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Kushi BL 2020-04-09
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When you are in sudden need of a large sum of money, one of the best ways to arrange it is to get a personal loan from a bank or NBFC or a loan aggregator like Buddy Loan.

To obtain this loan, one of the most important requirements is to provide some necessary documents.Buddy Loan helps you to understand the common documents asked by most of the lenders to understand the financial capability of the borrower and to know whether he/she is capable of repaying the loan amount.

Besides this, it also helps the lender to understand and verify person details of the borrower such as their name, age, income, employment status, employer details and address.

Based on this information, the lender decides whether or not to disburse the loan amount to the application.Apply instant personal loan online.Documents Required to Get Personal LoanBuddy Loan has a wide pool of loan providers like Banks / NBFCs, which require a particular set of documents for a loan applicant to verify their details and assess their financial capability.

These documents may differ depending on whether the applicant is a salaried individual or self-employed.

Following documents are required from salaried individuals’ application for a personal loan:Proof of Identity: Passport / Driving License / PAN Card / Voter ID CardProof of Residence: Passport / Utility Bills / Ration CardIncome Proof: Form 16 and Salary slips for last 3 monthsProof of Age: Passport / PAN Card / Driving License / Voter ID CardJob Continuity Proof: Current Job Appointment Letter or Current Employment Certificate and Experience CertificateBank Statement: Statement of bank account for the last 6 monthsSanction Letter and Payment Track Record, in case of existing loansPassport size color photoDuly Filled Personal Loan ApplicationIf the applicant for the personal loan is a professional or self-employed professional, the lending institution would require the following documents.Proof of Identity: Passport / Driving License / PAN Card / Voter ID CardProof of Residence: Passport / Utility Bills / Ration CardProof of Age: Passport / PAN Card / Driving License / Voter ID CardProof of Office Address: Utility Bills / Maintenance Bills / Property DocumentsProof of Office Ownership: Utility Bills / Maintenance Bills / Property DocumentsIncome Proof: Income Tax Returns for the last 2 years including computation.Proof of Business Existence: Shop Establishment / Salary Statement for last 3 yearsPassport size color photoDuly Filled Personal Loan ApplicationGet personal loan online via Buddy LoanOnly after submitting the above-mentioned documents, the bank / NBFC can process your loan application and disburse the loan amount.

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0
Kushi BL 2020-03-30
img

And students often find themselves spending their entire savings on it.

Do you belong to this group?

If yes, an educational loan is the best solution available.

Channel your education by availing a loan via an aggregator that can only help you cut down the taxes and reap more benefits.

An advice board suggests that you choose Buddy Loan.

Thus Section 80E came into being.Get instant student loan via Buddy loanWhat does Section 80E mean?Section 80E of the Income Tax Act offers relief to anyone repaying an educational loan.

collect
0
Kushi BL 2020-03-30
img

What Is the Interest Rate on a Personal Loan?

One of the most important factors that you must consider before getting a personal loan is the interest rate.Personal loans can be used for a variety of purposes such as paying off for marriage, medical expenses, renovating your house, supporting your child’s education, or even paying back an existing loan.Loan aggregators meet the right bill with the borrower's profile.

They help ease your repayment process.

Buddy Loan does have an amicable interest rate starting at 11.99% p.a.Get personal loan online via Buddy Loan.If you are planning to apply for a personal loan in different banks, make sure to compare their rate of interests before settling on any offer.Types of Interest Rates on Personal LoansTwo different types of interest rates that may be applied to personal loans.

These include: Fixed Interest RateIf you have a loan with a fixed interest rate, your rate of interest would remain constant throughout the tenure of the loan.

As a result, your monthly EMI will also fluctuate and may increase or decrease with each month.Interest Rates for Different BorrowersMost of the lenders take different factors into consideration for deciding the rate of interest for a particular application.

collect
0
Kushi BL 2020-03-27
img

Apply instant education loan online which offers loans at a low-interest rate and instant approvals.

Know the eligibility criteria to apply for student loans and study abroad.

collect
0
Kushi BL 2020-03-31
img

Thanks to the Indian government to have been doing the best of what can be done during and in the journey of a pandemic outbreak.

