Barry Polanco

Barry Polanco

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You're so BASIC Who, Me?  How's August working out for you? Why not take a moment out of your private staycation for another tale of cockuppery from the depths of The Register's Who, Me? vault.…
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You can block emails on AOL by adding the person who sent the email to your "Block Senders" list, or by marking the email as spam. If you're using AOL Mail on your computer, you can add emails to the Block Senders list through your settings menu. If you're using the AOL Mail mobile app, you can mark emails as spam, which will prevent those senders from getting to your inbox. Visit Business Insider's Tech Reference library for more stories. Like most email services, AOL gives you a way to block unwanted emails from cluttering your inbox. However, how you block senders depends upon whether you're using AOL Mail in a web browser or mobile app. In a browser, you can add unwanted email addresses to a list of blocked senders. In the mobile app, you can flag emails as spam, which will send any future messages from that sender to the Spam folder automatically.  Here's how to block emails on AOL, via a browser on your Mac or PC, or the mobile app on your iPhone or Android device. Check out the products mentioned in this article: iPhone 11 (From $699.99 at Apple) Samsung Galaxy S10 (From $699.99 at Walmart) Apple Macbook Pro (From $1,299.00 at Apple) Acer Chromebook 15 (From $179.99 at Walmart) How to block emails on AOL in a web browser 1. Open AOL Mail in a browser and then click "Options" in the upper-right corner of the web page, just under your email address.  2. In the drop-down menu, choose "Mail Settings." 3. On the Mail Settings page, click "Block Senders," which you can find in the navigation pane on the left side of the screen.  4. Enter the email address of someone you want to block, and then press Enter or Return, or click the "+" to the right of the email address. Repeat that process for as many senders as you want to block.  5. When you're done, click "Save Settings."  How to block emails on AOL in the mobile app 1. In the AOL mobile app, tap an email from a sender you want to block.  2. Tap the three-dot menu at the bottom-right of the screen and then tap "Mark as Spam." 3. Repeat this process for any other emails you want to block.  Once you mark an email as spam, future emails from that sender should be deleted automatically. It'll also help AOL's algorithms catch more spam from other senders in the future. Related coverage from Tech Reference:  How to change your AOL password or reset it if you've forgotten it How to mark all Gmail as read to clear up your inbox of unread emails How to forward email from a Yahoo Mail account to Gmail or other email services How to schedule send an email on Gmail on desktop or mobile, if you want to compose an email but schedule it to send at a later time How to find archived emails in Gmail in 2 simple ways on Mac or PC SEE ALSO: The best all-in-one PCs you can buy Join the conversation about this story » NOW WATCH: The rise and fall of Donald Trump's $365 million airline
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I drove a $56,305 Cadillac CT5-V from the 2020 model year, a revved-up version of CT5 sedan. The CT5-V has a 360-horsepower V6 engine — that may not sound like a ton on paper, but it's punchy. The CT5-V is adequately sporty and at times comes off as downright German in its driving dynamics. But what really sets it apart is the overall package, from design to technology. Visit Business Insider's homepage for more stories. I'm not going to shake anybody's tree if I point out that the 2020 Cadillac CT5-V is in no way, shape, or form a proper replacement for the CTS-V. I drove the latter several years back and was flummoxed by its versatile brilliance. A four-door Corvette, you say? Why, yes, I'll take at least one! In lieu of the CTS-V's supercharged V8, the CT5-V has a twin-turbocharged V6. And a near six-figure price tag has been replaced by one that's solid in the mid-fives. So, what we're really dealing with here isn't a V but what Cadillac used to call a VSport — and could just as easily have called the JV version.  I was recently disappointed by the CT5-V's little brother, the CT4-V, but I was prepared to give the CT5-V the benefit of the doubt. Still, I knew what I was getting into: less power, less power, less power.  And yes, you notice the lack of oomph from the CT5-V almost immediately. Depression, accordingly, sets in. But in a few minutes, you're driving the peppy four-door, at which point, your mood lifts. This car sneaks up on you! And while it isn't a Caddy V like those of old — a rude, angry, luxury beast — it is the closest thing to a BMW-grade sport sedan Cadillac has yet built.FOLLOW US: On Facebook for more car and transportation content! My tester cost $46,695 before a decent list of options took the price to $56,305. The Velocity Red paint job on the fastback was luminous and bold, and it got me an enthusiastic thumbs up from a BMW M3 driver on the Long Island Expressway, as I was on the outbound leg of a 200-mile round trip. The 19-inch alloy wheels were also pretty slick. The overall styling of the CT5-V is attractive, though a little more on the svelte side than I might have liked; I was a fan of the more angular design of the previous generation of Caddy sedans. I couldn't approach the CT5-V without lingering memories of the CTS-V, the Cadillac super sedan that stole my heart a few years back.  "Cadillac has been working on taking it to BMW's M cars for some time now, and with the CTS-V ... well, it may have taken it past the M's," I wrote at the time. "The CTS-V bears no resemblance to the Caddys of the Carter and Reagan administrations, and it has grabbed the sports-sedan concept and pushed it into new territory. You can now have your midlife crisis without embarrassing yourself." The CTS-V was a genuine V car, while the CT5-V leans toward the V Sport tradition of jazzed-up, yet not stonking, sedans. I'd only driven one of these, the XTS V-Sport, and I rather liked it. I was especially impressed by the engine, which served up some sneaky speed. "We're definitely not talking about a modern sedan here," I wrote. "The XTS V-Sport isn't crisp-handling, nor is it breathtakingly quick, although with a 0-60 mph time of around 5.5 seconds, it isn't at all slow. Its mission in life is to tool along the highway in a steady state of speed." The twin-turbocharged 3.6-liter V6 made 410 horsepower, giving me a taste of what I could expect from the CT5-V's engine. Cadillac, of course, has V'd up the CT5, with a badge at the rear and a badge on the flank. The upshot here is that you have to think through what's actually going on with the car and its position not just in the Caddy hierarchy, but in the sports-sedan realm.  Unspoken in the pondering of runes is that the entire sedan market, sport and otherwise, has come under stress as consumers increasingly favor SUVs. Cadillac has three crossovers — XT4, XT5, and XT6 — in the portfolio, along with the mighty Escalade. So no slouch there, but let's face facts: the Caddy sedans are having an identity crisis, and while the company has renewed the four-doors' lease on life, it isn't clear that the CTs can alleviate that.  We'll see. I've long been a fan of Caddy's sedans, so I'm counseling patience. And with other automakers giving up on sedans, Cadillac might have its best shot at competing directly with BMW, Mercedes, and Audi (not to mention Lexus) in a market with fewer sedan choices. Overall, the CT5-V presents a simplified, less-aggressive interpretation of what a Cadillac sedan with medium-impressive performance can deliver. The car isn't aiming so much for a visceral thrill as it is to make potential buyers think about the complete package: accessible design, good-enough driving dynamics from a rear-wheel-drive platform, adequate fuel economy (18 mpg city/26 highway/21 city), and perhaps most importantly, compelling technology. Under the hood is a 3.0-liter, twin-turbocharged V6, making 360 horsepower with 405 pound-feet of torque, with the power sent to the rear wheels through a snappy 10-speed automatic transmission.  The CT5-V has drive modes that range from Touring (for highway cruises and puttering around town) to Sport and Track for spirited motoring, to a personalized setting. I used primarily Touring and Sport, but enjoyed Touring on a long weekend jaunt. I used paddle shifters behind the steering wheel to peel off some of the mild turbo lag that I experienced even in Track mode. It isn't discouraging lag, and in regular automatic mode, you can tip the throttle in a tad and manage it just fine.  The 640-horsepower V8 in the CTS-V was absolutely lagless. But then again, 640 horsepower is a lot of dang horsepower, and if I'm being honest with myself, it's both too much for normal human driving and rather terrifying when you do allow yourself to explore it. The 3.0-liter V6 in the CT5-V looks underpowered on paper, but in practice, it's plenty. I had to watch it on the freeway to make sure I was sticking to something near the posted speed limits. Tempting me north of the numbers on the white signs was the audio-augmented exhaust note, piped into the cabin using the Bose premium system (part of a $4,200 "V Premium" package).  If that sounds like engineering fakery ... it is. But it's superb engineering fakery. It creates a presence that's exciting and enhances engagement with the driving experience, which is crisp and light. I was reminded of the Alfa Romeo Giulia, another sedan that feels feathery in the hands. The CT5-V has, like the CT4-V, some nice, sharp steering, a suspension that's firm but not bone-jarringly stiff, and brakes that are so grabby they take some getting used to. Cadillac isn't trying to catch Mercedes with interiors, and probably for the best — the Mercs I've reviewed have set a standard that's tough to match. So if you're Caddy, why bother? My tester's "Whisper Beige/Jet Black" treatment was pleasing, the seats were comfy yet well-bolstered, and the fronts were both heated and cooled. My review car lacked a moonroof, and there was no Alcantara on the pillars or the roof. But the vehicle had some carbon fiber trim adding a sporty vibe. My takeaway was that Cadillac wasn't trying to hit anybody over the head with any single aspect of the CT5-V — but when you add it all up, the package comes together nicely.  