If you have an idea of starting an exchange business and hesitate because of the growth and turn over , let me add a strong opinion to your mind . Investing in the cryptocurrency will provide you better results than investing in physical assets .Thus , starting an exchange will not be a bad step that push you down . The cryptocurrency is a digital asset that can be exchanged and traded through an online medium called cryptocurrency exchanges . Cryptocurrency Exchange Script Provider - Bitdeal : Cryptocurrency Exchange Website Script is the backbone of the cryptocurrency exchanges .
With the continuous improvement in bot technology it can be assumed that it will become capable of handling all kinds of things, comprising of something that is as complex as tax.It has its wide application in real estate, media and entertainment, telecom, retail and e-commerce, and others.Increasing user engagement on social media platforms may be considered as the major factor in driving the growth of bot service market.Global Bot Service Market is driven by increasing number of internet users, which is projecting a rise in estimated value from USD 700.28 million in 2018 to an estimated value of USD 6493.73 million by 2026, registering a CAGR of 32.10% in the forecast period of 2019-2026.Get Sample Report at : Analysis: Global Bot Service MarketFew of the major competitors currently working in Global Bot Service Market are Microsoft, IBM Corporation, Google, Facebook, Amazon Web Services, Inc., Nuance Communications, Inc., Aspect Software, Inc., Inbenta Technologies Inc., Creative Virtual Ltd., IPsoft Inc., [24], Inc., CogniCor Technologies, Astute Inc., Next IT Corp.,, Inc., Rasa Technologies GmbH, Pypestream, Avaamo, Pandorabots, Inc., LogMeIn, Inc., Artificial Solutions, Chatfuel and Webio.Key Pointers Covered in the Global Bot Service Market Trends and Forecast to 2026Global   Bot Service Market New Sales VolumesGlobal   Bot Service  Market Replacement Sales VolumesGlobal   Bot Service Market Installed BaseGlobal   Bot Service Market By BrandsGlobal   Bot Service Market SizeGlobal   Bot Service  Market Procedure VolumesGlobal   Bot Service Market Product Price AnalysisGlobal   Bot Service Market Healthcare OutcomesGlobal   Bot Service Market Cost of Care AnalysisGlobal   Bot Service Market Regulatory Framework and ChangesGlobal   Bot Service Market Prices and Reimbursement AnalysisGlobal   Bot Service Market Shares in Different RegionsRecent Developments for Global   Bot Service Market CompetitorsGlobal   Bot Service Market Upcoming ApplicationsGlobal   Bot Service Market Innovators StudyGet Detailed TOC: Developments in the Market:In August 2018, HubSpot launched “Conversations”, which is a free platform of Bots, Live Chat, and Team Email to push the fast growing business.In December 2017, A chat Bot has been launched on facebook messenger by the luxury brand Louis Vuitton which has been powered by mode.aiMarket Drivers:Rise in the number of social media users & their engagement on internet across the globe.Rapid technological development within artificial intelligence industry & machine learning drives the demand for this particular market.Market Restraints:The process for deployment of the bots platform is highly dependent which restraints the market.Lack of awareness & knowledge about the bot service is hampering the growth of the market.Inquire Before Buying: Methodology: Global Industrial Services MarketData collection and base year analysis is done using data collection modules with large sample sizes.
   The report on Global Concrete Protector  Market 2020 was portrayed by experienced and knowledgeable market analysts and's an exquisite compilation of important studies exploring the competitive environment, segmentation, geographic navigation and revenue, production and consumption growth of the worldwide market.Players can use the precise market facts and figures and statistical analysis provided within the report back to understand current and future market growth.Key Player Mentioned: Mapei, Beijing Rongxinda, Sika Group, UGL, Beijing Anshengda, Sicong ChemRequest Sample Copy @t: Concrete Protector  Market: Drivers and Restraints This segment covers the several elements driving the global Concrete Protector  Market.After describing the drivers, the report additionally evaluates current trends and the chances in the industry.Studying these factors is pivotal since they help a reader understand the flaws of this market.)Market research reports reveals marketplace dynamics, such as expansion drivers, limitations, opportunities, and trends that push the character and future condition of their sector that is present.
With Indian petrochemical importers seeking alternative sources for their cargoes imported from China, prices of certain petrochemicals have recorded new heights in the past few months.Increased interest of the Indian pharmaceuticals and automotive manufacturers towards boycotting heavily imported Chinese raw materials has given a strong push to the profit margins of domestic players as many of them have recorded healthy gains in the prices of certain petrochemicals based on improved buying indications.Get more info: alcohol (IPA) prices remained on the upper edge, although somewhat flatter since last two weeks, hovering around $1266/mt in the week ending 7th August.Consistent rise in demand for multiple disinfectant products containing IPA as a result of the coronavirus pandemic remains the key driving factor of the unprecedented price surge in both the Indian and international markets.In its recently revealed financial results for the first quarter ending June, India’s Deepak Fertilisers and Petrochemicals (DFPCL)- the largest and sole manufacturer of IPA in the country, posted a double-digit increase in its net profit to USD 1.2 billion as its IPA sales volume jumped by about 49 per cent year-on-year.Chemical Pricing : things seem in favor of the domestic IPA market both in terms for demand and supply, domestic m-Xylene is still struggling to get back to norm.With traders highly anxious about market tightness in the beginning of August, m-Xylene prices were assessed around USD 106 per tonne further supported by higher upstream crude and gasoline values.Prolonged lockdown and trade restrictions have deterred a huge impact on the country’s chemicals supply chains.Traders are finding other trade routes as prevailing reluctance of Indian buyers towards Chinese cargoes may leave a long-term impact on their procurement strategies.About UsChemAnalyst is a ‘one stop’ digital platform that offers comprehensive market intelligence data and in-depth analysis of the Indian chemical and petrochemical industry.
Your takeout may come with a dose of chemicals known as PFAS—but the FDA’s push to get rid of some of them will take five years.
Following up the beginning of a new partnership between AWS and Bharti Airtel in India, the cloud giant and Verizon have announced 5G mobile edge compute is live in Boston, USA.