But unlikely it isn’t helping a large sector of poor or the needy get the right amount of food, staples and essentials.

The hunger is far worse than a disease, it can make people loiter for food and do irrational things to quench their thirst and fill their tummies.

This crisis has united all of us to gather and help our fellow beings survive out the pandemic phase.

Going ahead we will have far worse numbers displayed on the screen every minute, #stayhome.

To emancipate the crisis and help those who’re in need of the staple grains, Valueleaf Group of Companies has come forward as a relief for them.

collect
0
Kushi BL 2020-03-30

What is the Minimum Salary Required to Get a Personal Loan?

Buddy Loan offers instant personal loans at the tip of your fingers and having access to quick extra credit is a big boon for everyone.

In such situations, taking a personal loan is a good option to help meet the urgent financial needs, as opposed to prematurely withdrawing your investments and paying penalties for it.

You may also use personal loans for planning a vacation with family, buying a gift that your loved one has been long wishing for, or paying for your dream wedding.

Though these requirements may vary depending on the borrower and his credit score, some general requirements include:Age Limit: 23 to 58 years for salaried people, 65 for self-employedEmployed: Employed for a minimum of 2 years / In business for 2 years minimumMinimum Salary: Varies from case-to-case depending on different factors such as relationship with bank, origination, credit score etc.

Since these are unsecured, meaning they do not require any collateral, one of the biggest ways for the lender to evaluate your eligibility is your take-home pay.

collect
0
Kushi BL 2020-03-27
img

Get a home loan up to Rs.

15 Lakhs, from online home loans at the lowest interest rate in India.

Claim housing loan and check your eligibility.

Apply instant home loan online for instant approval.

collect
0
Kushi BL 2020-03-27
img

Apply Instant Travel Loan Online for Vacation: Know the benefits and choose the best scheme for lower interest rates.

Choose Buddy Loan and travel to your favorite destination and manage your ticket bookings, hotel accommodation and more.

collect
0
Kushi BL 2020-03-30
img

Having a good CIBIL score offers a number of benefits to borrowers including low-interest rate, quicker approval, longer repayment period, higher loan amount and much more.

Not only this, multiple lenders would be willing to approve your loan if you have a good credit score.Get instant business loan via Buddy loan.When you don’t default, delay or skip paying EMIs, your credit score will improve.

They help ease your repayment process.

Different lenders and banks incorporate their own mathematical algorithms.

Even though there exist these different methodologies, the factors that influence the calculations are pretty much similar.A large chunk of these scoring models takes your payment history on various loans and credit cards into consideration.

The type of accounts one possesses, the extent of revolving credit in regular use, the duration of one’s accounts staying open and the periodic application for fresh credit.Factors Affecting Your Credit ScoreWhile you might be unaware of it, certain actions might be contributing towards a lower credit score.

collect
0
Kushi BL 2020-03-30
img

A personal loan, in simple words, is the money you borrow from a financial institution.

You can repay it along with interest as instalments within a fixed number of years.

Availing a loan through loan aggregators can suffice your financial needs with a personal loan.

Buddy loan has set a record of disbursing the highest amount of loans in the shortest span.

Loan aggregators estimate the best fit based on the borrower's profile.Get personal loan online via the new age aggregator - Buddy Loan.Types of personal loansPersonal loans, in India, generally fall into the following common categories: Wedding loan: This is the kind of personal loan you need to plan your big day with.

Book venue for the auspicious occasion, arrange catering, shop for jewellery, take care of accommodation for guests; everything with the assurance that you have a strong financial backup.

collect
0
Kushi BL 2020-03-27
img

Apply instant gold loan online against your gold jewellery with the lowest interest rate at online gold loan.

Apply for a safe, secure gold loan with simple documentation in India.

collect
0
Kushi BL 2020-03-27
img

Loan for medical treatment is available at any instant as medical emergencies don't come planned.

Apply Instant medical loan online for hospital bills and turn the odds in your favour.

collect
0
Kushi BL 2020-03-30

A personal loan, in simple words, is the money you borrow from a financial institution.