Except with the trunk space, an ungenerous 12 cubic feet. That's fine for a long weekend's worth of luggage or a run to the grocery store, but anything more would stress the CT5-V'S  capacity. Technology is what truly sets Cadillac apart from its German competition. The current infotainment setup is second only to Audi, and I'm not sure the German system is still the top dog. The Audi "Virtual Cockpit" is cool, but the more you use the Caddy's infotainment suite, the more you appreciate it.  The 10-inch touchscreen display is responsive, and the Caddy has 4G LTE WiFi connectivity as well as OnStar. The GPS navigation was faultless in my testing, Bluetooth pairing was blissfully straightforward, USB device ports complemented wireless charging, and the Bose premium audio system sounded stupendous. When I bowed down before the CTS-V several years ago, I did so with the understanding that the privilege of ownership would demand $85,000. So the CT5-V, at a mere $56,000 and change, raises an interesting question: Am I getting enough car the new V to make me forget about the old V?  Well, no. To get CTS-V numbers in the revamped Caddy lineup, you have to move up to the CT6-V, with its 550-horsepower, twin-turbo "Blackwing" V8, its larger form factor, and its $95,000 starting price. Even then, you're still down nearly 100 ponies from the CTS-V's supercharged mega mill (really, the full 100, if you consider that the CTS-V's V8 was the same powerplant that propelled the Corvette Z06, but detuned by 10 hp).  A Blackwing V8 is coming to the CT5-V. But until it arrives, I'm dealing with what's in front of me, a 360-hp, non-Blackwinged speed-chariot that notches the 0-60 mph run in a startling five seconds by my timing (and probably a bit less than that, given that my timing is based on the "one Mississippi, two Mississippi" method).  Weird car! With my prior exposure to the now-defunct V Sport limited to the sort of boaty XTS, grabbing hold of the darty, middleweight demeanor of the XT5-V initially left me wanting, until suddenly, it didn't. For all the trouble I had getting used to the car, once I settled in, I almost couldn't get enough of it.  No, it didn't erase memories of the CTS-V. And no, I didn't get mad because the CT5-V lacked Super Cruise, Caddy's fully hands-free highway self-driving tech — I was having much too much fun driving the car myself.  Again and again, I used the term "sneaky good" to define the CT5-V. At times, I churlishly remarked that the Caddy came off as a terrific American interpretation of a BMW 3 Series — something that Caddy has been trying to achieve for years. Of course, I swiftly noted that the CT5-V lacked that V-car muscularity I had come to adore.  The CT5-V didn't really need it. The car might not be mind-boggling in power. But it was a joy to drive, and that's what a sports sedan is supposed to be. With the 2020 Cadillac CT5-V, ask not for what you don't need. 
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The video should explore how standards protect the planet
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The Pixel 4a‘s reveal was Google‘s biggest news of the day, but that technically wasn’t the only device the company announced today. It also confirmed the existence of the upcoming Pixel 5, as well as a 5g edition of the Pixel 4a. That’s not surprising given all the rumors so far, but it shouldn’t be taken for granted considering the wealth of delays and cancellations due to coronavirus. The company says the new devices will arrive ‘this fall,’ and will be avaible in the US, Canada, the UK, Ireland, France, Germany, Japan, Taiwan, and Australia. Moreover, the company was even… This story continues at The Next WebOr just read more coverage about: Google
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$4.5m may have gone into crims' pockets after bookings biz hit by Ragnar Locker nasty Exclusive  US corporate travel management firm Carlson Wagonlit Travel has suffered an intrusion and it is believed the company paid a $4.5m ransom to get its data back.…
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You can probably hear Microsoft’s hype machine churning by now. Without easy access to more traditional forms for marketing resources, the company’s executives have taken it upon themselves to build up the buzz for what is probably one of its biggest device announcements since the first Surface 2-in-1 tablet. Corporate VP Brad Anderson once again gives the public a glimpse … Continue reading
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5G, a headphone jack, Android 11 and everything else we know (or think we know) about Google's next budget phones.