Goldman Sachs' internal incubator program, GS Accelerate, enables employees of the bank to trade their day jobs to become full-time entrepreneurs. The program was started in March 2018. So far, it has received 2,000 applications for funding for business ideas from within Goldman's ranks, but just 13 have received investments. This week, Goldman held a virtual demo day showing off some of the businesses the firm has incubated, and Business Insider was exclusively invited to attend. Are you a young person working on Wall Street? Contact this reporter via email at [email protected], encrypted messaging app Signal (561-247-5758), or direct message on Twitter @reedalexander. Visit Business Insider's homepage for more stories. Some entrepreneurs hustle till they make their inaugural sale or land their first client, memorializing the achievement by hanging their first $20 bill on the wall. And then there are full-time employees at Goldman Sachs, one of Wall Street's most elite investment banks, who have a rare opportunity as entrepreneurship goes: To step away from their day jobs in finance to start their own companies, powered by Goldman's deep reserves of capital — all while still receiving a Goldman Sachs salary. That's one of the promises behind GS Accelerate, an internal incubator program that Goldman Sachs runs with teams based in the US, UK, and India. The goal of the program is to enable employees to pitch business ideas and compete for Goldman's venture capital. If they get it, they face a choice: Either stay in their current role and serve as an advisor to their new corporate brainchild, or pursue full-time entrepreneurship through the incubator with the aid of some of Goldman's top corporate leaders.  If they choose the latter option, here's the perk: They still get to collect the same paycheck they earned in the role they held previously, all while building up their new dream venture. It's a luxury that few entrepreneurs can relate to, especially the ones who have learned to subsist mostly on sleepless nights and a feeling that straddles something between hope and desperation. "We're not just about ideas, but we're about helping you make your idea into a reality inside the organization," Stephanie Cohen, the chief strategy officer at Goldman, told Business Insider. Read more: Goldman Sachs' internal idea factory hatched a plan for the Google of Wall Street, and it's now looking for the next big thing to disrupt the bank What's more, anyone at the firm, from analysts to MDs, can pitch Goldman for capital, said Tanya Baker, the global head of GS Accelerate. "Anyone at Goldman Sachs, regardless of title, tenure seniority, geography, can pitch an idea," Baker told Business Insider. "You literally could have graduated college a few weeks ago, started at the firm, been on day two," and submit a proposal for funding. Business Insider got an exclusive look at some of the businesses that Goldman Sachs has been incubating On Tuesday, GS Accelerate held its first virtual demo day, showing off seven of the businesses it has been incubating since the program launched in March 2018. Business Insider was exclusively invited to attend the demo day, which was opened up for 4,000 staffers and interns of the company's roughly 39,000-strong worldwide workforce to observe. A look at the kinds of businesses that Goldman has greenlit so far reveals some of the thinking the bank has about what kinds of tools the finance industry will need in the years ahead. Many of the tech-focused concepts are aimed at streamlining the firm's operations. One business, Louisa, positions itself as Goldman's internal LinkedIn network. It connects colleagues across borders based on highly-specific criteria, with the goal of "expanding your network, making more money, [and] serving your clients," said Rohan Doctor, the head of the company and an MD at Goldman. See more: REVEALED: 20 Goldman Sachs leaders who are now running the powerful merchant-banking division that's raising $100 billion for a new alternatives push Another business, Panorama, was founded by Christopher Locke, a controller for Goldman's global currencies and emerging markets business in London. He expressed frustration at "reinventing the wheel" in designing solutions for problems he'd encounter on the job, which might have already existed within other areas of the firm. "A year ago, from my seat in controllers, it was hard to keep up with what the latest innovation on my floor was, let alone what my colleagues in the New York and Tokyo offices were creating and using," Locke said. "It was incredibly frustrating, because my team and I would spend hours developing new and improved ways to support our business, often to ultimately discover that another team in another division or region had already created something similar." To address that problem, Locke helped create Panorama, a connectivity-focused platform that helps Goldman employees find tools that exist across the massive organization that would fit their needs. If they can't find something that already exists, they can identify relevant experts to help them create it from scratch. And a third business, ClearFactr, was founded externally and subsequently acquired by Goldman Sachs as Accelerate's first investment in 2018. It's a cloud-based financial modeling platform that demystifies the confusion from parsing through cluttered, data-heavy spreadsheets. Users can compare multiple forecasts based on different sets of assumptions side-by-side. "The businesses that you are all building are focused on solving firm-wide problems and developing new solutions, and a nimble structure with potentially transformative outcomes," David Solomon, the firm's CEO, told the Accelerate entrepreneurs during the event. "You are re-imagining our business models, improving the way we work, and creating new products to help our clients thrive." Inside Accelerate: Who gets funding, how it works, and why it's aiming to boost diversity among entrepreneurs Saying that most startups struggle to survive would be an understatement. More than 90% of them fail, according to research from Startup Genome, which might help explain Accelerate's high bar for accepting pitches. It's hunting down the best of the bunch. So far, of the 2,000 pitches it has received since the incubator's inception, Baker told Business Insider that the firm has agreed to provide funding for just 13 businesses — a stunningly low acceptance rate of 0.65%. See also: JPMorgan and Goldman Sachs are finally beginning to embrace fintech startups. Here's how they test the waters before committing to working with them. But once Accelerate accepts a proposal, it soups up that burgeoning business with two major advantages: venture capital, of course, and the knowledge and intuition delivered by designated corporate boards consisting of experienced Goldman professionals. Each business gets a board: a group of roughly five to seven managing directors or partners who help to steer that business to success and decide, along with Baker's team, whether or not to keep investing capital or turn off the spigot. Though no Accelerate business has yet been led by an analyst, Baker said that that scenario is certainly possible. Plus, she noted, young professionals are benefiting from the program another way: by joining the small, intensive Accelerate teams and growing through the unique learning experiences that those teams provide. For young professionals, Baker described these entrepreneurship-oriented roles as "very different than if you're a new analyst on a 30-person desk, and you're really learning the ropes." And Cohen said that GS Accelerate is focused on enhancing diversity among its entrepreneurial ranks. "Our view is that diversity is a strategic imperative, and we believe investing behind diversity and inclusion is good for the business, and obviously good for the world," she said. "The world has now started to focus on that even more." Are you a young person working on Wall Street? Contact this reporter via email at [email protected], encrypted messaging app Signal (561-247-5758), or direct message on Twitter @reedalexander. Read more: Goldman Sachs' top tech exec explains how a fresh slew of senior hires are transforming the bank's approach to building products A memo from Goldman Sachs' co-CIO laid out plans for a global financial cloud for customers that could be 'transformational to the firm's business for decades to come' Goldman Sachs' new CTO shares his strategy for attracting outside developers to work more closely with the bank, giving a glimpse into the future of how Wall Street will work SEE ALSO: Inside Goldman Sachs's first in-person board meeting since the pandemic began SEE ALSO: The 6 biggest US banks granted over 5,000 H-1B visas last year. Here's how firms like Goldman Sachs and Wells Fargo are reacting to Trump's shutdown. SEE ALSO: We watched 15 Blackstone employees pitch charities to senior dealmakers to learn what it takes to impress the firm's top brass Join the conversation about this story » NOW WATCH: What it's like inside North Korea's controversial restaurant chain
Replacing windows or installing new windows at home can be done due to many factors.Transform your house by adding windows that are energy savers as well as provide you comfort at home.Whether you live in high humidity or freezing temperatures, installing the right kind of windows help you survive in adverse weather conditions.Casement windows are ones that swing out from the side and can be installed as a single-window as well.For more information please visit here.Benefits of Casement Windows Ventilation- Installing casement windows provide ventilation at home as windows can catch side breezes because their open sash acts as a flap to funnel refreshing outdoor air into your living area.Better Views- Other conventional window options block the outside view but casement windows feature fewer muntins (strips of wood, vinyl, metal, or fiberglass that divide panes of glass).
Trump signed executive orders Thursday attempting to ban TikTok and WeChat from operating in the US, citing national security concerns. In the orders, the president invoked a 1977 law that gives him the authority to block foreign transactions that pose national security risks. But a legal expert told Business Insider that the orders are "likely to have First Amendment problems" because they attempt to restrict speech. The Trump administration also faces practical and technical challenges in implementing a ban that actually keeps Americans from using the apps. Visit Business Insider's homepage for more stories. After weeks of ramping up his rhetorical attacks on TikTok, President Donald Trump issued an executive order Thursday banning "any transactions" with its parent company ByteDance. He didn't stop there, issuing a second order shortly after targeted at transactions with Tencent-owned messaging app WeChat. In both cases, Trump cited concerns that the apps could allow the Chinese government to spy on Americans and claiming that Beijing could pressure the companies to censor content it doesn't like. But attempting to censor free speech is the exact reason Trump's executive orders could run into legal trouble in US courts, according to one legal expert. Kyle Langvardt, a law professor at the University of Nebraska Lincoln, told Business Insider that Trump's orders "are likely to have First Amendment problems." "The reason is that they discriminate based on the identity of the speaker (Bytedance, Tencent), and also, arguably, based on the 'content' of their speech," Langvardt said. In Thursday's orders Trump invoked his authority the International Emergency Economic Powers Act, a 1977 law that allows him to declare a national emergency, during which he has "broad authority" to regulate foreign economic transactions. In an executive order implemented last year, Trump used the IEEPA to give the administration the ability to interfere in any business transaction involving "information and communications technology or services" that "otherwise pose an unacceptable risk to the national security of the United States or the security and safety of United States persons." Langvardt said that "both orders probably comply with the IEEPA," but they still could face legal scrutiny for  discriminating against certain speakers or types of speech.  "Content discrimination is unconstitutional unless the law is 'narrowly tailored' to serve a 'compelling governmental purpose,'" he said. "Most laws fail this test." Langvardt added that, though he doesn't personally buy this interpretation, most First Amendment experts would consider the apps themselves to be "content," and therefore targeting TikTok and WeChat specifically is effectively discriminating against them in violation of the First Amendment. "The companies express themselves by setting their own rules for what to take down and what to leave up," he said, so "the [executive orders] discriminate against their 'message.'" Aside from the legality of Trump's orders, there are also practical and technical considerations. Langvardt and other legal experts told Business Insider that approaches such as removing the apps from Apple and Google's app stores or blocking internet traffic to the apps similar to China's "Great Firewall" both raise significant challenges of their own. Short of a ban that effectively prevents Americans from using TikTok, Trump has pushed instead for a US company to buy ByteDance's share in the company, thereby severing its Chinese connections. Right now, Microsoft appears to be the leading contender. The Seattle-based tech giant said earlier this month it's in talks with ByteDance, and Trump said he would be open to a Microsoft purchase due to the company's existing "high-level" security clearances.Join the conversation about this story » NOW WATCH: We tested a machine that brews beer at the push of a button