You can repay it along with interest as installments within a fixed number of years.

Availing a loan through loan aggregators can suffice your financial needs with a personal loan.

Buddy loan has set a record of disbursing the highest amount of loans in the shortest span.

It is a 10-digit number people can use to track their financial transactions.The Department of Income Tax assigns PAN cards to all tax-payers.It is a must-have to do the following:Buy an insurance policyReceive a salaryBuy mutual fundsApply for a loanIt is also your proof of identity that needs to be submitted when getting a loan.Lenders have made it mandatory to submit PAN card when applying for loans.

It is easier if you access a loan aggregator, one such is Buddy  Loan that helps you avail a loan with right and minimal set of documents.

collect
0
Kushi BL 2020-03-30
img

What are the Documents Required to Get a Personal Loan?

When you are in sudden need of a large sum of money, one of the best ways to arrange it is to get a personal loan from a bank or NBFC or a loan aggregator like Buddy Loan.

To obtain this loan, one of the most important requirements is to provide some necessary documents.Buddy Loan helps you to understand the common documents asked by most of the lenders to understand the financial capability of the borrower and to know whether he/she is capable of repaying the loan amount.

Besides this, it also helps the lender to understand and verify person details of the borrower such as their name, age, income, employment status, employer details and address.

Based on this information, the lender decides whether or not to disburse the loan amount to the application.Apply instant personal loan online.Documents Required to Get Personal LoanBuddy Loan has a wide pool of loan providers like Banks / NBFCs, which require a particular set of documents for a loan applicant to verify their details and assess their financial capability.

These documents may differ depending on whether the applicant is a salaried individual or self-employed.

collect
0
Kushi BL 2020-03-27
img

Get Instant personal loan for Marriage Online to help you finance your dream wedding and help save the emotions for better memories.

Apply for a wedding loan online and finance your wedding with benefits.

collect
0
Kushi BL 2020-03-27
img

Get Instant personal loan for marriage to help you finance your dream wedding and help save the emotions for better memories.

Apply personal loan for wedding loan online and finance your wedding with benefits.

collect
0
Kushi BL 2020-04-09
img

When you are in sudden need of a large sum of money, one of the best ways to arrange it is to get a personal loan from a bank or NBFC or a loan aggregator like Buddy Loan.

To obtain this loan, one of the most important requirements is to provide some necessary documents.Buddy Loan helps you to understand the common documents asked by most of the lenders to understand the financial capability of the borrower and to know whether he/she is capable of repaying the loan amount.

Besides this, it also helps the lender to understand and verify person details of the borrower such as their name, age, income, employment status, employer details and address.

Based on this information, the lender decides whether or not to disburse the loan amount to the application.Apply instant personal loan online.Documents Required to Get Personal LoanBuddy Loan has a wide pool of loan providers like Banks / NBFCs, which require a particular set of documents for a loan applicant to verify their details and assess their financial capability.

These documents may differ depending on whether the applicant is a salaried individual or self-employed.

Following documents are required from salaried individuals’ application for a personal loan:Proof of Identity: Passport / Driving License / PAN Card / Voter ID CardProof of Residence: Passport / Utility Bills / Ration CardIncome Proof: Form 16 and Salary slips for last 3 monthsProof of Age: Passport / PAN Card / Driving License / Voter ID CardJob Continuity Proof: Current Job Appointment Letter or Current Employment Certificate and Experience CertificateBank Statement: Statement of bank account for the last 6 monthsSanction Letter and Payment Track Record, in case of existing loansPassport size color photoDuly Filled Personal Loan ApplicationIf the applicant for the personal loan is a professional or self-employed professional, the lending institution would require the following documents.Proof of Identity: Passport / Driving License / PAN Card / Voter ID CardProof of Residence: Passport / Utility Bills / Ration CardProof of Age: Passport / PAN Card / Driving License / Voter ID CardProof of Office Address: Utility Bills / Maintenance Bills / Property DocumentsProof of Office Ownership: Utility Bills / Maintenance Bills / Property DocumentsIncome Proof: Income Tax Returns for the last 2 years including computation.Proof of Business Existence: Shop Establishment / Salary Statement for last 3 yearsPassport size color photoDuly Filled Personal Loan ApplicationGet personal loan online via Buddy LoanOnly after submitting the above-mentioned documents, the bank / NBFC can process your loan application and disburse the loan amount.