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Facebook CEO Mark Zuckerberg pointed to the success of rivals like Apple, Google, and TikTok as evidence that there's plenty of competition in the tech industry. Zuckerberg referenced Apple's iMessage, Google's YouTube, and the popular video app TikTok in his opening remarks, pointing to their size and dominance in various industries. During the hearing, lawmakers grilled Zuckerberg about Facebook's acquisition of Instagram. While Zuckerberg framed big tech companies as its main competition, questions have also been raised about whether Facebook is also competing with news outlets as more people are turning to social media for news. Visit Business Insider's homepage for more stories. Facebook CEO Mark Zuckerberg began Wednesday's unprecedented antitrust hearing by pointing to the success of rivals like Apple, Google, and TikTok as part of an argument that competition is alive and well in the tech industry. "The most popular messaging service in the US is iMessage," Zuckerberg said in his opening remarks, referring to Apple's texting service. "The fastest-growing app is TikTok. The most popular app for video is YouTube. The fastest growing ads platform is Amazon. The largest ads platform is Google. And for every dollar spent on advertising in the US, less than 10 cents is spent with us." Zuckerberg appeared alongside Amazon CEO Jeff Bezos, Apple CEO Tim Cook, and Google CEO Sundar Pichai to testify before Congress as part of an investigation into whether these large tech platforms are engaging in anticompetitive practices.  The remarks from Zuckerberg pointing to the success of other large tech companies come as the social media giant is scrutinized for its acquisitions of other social apps like WhatsApp, Instagram, and Giphy.  During the hearing, Rep. Jerry Nadler, a New York Democrat, pressed Zuckerberg about Facebook's acquisition of Instagram back in 2012 — citing emails published by The Verge of Facebook leadership saying that the acquisition could serve to neutralize a competitor. Zuckerberg is also framing large tech firms like Apple and Google as its main competition as questions have risen about whether its reach and distribution make it a rival to smaller news organizations as well. Facebook executives have repeatedly indicated that it does not see itself as the "arbiter of truth." But at the same time, Facebook lawyers argued in court in 2018 that the company's decisions about content should be treated like that of a traditional publisher. It has also added new features in recent years that put it in more direct competition with news publishers, and a Pew Research study found that four in 10 US adults get their news from Facebook. Join the conversation about this story » NOW WATCH: Why Pikes Peak is the most dangerous racetrack in America
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(NASA/Goddard Space Flight Center) NASA's Aqua satellite provided infrared data on Tropical Depression Hanna while imagery from NASA-NOAA's Suomi NPP satellite was used to create an animation showing its movement from Texas to Mexico. Infrared data can reveal the location of powerful storms that generate heavy rainfall and Hanna drenched Texas upon landfall over the weekend of July 25-26.