Companies such as Amazon and Shopify have seen huge tailwinds to their e-commerce businesses during COVID-19. Not so much for Google. One top Wall Street analyst says it's something Google "needs to address" in the coming months. "I don't know if they have to acquire or develop their way back," he said. A recent internal reshuffle along with some changes to the selling process could help Google in its efforts to claw back in shopping, but it won't be easy. Visit Business Insider's homepage for more stories. While companies such as Amazon, Shopify, and even Facebook have seen huge tailwinds to their e-commerce businesses during the pandemic, Google continues to lag behind. That much was made apparent when the company announced its Q2 earnings last week, revealing an 8% drop in search advertising revenue year on year – and a historic revenue decline overall. Now, Google and analysts have a renewed focus on shopping, but they want to know: can Google catch up? "There's clearly this spike in e-commerce activity – that's what's behind the rise of Amazon, eBay and Shopify – and at some level you wonder is Google less relevant to overall e-commerce than it used to be?" RBC analyst Mark Mahaney told Business Insider. "I think it's something they need to address," he added. Amazon has seen a monumental boost to online shopping during the pandemic,doubling profits to $5.2 billion in the second quarter and exceeding Wall Street expectation by a whopping 600%. Meanwhile, Shopify reported a revenue jump of 97% from a year earlier. "When we have this pandemic-induced spike in online retail, Amazon full participates, Shopify fully participates, and then Google doesn't," said Mahaney. "So it kind of highlights that they're less relevant in e-commerce, I guess that's the clear evidence. That's something to really mull." Google has made several recent notable changes in shopping, which analysts believe could pay off in the coming months. For example, at the end of June, it announced it would make it free for retailers to sell products in search results. Shortly before that, the company shuffled Prabhakar Raghavan – previously SVP of ads, commerce and payments – to the top of a huge internal structure where he'll also oversee search and geo, which could help Google in its efforts to push shopping.  In fact, on an investors call last week Google CEO Sundar Pichai said there would be a "long-term focused effort on shopping with the new leadership team," alluding to the benefits of the reorg in the coming months. But it will be a tough battle ahead, particularly going into the holiday months where Amazon will only reap more of the rewards. "I don't know if they have to acquire or develop their way back. And it may be that they just can't," said Mahaney. "They'll always be relevant, they'll just be at the margins slightly less relevant, and they have enough properties that that's ok. That could be the answer." He added: "If you wanted to sell on the internet, you once had to pay Google and it drove a lot of traffic your way. It's less obvious now that you have to pay Google to grow."SEE ALSO: Google's deal for Fitbit faces an EU probe — and regulators who watched the company break a major promise after buying DoubleClick in 2008 Join the conversation about this story » NOW WATCH: Why thoroughbred horse semen is the world's most expensive liquid
PayPal has been an independent company for five years since it was spun off from eBay, which acquired the payments platform in 2002. With the expiration of its eBay operating agreement, PayPal is eyeing growth through partnerships with global e-commerce platforms like Alibaba and Shopify. The company has been red-hot in 2020, with its stock more than doubling since mid-March.  John Rainey, PayPal's CFO, told Business Insider the payments giant wants to do more than process payments for other companies. PayPal has ambitions to replace physical wallets and become consumers' go-to way to spend.  Visit Business Insider's homepage for more stories. PayPal has made plenty of big moves since it spun off from eBay in 2015, including a string of acquisitions to solidify itself as more than just the default payment method for the electronic marketplace. But 2020 has arguably brought the most success the payments giant has ever seen, with its stock more than doubling since mid-March as it reports record numbers of new accounts and transactions. Part of that is due to the global shift to online spending as a result of the coronavirus pandemic. But PayPal is also making renewed pushes with new products, like QR codes as a way to pay. And its peer-to-peer app Venmo has continued to grow, even amid shelter-in-place conditions. In the second quarter, PayPal reported 30% growth in volumes, and 25% growth in revenue. It also added over 21 million new accounts, an all-time quarterly high. "A decade ago, PayPal was thought of as a way to pay on eBay," John Rainey, CFO of PayPal, told Business Insider.  "Now, we're launching experiences where you'll be able to go into a CVS pharmacy or a grocery store or a major big box retailer, scan a QR code with your iPhone, and check out that way," he added. Splitting from eBay was always the plan, and PayPal is ready to take off Today, eBay represents just 9% of PayPal's transaction volume. And Rainey expects that number to drop to around 6% by the end of the year. "This is a very manageable transition," Rainey said. "We should be able to withstand this without any fiscal impact to our income statement in terms of profitability." Beyond eBay, PayPal has seen massive transaction volume growth through marketplaces like Etsy and Shopify. While eBay saw about a 30% increase in volume in the second quarter, Etsy and Shopify both reported over 100% growth in sales volumes.  As part a five-year operating agreement established after PayPal's split from eBay, the payments giant continued to process the vast majority of eBay's transactions. However, PayPal was required to give the marketplace better pricing than a handful of eBay's competitors, the names of which were redacted from the agreement.  Now that the agreement has expired, eBay will begin to migrate its payments in-house. But PayPal will still be offered as a way to pay on eBay going forward. Rainey said historically, when marketplaces have made the switch to managing their own payments, PayPal retains around 50% of the checkout volumes. Read more: eBay will manage its own payments now that its 5-year agreement with PayPal has expired, and its head of payments is eyeing $2 billion in new revenue What's more, PayPal is now free to partner with any marketplace, either domestically or abroad. "Now we have the unfettered ability to go partner with anyone in the world," Rainey said. "If you think about some of the larger marketplaces, like MercadoLibre or Alibaba or Amazon, should we have the opportunity to work with them, we now can do that without any restrictions." PayPal is already partnering with MercadoLibre, as well as the likes of Facebook and Google to power their payments.  In its core markets like Canada, Germany, the UK, and the US, PayPal's strategy is to increase user engagement, Rainey said. Internationally, PayPal has more room to grow, with lower penetration in regions like Asia and South America. "MercadoLibre is obviously very big in markets like Brazil, Mexico, Argentina," Rainey said. "Those are places where we actually had some white space in terms of our network." PayPal is also looking to partner with the large e-commerce marketplaces in China, Rainey said. Last December, PayPal acquired Chinese payments platform GoPay, making it the first foreign player with a licence to provide digital payments in China.  PayPal wants to become your daily-use digital wallet PayPal also wants to be a part of consumers' daily lives. Over the past few years it's been laying the groundwork to become more than just a payments processor.  With its acquisitions of peer-to-peer payment app Venmo and rewards startup Honey, it's looking to become a full-fledged digital wallet where consumers can manage their payments, rewards, bills, and credit all in one place. "The analog is somewhat akin to what your physical wallet is today," Rainey said. "We want to invest in areas that are value-add consumers and really play into our value proposition." For example, PayPal wants to help users manage their subscription services to keep credit cards up-to-date and proactively prompting users to renew cards set to expire. It's also looking at ways to integrate rewards into its PayPal and Venmo apps, not only through Honey but also through the existing relationships it has with retailers and banks. Read more: POWER PLAYERS: Meet the 8 PayPal execs shaping the payment giant's future as its stock skyrockets and e-commerce surges Given these relationships, PayPal could serve as a central wallet linking consumers' loyalty points across brands and cards. To that end, PayPal plans to spend $300 million working on these initiatives during the second half of this year. "Even more broadly, if we were to add airlines or rental cars, we provide utility with those loyalty points because our customers can use those as a funding instrument through our wallet, with any of the merchants that we process around the world," Rainey said. Rainey has big plans for using Venmo As consumers' financial lives move increasingly online, PayPal isn't the only player trying to replace physical wallets. Apple and Samsung are making big pushes toward adoption of their respective mobile wallets. Goldman's consumer bank, Marcus, is also working on mobile-based products that could optimize its users spending, saving, and investing. And American Express has been building out its app, looking to bring together customers' spending and rewards. For PayPal,Venmo figures to be a key part of its digital wallet strategy.  Often, the app has been used in social settings by groups of friends splitting checks at bars and restaurants. But users are still sending money on the platform. During the second quarter, Venmo's transaction volumes grew by over 50%. The app currently has roughly 60 million users.  "Historically, there have been more limited use cases for Venmo," Rainey said.  Especially when it comes to PayPal's push for QR codes as a way to pay, Venmo will be a critical platform to increase user engagement. Venmo also now offers business profiles, and will launch its credit card later this year, Rainey said. Read more PayPal's CFO explains why the payment giant is going against the grain and betting big on QR codes as the new way to pay in-store Goldman Sachs is building an AI-powered digital assistant and checking account for its Marcus consumer bank. Here's how it's shaping up. POWER PLAYERS: Meet the 8 PayPal execs shaping the payment giant's future as its stock skyrockets and e-commerce surgesSEE ALSO: Here's how PayPal is looking to boost its credit business by leaning into a buy now, pay later frenzy SEE ALSO: Fintech investors say the Wirecard scandal will put increased regulatory pressure on payments companies and stymie growth for startups Join the conversation about this story » NOW WATCH: We tested a machine that brews beer at the push of a button
The rising global demand for electric vehicles, rising consumer demand for electronics, and increasing policy push for sustainable use of energy are expected to emerge as key drivers for growth in the battery energy storage market.The market will grow at a robust 12.0% CAGR during 2018-2026, with its valuation rising from US$9 bn in 2017 to an all-time high with large investments by China and the US in sustainable energy.Recently released battery energy storage system market report by TMR, will focus on various technologies in the market including Lithium-ion batteries, Sodium sulphur batteries, Nickel cadmium batteries, flow batteries, sodium-ion batteries.Among these, the lithium-ion batteries segment is likely to witness highest growth, thanks to its widespread use in electric vehicles, and smartphones.The growth of 5G will also create significant opportunities in the battery energy storage system market with expected rise in sales of smartphones.Request PDF Brochure – rise in adoption of sustainable energy globally is expected to remain a major growth driver during the forecast period.Among regions, Asia Pacific, and North America will remain at the forefront of growth as both countries have supported key initiatives to support electric vehicle development infrastructure, and innovative products in the region continue to drive demand.Rise in Demand in Residential Sector to Boost GrowthThe UK is on a quest to install smart meters in homes countrywide.As planned by the National trust, UK will witness an installation of 53 million new meters in 26 million homes.REQUEST FOR COVID19 IMPACT ANALYSIS – new meter will not help power sustainable energies but also bring in more transparency, and efficiency in usage of energy.