Kushi BL 2020-03-30
img

Having a good CIBIL score offers a number of benefits to borrowers including low-interest rate, quicker approval, longer repayment period, higher loan amount and much more.

Not only this, multiple lenders would be willing to approve your loan if you have a good credit score.Get instant business loan via Buddy loan.When you don’t default, delay or skip paying EMIs, your credit score will improve.

They help ease your repayment process.

Different lenders and banks incorporate their own mathematical algorithms.

Even though there exist these different methodologies, the factors that influence the calculations are pretty much similar.A large chunk of these scoring models takes your payment history on various loans and credit cards into consideration.

The type of accounts one possesses, the extent of revolving credit in regular use, the duration of one’s accounts staying open and the periodic application for fresh credit.Factors Affecting Your Credit ScoreWhile you might be unaware of it, certain actions might be contributing towards a lower credit score.

Kushi BL 2020-03-30
img

And students often find themselves spending their entire savings on it.

Do you belong to this group?

If yes, an educational loan is the best solution available.

Channel your education by availing a loan via an aggregator that can only help you cut down the taxes and reap more benefits.

An advice board suggests that you choose Buddy Loan.

Thus Section 80E came into being.Get instant student loan via Buddy loanWhat does Section 80E mean?Section 80E of the Income Tax Act offers relief to anyone repaying an educational loan.

Kushi BL 2020-03-30
img

A personal loan, in simple words, is the money you borrow from a financial institution.

You can repay it along with interest as instalments within a fixed number of years.

Availing a loan through loan aggregators can suffice your financial needs with a personal loan.

Buddy loan has set a record of disbursing the highest amount of loans in the shortest span.

Loan aggregators estimate the best fit based on the borrower's profile.Get personal loan online via the new age aggregator - Buddy Loan.Types of personal loansPersonal loans, in India, generally fall into the following common categories: Wedding loan: This is the kind of personal loan you need to plan your big day with.

Book venue for the auspicious occasion, arrange catering, shop for jewellery, take care of accommodation for guests; everything with the assurance that you have a strong financial backup.

Kushi BL 2020-03-30
img

What Is the Interest Rate on a Personal Loan?

One of the most important factors that you must consider before getting a personal loan is the interest rate.Personal loans can be used for a variety of purposes such as paying off for marriage, medical expenses, renovating your house, supporting your child’s education, or even paying back an existing loan.Loan aggregators meet the right bill with the borrower's profile.

They help ease your repayment process.

Buddy Loan does have an amicable interest rate starting at 11.99% p.a.Get personal loan online via Buddy Loan.If you are planning to apply for a personal loan in different banks, make sure to compare their rate of interests before settling on any offer.Types of Interest Rates on Personal LoansTwo different types of interest rates that may be applied to personal loans.

These include: Fixed Interest RateIf you have a loan with a fixed interest rate, your rate of interest would remain constant throughout the tenure of the loan.

As a result, your monthly EMI will also fluctuate and may increase or decrease with each month.Interest Rates for Different BorrowersMost of the lenders take different factors into consideration for deciding the rate of interest for a particular application.

Kushi BL 2020-03-27
img

Apply instant gold loan online against your gold jewellery with the lowest interest rate at online gold loan.

Apply for a safe, secure gold loan with simple documentation in India.

Kushi BL 2020-03-27
img

Apply instant education loan online which offers loans at a low-interest rate and instant approvals.

Know the eligibility criteria to apply for student loans and study abroad.

Kushi BL 2020-03-27
img

Loan for medical treatment is available at any instant as medical emergencies don't come planned.

Apply Instant medical loan online for hospital bills and turn the odds in your favour.

Kushi BL 2020-03-31
img

Thanks to the Indian government to have been doing the best of what can be done during and in the journey of a pandemic outbreak.