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In a free-wheeling interview with New York Times columnist Maureen Dowd, Tesla CEO Elon Musk said his Twitter direct messages are mostly made up of memes, and he isn’t overly worried about them being hacked. Musk’s was one of more than 100 high-profile Twitter accounts compromised as part of a July 15th Bitcoin scam. The company has said the attackers may have downloaded the private direct messages and personal information of some people in the process, although Twitter said none of those were “verified” accounts, as Musk’s is. “I’m not that concerned about my DMs being made public,” Musk told Dowd. “I mean, we can probably cherry pick some section of my DMs that sound bad out of context but overall my DMs mostly consist of swapping... Continue reading…
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Facebook's Mark Zuckerberg, Google's Sundar Pichai, Apple's Tim Cook, and Amazon's Jeff Bezos — the leaders of tech's most powerful companies — will face questions from US lawmakers in an antitrust hearing on Wednesday, according to Axios. The House Judiciary Antitrust Subcommittee is investigating whether these firms have participated in anti-competitive business practices intended to stomp out smaller rivals and maintain their monopoly on the market. The hearing, titled "Online Platforms and Market Power, Part 6: Examining the Dominance of Amazon, Apple, Facebook, and Google," will be available to watch via a YouTube live stream. The CEOs will reportedly give virtual testimonies in light of the COVID-19 pandemic, which is allowed, according to the hearing notice. Visit Business Insider's homepage for more stories. The CEOs of Apple, Amazon, Facebook, and Google are due to testify in front of Congress on Wednesday in an antitrust hearing. The House Judiciary Antitrust Subcommittee will grill the four executives at noon ET, or 9 a.m. PT, July 29 in a publicly streamed session that could potentially last for hours, according to Axios. The hearing was originally scheduled for Monday but was postponed due to the late Rep. John Lewis due to lie in state at the US Capitol this coming week. Apple and Google's operating systems have become a ubiquitous piece of technology for millions of consumers, while Facebook has largely dominated the social media space and the ad revenue opportunities therein. And Amazon has taken the retail industry by storm with its goliath e-commerce platforms. But US lawmakers are investigating whether or not these companies have used business practices to squash out smaller rising competitors, in turn keeping themselves at the top of their respective markets.  Per the subcommittee's press release, "members may participate remotely in this hearing." Anonymous sources told Reuters that the CEOs will attend virtually in light of the pandemic. Though, according to the hearing notice, it's scheduled to take place at the Rayburn House Office Building in Washington D.C. Among the lawmakers that will be questioning the tech CEOs are three that own thousands of stock in some of the tech firms being investigated, as Business Insider's Aaron Holmes reported Thursday. The hearing will be live-streamed on the House Judiciary Subcommittee's YouTube channel. You can watch it via the embed below:  SEE ALSO: Bill Gates says today's big tech companies have learned from Microsoft's mistakes in its big antitrust battle Join the conversation about this story » NOW WATCH: A cleaning expert reveals her 3-step method for cleaning your entire home quickly
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This holiday season, both Microsoft and Sony are planning to launch next-generation game consoles: the Xbox Series X and the PlayStation 5, respectively. Though the two consoles compete directly, Microsoft is intentionally moving its Xbox business away from direct competition with Sony. Instead of focusing on the new Xbox console as a replacement for the current one, as Microsoft and Sony have done in the past, Microsoft is making a different play: a digital game library that works across Xbox devices, smartphones, and computers — and streams them, too. Visit Business Insider's homepage for more stories. This holiday season, both Sony and Microsoft plan to launch new, next-generation versions of the PlayStation and the Xbox. Goodbye, PlayStation 4 and Xbox One! Hello, PlayStation 5 and Xbox Series X! It marks the fourth game console "generation" in which Microsoft and Sony consoles have gone head-to-head, starting with the PlayStation 2 and the original Xbox around the turn of the century. Nintendo exited direct competition on hardware with both companies years ago, starting with the launch of the wildly successful, but decidedly nontraditional, Nintendo Wii in 2006. These days, the "console wars" are a head-to-head between Sony's PlayStation and Microsoft's Xbox. But in 2020, Microsoft is shifting its business strategy in a way that might end them for good — away from focusing so much on pushing sales of the console, and towards thinking of Xbox as an ecosystem of games you can access from anywhere. Here's how Microsoft plans to do it:SEE ALSO: The 50 best video games of all time, according to critics 1. Microsoft doesn't mind if you don't buy its new Xbox console, as long as you buy its games — or its Game Pass subscription. Do you want to play games on an Xbox? A PC? Your phone? Microsoft wants to reach you there — ideally across all three. To that end, Xbox has major initiatives across all three platforms: a new game console (Xbox Series X), a cloud gaming service (Project xCloud), and a Netflix-like gaming service (Game Pass). In fact, Microsoft is combining xCloud and Game Pass for a $15/month subscription tier that will allow streaming from its library of games to any of those three devices.  "That remains core to what we're trying to do," the Xbox leader Phil Spencer told Business Insider in an interview in June 2019. "To allow creators to reach the customers that they want, allow players to play the games that they want with the people they want to play with, anywhere they want. And it fits right into the opportunity ahead."  