Uber on Thursday reported a wider loss in the second quarter than Wall Street expected. The company's main rides business was hit hard by the coronavirus pandemic. To help make up the difference, it leaned on food delivery — which for the first time generated more revenue than its ride-hailing business. Shares fell as much as 5% in after-hours trading shortly after Uber released its earnings report. Visit Business Insider's homepage for more stories. Uber on Thursday reported second-quarter revenue that topped Wall Street's expectations for the three-month period that bore the brunt of the coronavirus pandemic, but its overall losses exceeded expectations. For the first time, food-delivery revenue topped ride-hailing revenue and all other segments, as the company leaned heavily on its Uber Eats business to make up for the coronavirus-related downturn. Here are the important numbers: Earnings per share: $1.02 loss, versus $0.76 loss expected Revenue: $2.24 billion, versus $1.82 billion expected Net income: $1.78 billion loss, versus $1.27 billion loss expected Gross bookings, a measure of total revenue from rides and food orders before paying drivers and couriers, declined 35% from the previous year, to $10.2 billion, during a period marked by a significant downturn in ride requests. Shares of Uber fell as much as 5% in after-hours trading following the release. They had risen about 4% in regular trading on Thursday. "We are fortunate to have both a global footprint and such a natural hedge across our two core segments," CEO Dara Khosrowshahi said in a press release. "As some people stay closer to home, more people are ordering from Uber Eats than ever before." During the quarter, Uber announced a $2.65 billion deal to acquire the competing service Postmates and closed a deal for Cornershop, a grocery-delivery service based in Chile, as it ramped up delivery efforts. Uber has also slashed thousands of jobs this year in a bid to cut overhead costs. Freight revenue also increased by 27%, to $211 million, as Uber's freight brokerage scaled up. Advanced Technologies Group, which is developing self-driving cars, for the first time reported revenue totaling $25 million. Uber executives on a conference call with investors on Thursday afternoon are expected to shed more light on how the company is navigating the pandemic and the demand trends it's seeing as outbreaks wane in many countries.Join the conversation about this story » NOW WATCH: We tested a machine that brews beer at the push of a button
Enterprise tech giants have been hiring aggressively to meet growing demand in corporate IT. Propelled by the rise of the cloud and cutting edge technologies, such as AI and big data analytics, major companies are looking to fill roles that typically pay six-figure salaries. The tech jobs including engineers, data scientists, developers, project managers, and experts in cybersecurity. Oracle offered a senior product management strategy director a salary of $228,000 $336,000. VMware hired a product engineering director with a salary of $290,000 Some are top management posts such the senior VP for human resources IBM hired with a salary of $525,000 Here's a survey of what Oracle, IBM, Dell, SAP, VMware, Workday, ServiceNow and Cisco pay new hires, based on disclosure data for permanent and temporary workers filed with the US Office of Foreign Labor Certification in 2019. Click here for more BI Prime stories. Enterprise tech is going through big changes with the rise of the cloud, and the attendant interest in cutting edge technologies like AI and data analytics.  So it's not surprising that the biggest names of corporate IT are paying big bucks for top talent in this market. Business Insider analyzed the US Office of Foreign Labor Certification's 2019 disclosure data for permanent and temporary foreign workers to find out what eight major players in enterprise tech — Oracle, IBM, SAP, Cisco, Dell, VMware, ServiceNow and Workday — pay tech talent in key roles including engineers, developers and data scientists. Companies are required to disclose information, such as salary ranges, when they hire foreign workers under the H1-B visa program, giving insight into what these major companies are willing to shell out for talent. Here's how much these top enterprise technology companies paid employees hired in 2020:SEE ALSO: The new chief marketing officer of Oracle talks about leaving Amazon, and says that Larry Ellison's big cloud offensive has 'parallels' to the early days of AWS SEE ALSO: VCs say that these 29 companies are the top startups in the booming big data industry SEE ALSO: Experts predict 15 gigantic tech mergers we could see in a recession, from Amazon buying Oracle to IBM buying Dell Oracle hired a senior product management strategy director with a salary of $228,000 $336,000. Oracle, one of the most dominant companies players in enterprise software, is making an aggressive bid to become a bigger player in the cloud — a market dominated by Amazon Web Services and Microsoft Azure. Based on federal labor data, the Silicon Valley company has hired aggressively this year for key roles, including dozens of applications developers, software developers and product development strategy managers.   Here are some of Oracle's recent hires from 452 approved visa applications, and how much they're paid: Senior director of product management/strategy (California): $228,000 to $336,000 a year Product development strategy manager (California): $169,000 to $250,000 Applications developer (California): $169,000 to $250,000 Software developer architect (California): $161,000 to $290,000 Software developer (California): $157,000 to $250,000 Technical analyst (Utah): $59,000 to $89,000 Technical analyst (Illinois): $57,000 to $80,000 IBM hired a senior VP for human resources with a salary of $525,000. When IBM's new CEO Arvind Krishna took over in May, he unveiled a bold strategy for dominating the hybrid cloud market — the industry term for a combination of public clouds like Amazon Web Services with a company's own data centers — which Big Blue projects will eventually be worth $1.2 trillion. IBM's hiring push has been focused on bringing in more application developers and architects, data specialists and scientists, software developers, various technical roles, including test specialists and a few top executives. Here are some of IBM's recent hires from 1,876 approved visa applications, and how much they're paid: Senior vice president for human resources (New York):  $525,000 Software developer (New York): $223,000 Senior software engineer (Massachusetts): $206,000 Data scientist (New York): $148,000 Application Developer (Arkansas): $54,000 to $78,000 Application Developer (Ohio): $55,000 to $96,000   VMware hired a product engineering director with a salary of $290,000. VMware's virtualization software made it a key player in enterprise tech, especially with the rapid growth of the cloud. The Silicon Valley giant has been beefing up its technical staff employees and has been hiring a lot of product designers and managers and staff engineers. One of the company's top hire is for a product engineering director position. Here some of VMware's recent hires from 717 approved visa applications and how much they're paid: Director of product engineering (California): $290,000 Director of user experience (California): $261,000 Staff engineer (California): $270,000 Manager of R&D (California): $210,000 Data scientist (Massachusetts): $184,000 Technical staff (Georgia): $74,000 Technical support engineer (Colorado): $77,000   SAP hired a senior development manager with a salary of $178,000 to $303,000. SAP is a major enterprise software vendor, specializing in databases, that's making an aggressive bid to expand its presence in the cloud. The company has focused its hiring on bringing in more support engineers, developers, developer architects, development managers and business process consultants. Here are some of SAP recent hires based on 393 approved visa applications and how much they're paid: Senior development manager (Pennsylvania): $178,000 to $303,000 Business process principal consultant (California): $160,000 to $272,000 Business process principal consultant (Georgia): $130,000 to $220,000 Data scientist (California): $92,000 to $156,000 Development architect (Arizona): $124,000 Developer (Pennsylvania): $69,000 to $116,000 Developer (California): $82,000 to $139,000     Dell hired a senior principal software engineer with a salary of $185,000. Dell has been trying to pivot away from its historic focus on servers, and to a more software-and-services-centric approach to enterprise tech as a way of carving out a bigger piece of the enterprise tech market. The Texas tech giant emerged as a heftier publicly-traded company two years ago, in the wake of its 2016 megamerger with EMC and its subsidiary VMware. The company's hiring has focused mainly on software engineers and product marketers. Here are some of Dell's recent hires based on 472 approved visa applications and how much they're paid: Vice president for strategic planning (Illinois): $330,000 Senior Principal Software Engineer (California): $185,000 Senior software engineer (Texas): $104,000 Director of IT architecture (Texas): $180,000 Business intelligence analyst (Texas): $55,000       Cisco hired an engineering director with a salary of $170,000 to $324,000. Cisco has been riding a wave of stronger demand for networking equipment due to the coronavirus crisis and the rise of the remote workforce. Like other traditional enterprise tech players, Cisco has also been adapting to the rise of the cloud. The Silicon Valley company has focused on hiring software and hardware engineers, user experience designers and product managers. Here are some