But unlikely it isn’t helping a large sector of poor or the needy get the right amount of food, staples and essentials.

The hunger is far worse than a disease, it can make people loiter for food and do irrational things to quench their thirst and fill their tummies.

This crisis has united all of us to gather and help our fellow beings survive out the pandemic phase.

Going ahead we will have far worse numbers displayed on the screen every minute, #stayhome.

To emancipate the crisis and help those who’re in need of the staple grains, Valueleaf Group of Companies has come forward as a relief for them.

Kushi BL 2020-03-30

A personal loan, in simple words, is the money you borrow from a financial institution.

You can repay it along with interest as installments within a fixed number of years.

Availing a loan through loan aggregators can suffice your financial needs with a personal loan.

Buddy loan has set a record of disbursing the highest amount of loans in the shortest span.

It is a 10-digit number people can use to track their financial transactions.The Department of Income Tax assigns PAN cards to all tax-payers.It is a must-have to do the following:Buy an insurance policyReceive a salaryBuy mutual fundsApply for a loanIt is also your proof of identity that needs to be submitted when getting a loan.Lenders have made it mandatory to submit PAN card when applying for loans.

It is easier if you access a loan aggregator, one such is Buddy  Loan that helps you avail a loan with right and minimal set of documents.

Kushi BL 2020-03-30

What is the Minimum Salary Required to Get a Personal Loan?

Buddy Loan offers instant personal loans at the tip of your fingers and having access to quick extra credit is a big boon for everyone.

In such situations, taking a personal loan is a good option to help meet the urgent financial needs, as opposed to prematurely withdrawing your investments and paying penalties for it.

You may also use personal loans for planning a vacation with family, buying a gift that your loved one has been long wishing for, or paying for your dream wedding.

Though these requirements may vary depending on the borrower and his credit score, some general requirements include:Age Limit: 23 to 58 years for salaried people, 65 for self-employedEmployed: Employed for a minimum of 2 years / In business for 2 years minimumMinimum Salary: Varies from case-to-case depending on different factors such as relationship with bank, origination, credit score etc.

Since these are unsecured, meaning they do not require any collateral, one of the biggest ways for the lender to evaluate your eligibility is your take-home pay.

Kushi BL 2020-03-30
img

What are the Documents Required to Get a Personal Loan?

When you are in sudden need of a large sum of money, one of the best ways to arrange it is to get a personal loan from a bank or NBFC or a loan aggregator like Buddy Loan.

To obtain this loan, one of the most important requirements is to provide some necessary documents.Buddy Loan helps you to understand the common documents asked by most of the lenders to understand the financial capability of the borrower and to know whether he/she is capable of repaying the loan amount.

Besides this, it also helps the lender to understand and verify person details of the borrower such as their name, age, income, employment status, employer details and address.

Based on this information, the lender decides whether or not to disburse the loan amount to the application.Apply instant personal loan online.Documents Required to Get Personal LoanBuddy Loan has a wide pool of loan providers like Banks / NBFCs, which require a particular set of documents for a loan applicant to verify their details and assess their financial capability.

These documents may differ depending on whether the applicant is a salaried individual or self-employed.

Kushi BL 2020-03-27
img

Get a home loan up to Rs.

15 Lakhs, from online home loans at the lowest interest rate in India.

Claim housing loan and check your eligibility.

Apply instant home loan online for instant approval.

Kushi BL 2020-03-27
img

Get Instant personal loan for Marriage Online to help you finance your dream wedding and help save the emotions for better memories.

Apply for a wedding loan online and finance your wedding with benefits.

Kushi BL 2020-03-27
img

Apply Instant Travel Loan Online for Vacation: Know the benefits and choose the best scheme for lower interest rates.

Choose Buddy Loan and travel to your favorite destination and manage your ticket bookings, hotel accommodation and more.

Kushi BL 2020-03-27
img

Get Instant personal loan for marriage to help you finance your dream wedding and help save the emotions for better memories.

Apply personal loan for wedding loan online and finance your wedding with benefits.