of Cisco's recent hires based on 695 approved visa applications and how much they're paid: Engineering director (California): $170,000 to $324,000 Software development director (California): $194,00 to $277,000 Technical solutions architect (New Jersey): $180,000 to $251,000 Technical solutions architect (Florida): $198,000 to $254,000 Software quality assurance engineer (Arizona): $68,000   ServiceNow hired a machine learning engineer with a salary of $155,000 to $210,000. ServiceNow has also seen robust growth in the coronavirus crisis and the sudden pivot to remote work with boosted demand for its cloud automation and workflow platform. CEO Bill McDermott recently told Business Insider that the Silicon Valley giant has actually expanded its workforce by 20% since the crisis began. ServiceNow said it has hired 360 tech interns since the pandemic escalated in March. It has also been hiring a lot of engineers, including experts in AI and machine learning. Here are some of ServiceNow's recent hires based on 225 approved visa applications and how much they're paid: Machine learning engineer (California): $155,000 to $210,000 Senior mobile developer (California): $132,000 to $165,000 Senior software engineer (California): $132,000 to $140,000 Data analyst (California): $72,000 Performance support engineer (Florida): $70,000   Workday hired a senior principal software development engineer with a salary of $205,000 to $308,000. Workday is a major cloud player whose platform enables businesses to manage company finances and human resources. The Pleasanton, California-based company was one of the major tech companies to offer one-time bonuses to employees to offset the impact of the coronavirus crisis. Workday has hired mostly applications and development engineers, with some emphasis on AI and machine learning. Here are some of Workday's recent hires based on 117 approved visa applications and how much they're paid: Senior principal software development engineer (California): $205,000 to $308,000 Principal machine learning engineer (California): $179,000 to $269,000 Software development engineer (California): $118,000 to $173,000 Software application engineer (California): $119,000 to $173,000 Automation engineer (California): $119,000 to $161,000
"Quantamental" is gaining hype on Wall Street. It's a type of investing strategy that tries to blend the best of quant funds and fundamental analysis. Bringing the two disciplines together is a feat in itself — hedge funds have tried and failed many times to get the culture and responsibilities just right. But both sides need each other, as fundamental analysts struggle to sort through massive amounts of data and quant models malfunction during never-before-seen market conditions brought on by the coronavirus. "I don't see my job as automating away humans," Man GLG's Paul Chambers told Business Insider. "I'd rather turn them into robo cops or Terminators, a machine-augmented human." Visit Business Insider's homepage for more stories. This story was originally published in May.  With a degree in physics and experience working as a scientist on airspace-weapon systems, Paul Chambers has the type of background many believe is the future of Wall Street. And while traditional portfolio managers might fear for their future at the sight of someone like Chambers, the reality couldn't be farther from the truth.  For Chambers, who heads up quantitative investment and research at $26.7 billion hedge fund Man GLG, it's all about bringing the two sides — man and machine — together. "I don't see my job as automating away humans," Chambers told Business Insider. "I'd rather turn them into robocops or Terminators, a machine-augmented human." Chambers and Man GLG aren't alone in their efforts. Across Wall Street, from highly quantitative shops like D.E. Shaw to well-known stockpickers like Steve Cohen, hedge funds are working to find the sweet spot between human and machine.  The push comes following a recognition in recent years that both sides could benefit from learning from each other. Commonly referred to as "quantamental," the strategy has picked up steam in recent years with funds on both sides of the aisle trying their hand at it.  Traditional managers have felt a growing pressure to use cutting-edge technology such as artificial intelligence and machine learning to digest the seemingly endless amount of data made available to Wall Street. Meanwhile, recent events, like March's market downturn driven by the coronavirus epidemic, have been a lesson for quants about the need to diversify their systematic models. "The two sides are becoming closer to one." said Chambers, who re-joined Man last year to "supercharge" the work already happening at the hedge fund leveraging quant data in the discretionary world. "Some quant performance has faded as easy trades have been arbed away, so it benefits them to learn what drives different types of companies to get the most from the data, and discretionary managers want to access the data that quants can unlock in order to remain competitive." No simple solution to bridging the gap Quantamental might be a topic du jour among hedge funds, but the increased buzz has hardly led to a standardized approach.  Take mutual-fund manager Strategic Global Advisors. Founded in 2005 as the brainchild of Gary Baierl, a former quant at Causeway Capital, and Cynthia Tusan, a portfolio manager at Wells Fargo, the firm attempted a quantamental approach from the get-go.  Brett Gallagher, SGA's president, told Business Insider the firm's strategy starts with a quantitative model built based on 15 factors. The suggested portfolio is then analyzed by fundamental analysts who have the option to kick stocks out — they typically reject 10-20% — but can't add any in.  That's followed by portfolio construction, which is then given a final look by the portfolio managers to make the last tweaks. Adjustments made by humans to the model are tracked and analyzed to recognize commonalities that could be plugged back into the model to improve it.  "I think having the fundamental overlay — we call them the gatekeepers — is really important to what we do," Gallagher said. "Even moreso in this time of craziness where there are a lot of things that may make the quantitative model look a little bit wonky on certain aspects. We have the analysts there who can scoot out the issues." PanAgora Asset Management, meanwhile, takes the opposite approach. George Mussalli, PanAgora's chief investment officer, told Business Insider the firm was unhappy taking a purely quantitative approach, finding it difficult to get differentiated results in what was quickly becoming a crowded field.  As a result, the fund adjusted its focus to discretionary idea generation that could lean on the quantitative techniques they'd already built up. At it's core, Mussalli said, it's about understanding the fundamental framework of companies and industries and then finding the necessary data to emulate that.  "What you end up with are very differentiated signals, very differentiated approach," he added. "You're using the power of quant and the techniques of breadth, portfolio construction, and risk management to build the best portfolio. But what you get is a portfolio that acts very differently than a lot of other portfolios." At Ray Dalio's Bridgewater, the largest hedge fund in the world with $160 billion in assets, the process is led by "human understanding," the firm's co-CIO Greg Jensen told Business Insider in an email. "Nothing in our process is purely 'quantitative' in the sense that it is based on statistical relationships or historical patterns that machines are discovering. Everything is grounded in human understanding, and every part of our process is inspectable to us, so that we can have the computer read our logic back to us in more or less plain English and ensure that our decisions are consistent with that understanding," Jensen wrote. Still, there are times that the machines can outweigh the people — Dalio himself was overruled in 2018 about a trade involving the US dollar, according to The Wall Street Journal.  Quantamental isn't without its own challenges There is no denying interest in pursuing quantamental strategies is rising, but the trend hasn't been adopted with open arms by everyone in the space.  Josh Pantony, CEO of, a fintech that helps fundamental managers use quantitative tools, recounted a particularly difficult sales call. "The most brutal feedback I ever got from a prospective client was, 'Using your platform would be an admission of failure to my investors,'" he said.  Pantony's experience isn't an outlier. In many cases, fundamental managers view the usage of quantitative techniques as a threat to their job.  "I think it's always something that a true MBA from Harvard who is great at Excel and finance but doesn't know anything about coding worries about in the back of their mind," Daniel Goldberg, founder of advisory and consulting firm Alternative Data Analytics, told Business Insider. Culture needs to be a key consideration of bringing both sides together. Speaking on a webinar in April, Carson Boneck, the chief data officer at Balyasny Asset Management, said transparency between the two groups was critical. Having "translators," or employees that can work with both quants and portfolio managers, also helped the process. Balyasny ran into its own trouble with the strategy — the firm cut a 10-person team known as Synthesis after only a year because of poor performance in 2019. Coatue, the Tiger Cub manager known for fundamental stock-picking, rolled out a quant strategy a year ago — but has already returned outside capital after the pandemic overwhelmed its data-driven processes.  Industry sources echoed a similar sentiment, adding that quant teams brought into discretionary firms need to have clear responsibilities that show they are having a direct impact on the firm, as opposed to side projects that won't affect actual returns.  "Nobody likes to be put in a room and told to collaborate," Man GLG's Chambers said. "What you need to do is find a way for both sides to get something out of the process. ... Quants can't be seen as service providers." To be sure, quant-based shops have their own issues attempting quantamental strategies. For one, quants tend to take a build-over-buy approach, believing proprietary tech to be a key differentiator. But when it comes to the tools needed for quantamental strategies, they often don't have the same expertise and struggle with the process, Emmanuel Vallod, cofounder and CEO of SumUp Analytics, a natural-language-processing platform that analyzes text, told Business Insider. The issue of explaining models also tends to be a hangup for quant-focused firms, as they aren't accustomed to having to break down models to the level required by fundamental managers. "There is a need for explicability of the algorithm that is much, much, much higher than what systematic quants are usually requesting," Sylvain Forté, CEO of SESAMm, a provider of alternative-data analytic tools, told Business Insider "Reconciling the two worlds is not easy." Whichever side you approach the process from, nearly all agreed it takes time. It's not something that can be expected to work overnight. Constant tweaking of the system is required to find the perfect blend. Most firms can't resist pursuing quantamental strategies There will always be those who remain either purely fundamental or quantitative. Quants like Renaissance Technology or stock-pickers like Warren Buffet have been successful for too long to drastically change their ways now. But for the rest of the industry, a shift towards the middle seems more likely. "I don't think anyone can sit still," Andrew Fishman, president at Schonfeld Strategic Advisors, told Business Insider. The true definition of quantamental is probably lost forever as it has "one of those wildly generic Wall Street terms that is so amorphous that it doesn't mean much," according to Ryan Caldwell, chief investment officer and co-founder of Chiron Investment Management, a $1.8 billion manager that was bought by FS Investments at the end of last year.  But, Caldwell says, the evolution is necessary with alpha — returns generated beyond what the market churns out for everyone — becoming harder and harder to find.  Fundamental analysts have been pushed even further away from the research that was once the backbone of MBA programs across the country thanks to alternative data that can track supply chains more efficiently. No longer is it about "shaking info out faster than the guy sitting next to you," Caldwell says. "The fundamental part of this is understanding the macro environment with which we operate in," he added. And, during a global pandemic that has introduced never-before-seen volatility and record-low interest rates into the equation, quants can't rely on analyzing past situations to react to today because today is unprecedented.  "We would worry about any approach reliant on historical patterns or quantitative models based on historical data, whether combined with fundamental measures or not, as so much of the current environment and where we're likely headed isn't in the data, and instead requires a logical understanding of the economic machine," Bridgewater's Jensen wrote.  Former Goldman Sachs PM Mike Ho put an even finer point on the future. Quantamental, Ho wrote in a 2017 Medium post, will eventually be like "dating in the 7th grade": Everyone says they're doing it, even if they're not. Ho, who ran a firm called Quantavista for a time, is now at Steve Cohen's Point72. "We suspect quantamental may become an official word in the coming years, too. But, by then we'll probably all drop the 'quantamental' term and it will just be the way that most investment analysis is done," Ho wrote. "After all, why would you not want to combine quantitative and fundamental analysis?"SEE ALSO: Billionaire Steven Schonfeld poaches a top quant from Glenn Dubin's Engineers Gate to run a new fund SEE ALSO: The chief data officer at $6 billion hedge fund Balyasny explains how to merge quantitative and fundamental trading strategies — and the importance of 'translators' to bridge the gap SEE ALSO: 'Quantamental' investing is suddenly a buzzword in the hedge fund world, and we talked to the CEO of a fintech that just nabbed $8 million to help power the approach Join the conversation about this story » NOW WATCH: Why American sunscreens may not be protecting you as much as European sunscreens
In MTP/MPO fiber cables, just as their name show, the MTP/MPO fiber cables are terminated with MTP/MPO connectors on either one end or both ends of the fiber cables.The MTP/MPO connectors can provide fast and consistent connection for up to 12 fibers.MPO is the industry abbreviation for “multi-fiber push on”.MPO connectors are usually defined by two different documents.One is IEC-61754-7, the normally cited standard for MPO connectors internationally.Also EIA/TIA-604-5, also known as FOCIS 5, which is the most common standard sited for in the US.
Business Insider compiled a list of the people leading the most innovative and ambitious tech projects at Wall Street's biggest firms. We asked Wall Street players and industry insiders who's spearheading the most cutting-edge tech initiatives.  The list includes eight people who are heading up teams or projects at a range of the largest banks, hedge funds, asset managers, and exchanges.  Click here for more BI Prime stories.  This story was originally published in September 2019. Take a quick scan of the headlines on any given day, and it might seem as if startups are driving the most interesting tech developments on Wall Street.  It's a fair assumption, as venture capital money continues to pour into fintechs and even the biggest banks are getting in on the funding action.  However, for all the talk of large financial firms being slow to innovate and adapt to changing times, the top players have still managed to create their own cutting-edge projects in-house.  Read more: 60 fintechs that are set to take off in 2020, according to top VCs and investors Business Insider canvassed the most powerful firms on Wall Street — including banks, hedge funds, asset managers and exchanges — as well as other insiders to discover who exactly is leading the most innovative projects and teams at the biggest players. Here are the eight names that emerged and the ambitious projects they're working on, including massive tech integrations and building out entirely new banks. Ali Villagra, global head of Citi Velocity As Wall Street pushes for more simplification and returns to a world of bundled offerings, Villagra and Citi's Velocity institutional trading platform are in prime position for continued success. A combination of web-based analytics that cover everything from stocks to municipal bonds make Citi Velocity an ideal product for an increasing amount of investors looking for a one-stop shop.  Villagra, who joined Citi after graduating Dartmouth in 2001 as an analyst looking at debt capital markets, has spent the past nine years building out Citi Velocity. In August, she took over as its global head.  A big part of Villagra's job is staying ahead of the curve to meet client's evolving needs. Citi Velocity's push into API offerings is a prime example of that, and further indication of Wall Street's obsession with data. APIs allow investors to more easily connect data streams to applications.  Villagra also has other ways of staying up-to-date on the latest innovations, as she serves as the chairman of the board of FINOS, an industry group which supports the use of open source in financial services.  David Woodhead, technical strategy lead for BlackRock's Aladdin Studio What's one of the best ways to keep customers happy with your product? Give them the power to tweak it as they see fit.  That's what Woodhead is helping investors do with one of BlackRock's crown jewels — its Aladdin investment management platform. Woodhead leads the technical strategy for Aladdin Studio, a suite of tools allowing engineers to open up the end-to-end operating system that has long been one of the most-prized technology assets of the nearly $7 trillion asset manager.  Currently, more than 3,000 developers are using Aladdin Studio, working on investment research, analytics, and the automation of day-to-day processes within Aladdin. With an increased focus on data on Wall Street and a workforce that has the technical ability to take matters into their own hands, Aladdin Studio has proven to be a valuable tool for many.  Recently, Woodhead's team has worked to grow Aladdin Studio even bigger thanks to a wider adoption of open-source technology. The result has allowed users to automate repetitive tasks with the Python programming language and create more AI-based tools.  Read more: BlackRock execs lay out how its $1.3 billion eFront deal is setting up Aladdin to crack into a massive alternative-investment opportunity Hari Moorthy, partner at Goldman Sachs Moorthy is tasked with building out a business from scratch for Goldman Sachs, but it's likely not the one you've heard of. Marcus, Goldman's consumer-finance offering, has garnered plenty of media attention since launching in 2016, but Moorthy' work building out a commercial bank could end up being a bigger business for Goldman.  Moorthy, who returned to the bank in 2018 as a partner after serving as a managing director at JPMorgan for four years, has been tasked with building out a payments business to help corporates manage money. As with Marcus, Moorthy's work represents a departure from what has long been the bank's bread and butter — mergers and acquisitions and helping company's raise money. Moorthy has his work cut out for him, as commercial banking is dominated by sprawling existing businesses at two of Goldman's biggest rivals: JPMorgan and Citigroup. However, Goldman certainly hasn't been afraid to put resources behind the effort. In February, the Financial Times reported Goldman had hired 100 employees to work on the project.  Read more: Goldman Sachs just announced its first partnership for transaction banking as it looks to build a new $1 billion business moving money around the world Matthew Granade, chief market intelligence officer at Point72 Asset Management As Point72 Asset Management's chief market intelligence officer, Granade has the difficult task of leading the team responsible for combing through huge amounts of data to find information that the hedge fund's portfolio managers and analysts can turn into trades.  That's no small undertaking in any case, but it's especially difficult considering the fact that Point72, which manages $14 billion in assets, prides itself on being one of the most sophisticated firms when it comes to its digestion and analysis of data.  Granade, who has been at Point72 since 2015 and also spent more than five years at rival Bridgewater Associates, isn't just focused on the quantitative side. He also leads Point72's "person + machine" strategy, which includes a mixture of both humans and algorithms. The idea behind the hybrid approach is to combine the strengths of both sides to create the best investment opportunities. Read more: Point72, Renaissance Technologies, and Millennium are trying to make quant strategies work in bond markets. Here's why their nascent credit-trading teams face an uphill battle. Debra Herschmann, head user experience at JPMorgan's corporate and investment bank For all the focus around technology making trading faster and smarter, there is still something to be said for how good a product looks and how easy it is to use.  Herschmann's purview is exactly that, as she leads the digital experience design team for JPMorgan's corporate and investment bank. Herschmann came to JPMorgan in 2016 after spending nine years at Goldman Sachs, most recently serving as the head of corporate and investment bank user experience.  At JPMorgan, Herschmann has grown her team from 20 to 125 in the past two years and is involved in more than 60 projects across the corporate and investment bank.  Recent accomplishments include making Algo Central, JPMorgan's algorithmic execution tool, easier to follow and use via data visualization techniques. Same goes for Activism Insights, a tool meant to help investment bankers predict the influence of activist investors. Designers created a framework to reduce the time required by users to gather insights and analysis from the tool.  Read more: JPMorgan is hiring to grow a team that designs tech used by its bankers and clients — and it shows the huge impact fintech is having on Wall Street Chris Woolley, director of trading at Man Group As financial markets become ever-more complex — with investors trading in new ways and on a growing number of venues — the importance of being able to execute trades efficiently is critical. Enter Woolley, who serves as the director of trading at Man Group, a role that includes leading the Adaptive Intelligent Routing (AIR) project.  AIR uses machine learning to understand the best route for a trade, tapping into historic trade and market data to help improve the firm's ability to execute at the lowest possible cost. Doing so also allows traders to focus on more complex trades, such as those done in the over-the-counter space, which are typically harder to execute.  AIR was initially implemented in financial futures in 2017, and Woolley has been tasked with expanding it across different financial products. Last year, AIR was deployed in cash equities and foreign exchange. Next up for the group is credit.  Read more: The world's biggest hedge funds like Bridgewater are blending quantitative and fundamental trading. Here's why it's gaining hype on Wall Street. Ari Studnitzer, managing director for technology and product management at CME Group Tech integrations are tricky under any circumstance, but Studnitzer's task at CME Group is particularly impressive. Following CME Group's $5 billion acquisition of NEX back in November 2018, Studnitzer is leading a team focused on integrating BrokerTech and EBS, venues for trading US treasuries and foreign exchange, respectively, onto the larger CME Globex system.  That will create a single place to transact in futures, options, cash and OTC products. Even more importantly, by creating a one-stop shop, the project has the opportunity to create cross-asset savings, whether it be in data, clearing, or other areas. Studnitzer, who has been with CME since 2002, also has a hand in the newest potential technology out of the exchange, as he manages CME Group's tech labs. One specific area of interest for Studnitzer has been his work creating CME's corporate strategy around cloud usage, both for data and applications.  Read more: From Deutsche Bank to CME, Google Cloud has nabbed a string of big financial clients. Here are 3 ways it's making its pitch to win over Wall Street. Jonathan York, Bridgewater's chief architect and head of product for client service technology York has spent the better half of a decade working on Bridgewater's client-facing platforms and technology. The goal is to offer up the best data, analytics and visualization tools to the clients of the firm, which manages $150 billion in assets.  Analytics, in particular, has been an area of focus for York and his team. Investors are eager to make sense of the swaths of data available to them, and Bridgewater is able to do that thanks to a personalized and secure web channel they can access content through.  York's team will also look to continue to improve the digital experience of its clients, as it aims to make the experience as customizable as possible. No stranger to creating tools and systems geared to a customer, York spent time at vendor SunGard and ratings agency S&P before joining Bridgewater in 2013. 
The push for 5G is happening faster than ever so choosing a phone that can handle it is worthwhile
SEO for Dentists is a must to stay in the race.Benefits of Web Marketing at a GlanceWeb marketing is essential for dentist in today’s cut-throat competitions in the world of dentistry.Web marketing helps dentists to reach out new clients in a very short time.Targeted clients must have the option to increase a wide range of valuable data about the dental specialist from the website.The website must give data about how to find the dental specialist and see more about the idea of services.This is on the grounds that individuals are finding their way to the website through different methods as well, and not every person who goes to your website through search engines will visit your clinic.Offer SEO ServicesSuccessful web marketing for dental specialists must utilize SEO procedures to attract more teenagers.SEO techniques will help to push up the search engine rankings of the website.
It often requires consistent efforts and perseverance to meet the requirements of users and beat the nearing competition to strengthen your customer base.You must use some innovative techniques and contemporary strategies in order to move high with the news feeds of users.For instance, it must be in relation to your business.Check the quality of the image and ensure that the graphics and illustrations are innovative trendings.This will surely get you a standalone impression from tough competitors.You can share the images with the newest filters to engage with the audience.
The freedom of movement offered by rubber tyre gantry crane adds a competitive advantage that can push the rubber tyre gantry crane industry.Market Research Future (MRFR), studied the rubber tyre gantry crane market 2020 deploying modern research techniques.The global rubber tyre gantry crane market is poised to value at above USD 814.4 Bn by 2025.The market can witness sustainable rise in the forecast period due to the expansion of seaborne trades.In addition, the rise in population and the expansion of emerging economies can propel the need for seaborne trading, which can drive the rise of the world rubber tyre gantry crane market in study period.The sharp ascension of the e-commerce sector can prompt the expansion of the market.Segmental AnalysisThe rubber tyre gantry crane market study is based on power and type.The power based segments of the rubber tyre gantry crane market are electric, diesel, and hybrid.
They are brave, curious and trusting of their instincts.At the point when children realize they have the unequivocal help of a parent, relative, or even an educator, they feel engaged to look for direction and make endeavors to work through troublesome circumstances.Positive associations permit grown-ups to show adapting and problem-solving skills to kids.Boost Healthy Risk-TakingIn reality as we know, it where play areas are made "safe" with fun floor materials and helicopter parenting, it's imperative to urge children to face healthy risks.Examples incorporate difficult another game, taking an interest in the school play, or striking up a conversation with a timid friend.At the point when kids avoid risk, they disguise the message that they aren't sufficiently able to deal with difficulties.While children embrace dangers, they figure out how to push themselves.Struggle the Encourage to Fix It and Ask Questions InsteadWhile kids come to parents to find the solution of problems, the natural answer is to lecture or explain.
Google Cloud's data analytics company Looker announced its first new product features on Thursday since it was acquired for $2.4 billion. With its new features, Looker is going after Google's core marketing audience.   This is part of Looker's strategy to roll its tools out to additional parts of Google to help them reel in new customers.  Looker also gives Google Cloud a stronger data analytics offering that works on multiple clouds, which is a major part of Google Cloud's strategy to compete with Microsoft and Salesforce.  Visit Business Insider's homepage for more stories. Data analytics company Looker just announced its first new features since Google Cloud closed its $2.4 billion acquisition of the business in February.  Looker is launching a development framework that allows developers to build their own applications, a marketplace for custom applications, and enhanced features in its analytics platform specifically built for marketers.  That final feature is key to Looker's strategy of finding areas within the broader Google business where it can combine its product with the company's existing tools.  In this case, it has built analytics and AI capabilities specifically for Google's core marketing audience.  "As a marketer, you want to understand how the programs you're running are influencing buyer decisions," Pedro Arellano, head of product marketing at Looker, told Business Insider. The new tools are designed to appeal to existing Google clients on the advertising side: "If you're a marketer that's used to living in that Google world, now having that exposure — and understanding the broader business context — is powerful." While the marketing features came first, Looker plans to roll its tools out to additional parts of Google, to help them reel in new customers, too:  "Now that we're part of Google, we're finding and identifying opportunities to broader Google teams where we provide existing value to new customers," Arellano said. "Google Cloud now has enterprise class [business intelligence] and analytics solutions. That is a very important market that Google Cloud and Looker can now pursue." Looker and Google Cloud's multi-cloud strategy Overall, Google Cloud acquired Looker to help it better compete with Microsoft and Salesforce, as well as to push its multi-cloud initiative.  Looker has always worked with multiple clouds, and a multi-cloud philosophy is a major part of Google Cloud's strategy to compete with its larger rivals. Read more: Google Cloud just closed its $2.4 billion acquisition of data analytics company Looker, and CEO Thomas Kurian says it will make more acquisitions 'when the time is right' Google Cloud has been building products of its own that allow customers to work with multiple clouds, including Anthos, which allows customers to run applications on multiple clouds and private data centers, as well as BigQuery Omni, a data warehouse product that works with Google Cloud and rival clouds like Amazon Web Services and Microsoft.  "We're excited to have Looker as part of the Google family," Debanjan Saha, vice president and general manager of data analytics at Google Cloud, told Business Insider. "It completes our portfolio. What Looker is helping us do is bridge the gap between data and using data and building solutions quickly for our customers." Do you work at Google Cloud or Looker? Got a tip? Contact this reporter via email at [email protected], Signal at 646.376.6106, Telegram at @rosaliechan, or Twitter DM at @rosaliechan17. (PR pitches by email only, please.) Other types of secure messaging available upon request. SEE ALSO: An exec who spent nearly 8 years helping grow Google Cloud into a behemoth explains why he ditched his Silicon Valley job to join tiny, Midwestern 3D modeling startup Physna Join the conversation about this story » NOW WATCH: How the Navy's largest hospital ship can help with the coronavirus
Android has long had devices with active styluses, mostly from Samsung but also from Huawei and, just recently, even LG. Unfortunately, a vicious cycle has pretty much left it lacking in terms of creativity apps, especially when compared with the latecomer iPad Pros. It seems that Samsung at least is giving it a stronger push with the latest Galaxy Tab … Continue reading
Microsoft is taking advantage of a controversy created by Google last month to push its own new competing open source cloud technology. Last month, Google ticked off IBM and many others in the open source community over a popular open source project known as Istio.  Developers had been looking forward to the project being turned over to a vendor-independent organization run by the Linux Foundation.  Instead, Google created an odd new entity and turned the project over to that org. So on Wednesday, Microsoft announced its own new competitor to Istio and said it has already asked the Linux-run org to take control of it.   Visit Business Insider's homepage for more stories. The controversy Google kicked up last month — where it angered IBM and others in the open source community over its handling of a popular open source project called Istio — was apparently too juicy for Microsoft to resist.  To briefly recap the controversy: In 2017 when Istio was a young project, Google promised to transfer responsibility for it to the Cloud Native Computing Foundation, an independent organization run by the Linux Foundation. But in June, it created an unusual new organization and transferred the project to that entity instead, angering many in the open source community. On Wednesday, Microsoft waded in by offering its own competitor to Istio called Open Service Mesh. Microsoft also promised to do what Google refused to do: Turn the project over to CNCF.  "We believe an open source, openly governed, standards-compliant service mesh is important for the community," the company told Business Insider in a statement.  Free software is lucrative for cloud providers Open source projects are the communal property of the tech world, software anyone can use for free or modify. As they grow popular dozens of major companies and thousands of programmers may contribute to them. They still need leadership: Someone has to decide which contributions get included in the main project and which do not. And, although the software is free, as they become popular they gain tremendous commercial value. In the cloud world, cloud providers will offer these open-source software projects as services that their customers pay fees to use. Organizations like the CNCF exist to ensure no one vendor has undue control over important open-source projects — so they can't manipulate them to benefit their commercial interests at the expense of others. Google itself helped establish CNCF a few years ago for another popular cloud open source cloud technology it created called Kubernetes. Open sourcing its technology puts Google between a rock and a hard place. It is hoping to rise to the top of the cloud wars by creating new cloud tools. However, it's watched as two of its most popular projects — Kubernetes and Tensorflow — become popular, key services on competitors' clouds, particularly on Amazon Web Services. Then, last month, after Istio had grown in popularity to the point where big names in the industry had contributed to it, including IBM/Red Hat, Cisco and others, Google did something unexpected. It created an odd new organization, one dedicated just to dealing with open-source project trademarks (controlling the use of a brand name or logo), and not handling the total management of the project. It then transferred Istio (and a couple of its other projects) to that new organization.  Some people praised the new organization. Others said Google's move reflected badly on the Linux Foundation, which they accused of becoming a political landmine where vendors with the deepest pockets can buy influence. "New leadership at Google and Google Cloud are having second thoughts about turning over the fruits of their work to foundations that they eventually lose control over," wrote developer Alan Shimel on But, as we previously reported, many others were angry at Google, pointing out that the the Linux Foundation — as well as other established open source foundations — are already equipped to handle trademarks and logo use. Major Istio contributor IBM wrote a public blog post condemning Google's move, as did a famous programmer who now works for Oracle's cloud. What Istio is and why Microsoft's move matters  Istio is a "mesh service," which is software tool that helps developers run "microservices." Microservices give developers a way to build cloud apps in tiny modular pieces, rather than in one big block of code. A "mesh service" then connects microservices together so they can function as one app. Even before Microsoft jumped in, there were other competitors to Istio. But Istio was holding a golden spot thanks to the big names using and working on it — assured to do so, in part, by the assumption it would one day go to the CNCF. Thanks to Google's decision, some of those big names are now jumping ship. When a top member of CNCF spoke out against Google's decision, he implied that the Linux Foundation would throw its considerable weight behind a competing project. Enter Microsoft, and Open Mesh Service, stage left. Gabe Monroy, a Microsoft partner program manager — and a CNCF board member — told TechCrunch that Open Mesh Service is gunning to be dethrone Istio by being easier to use, and that Microsoft is also "not interested" in contributing to Istio, deflating Google's project even more. (Microsoft isn't and never has been an official contributor to the Istio project.) "The truth is that customers are not having a great time with Istio in the wild today," Monroy told TechCrunch. "I think even folks who are deep in that community will acknowledge that and that's really the reason why we're not interested in contributing to that ecosystem at the moment." Now read: Google has ticked off IBM, Oracle, and many in the open-source community by launching an odd new open-source organization If Microsoft buys TikTok, it could be bad news for Google Cloud Join the conversation about this story » NOW WATCH: Swayze Valentine is the only female treating fighters' cuts and bruises inside the UFC octagon
In recent times all traditional businesses are moving to the online platform as part of digitalization.Advantages of having PWA for your Business are mobile traffic is increased to 68% Pageviews is increased to 133.67%Improved loading speed and installation timeLow Bounce rate of 42.86% as compared with mobile websitesLow Device Storage Improved User Engagement with 137%Improved Conversion Rates by average 52%Improved Average session timing Merits of PWAs vs native app Independent AppPWAs is an independent app that does not need any third party like Google or Apple app stores for downloading and can be instantly launched to the home.PWA is accessible using a web browser and it occupies less storage space compared to native mobile apps.Flawless User ExperiencePWA for eCommerce helps to invest in the single intuitive and interactive app instead of building separate apps for various platforms like android, iOS.Obviously, this is not suitable for All applications.Demerits of PWAs versus native appLimited Access iOS FeaturesWhen it comes to the iOs features, it is quite difficult to install to the iPhone, not able to send push notification for iOs therefore it is not suitable for the iOs platform.It is better to prefer Native Apps.Not SEO friendlyPWA is not SEO friendly though they can be using app indexing, shown in google results.Users used to search apps on their app store and it provides space to explore with a huge audience.Which one to prefer for your business?There are various points to consider while choosing PWA's over native apps.
I switched to Chrome when it first launched in 2008, and I haven’t looked back since — but rumors of an intrusive new notification “feature” are making me seriously reconsider my commitment to the browser. Google is purportedly gearing up to start reminding users who haven’t opened Chrome in a while to use its browser with targeted push notifications, according to findings from Google9to5. From the looks of it, the re-engagement campaign — as Chrome devs refer to it — will exclusively focus on Android users for the time being. Here’s how it’ll work: when you open a Chrome Custom… This story continues at The Next WebOr just read more coverage about: Google