It's part of a broader effort at Microsoft to bring Xbox games to as many people as possible — even if those people don't buy a new Xbox console. To that end, all first-party Xbox games across the next two years will also head to Xbox One. "As our content comes out over the next year, two years, all of our games, sort of like PC, will play up and down that family of devices," the Xbox Game Studios director Matt Booty told MCV in an interview earlier this year. To that point. when the big new "Halo" game — "Halo Infinite — arrives alongside the Xbox Series X this holiday, it'll also arrive on Xbox One and PC. 2. The new Xbox is just the latest box, not a whole new ecosystem. The next Xbox console will play Xbox One games. It will also play all the original Xbox and Xbox 360 games that already work on the Xbox One. It will also work with all the current Xbox One accessories, from gamepads to fight sticks. "The original Xbox games and Xbox 360 games that are backward-compatible now on your Xbox One, those will play. Your Xbox One games will play, your accessories will play," Spencer said. This is an important precedent that was set with the Xbox One, and it's continuing with the next generation of Xbox consoles: Your digital game library carries forward, like app purchases on smartphones or movie purchases on Amazon Prime. It establishes your Xbox library as a continuing digital platform, something no game console maker has done thus far. The compatibility actually stretches further — games with large existing communities will continue to grow those communities on the next Xbox. "If you talk about these games that have such massive communities today, a lot of those developers and studios are going to want to think about how they grow their community," Spencer said, "not how they take it to zero and try to rebuild it." It doesn't take a lot of hard thinking to imagine the games Spencer is talking about; games like "Fortnite" and "Destiny 2" stand out, among many others with large, multiplatform audiences. Both games are headed to next-gen consoles, and both games will allow players to bring their stuff with them and to play with people on the prior generation of consoles. The latter is going all in: Anyone playing "Fortnite" can play with people on any other platform. 3. Going forward, it's just "Xbox." The Xbox Series X is part of the fourth generation of Xbox consoles from Microsoft, following the original Xbox, the Xbox 360, and the Xbox One generations. It's a real murderer's row of bizarre names. The Series X, however, isn't a whole new line of Xbox consoles — it's just the name of the latest in the Xbox console brand. "The name we're carrying forward to the next generation is simply Xbox," a Microsoft representative told Business Insider in December. It's a small branding change, but it clarifies Microsoft's position with its console line: You can expect your Xbox digital library to work on Xbox devices, similar to Apple's approach with the iPhone. You might get an iPhone 11 Pro, or you might get an iPhone 8 — they all run the same stuff, albeit in varying degrees of fidelity. Such is the case with the Xbox brand going forward. 4. With the combination of Game Pass and Project xCloud, Microsoft could win the race to create the first major "Netflix of gaming" service. For a monthly fee, Netflix offers subscribers an instant library of content. Some of that content is produced by Netflix, and some isn't. You don't need to download any of the content — it just streams to your device. Thus far, no company has had success with a comparable service for gaming. There are a few services that offer streamed video games, like Google Stadia and PlayStation Now, but neither has taken off. Microsoft, however, has had wild success with Game Pass — an instant library-type service where each game must be downloaded to your console before playing. The service has over 10 million paying users as of last April, according to Microsoft. Paired with Project xCloud, Microsoft may be the first to actually succeed with a subscription-based video game streaming service with an instant library, à la Netflix, that pairs Game Pass' vast library and existing subscriber base with an option to stream games as well. "I want it to be about choice, but I do think the strength that we've already seen in the last two years with Game Pass is an important component of this," Spencer said when asked about the business model for xCloud. "There's paying for access, and then there's paying for a library of games," he said. "And the Game Pass component is really critical, because you want to have access to hundreds of games that you can go play. That is more your Netflix-type example." This September, Spencer is delivering on that by combining Game Pass with xCloud: For $15/month, the 100-plus games in the Game Pass library become streamable on smartphones and tablets, in addition to being downloadable on Xbox consoles and PC. Moreover, you can start a game on one platform and pick up where you left off on another. Got a tip? Contact Business Insider senior correspondent Ben Gilbert via email ([email protected]), or Twitter DM (@realbengilbert). We can keep sources anonymous. Use a non-work device to reach out. PR pitches by email only, please.
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The US Department of Energy has laid out a blueprint for a “virtually unhackable” national quantum internet that it claims could be functional within a decade. At a press conference on Thursday, government officials said the network would run alongside the existing Web, as a parallel internet for transmitting sensitive government and financial information. That extra security derives from a complex phenomenon known as quantum entanglement.  While today’s internet transmits information by encoding data in photons, the quantum network will entangle pairs of photons so they’re inextricably linked. As TNW’s Tristan Greene explained in a previous article: “You’ll keep one of the photons, send… This story continues at The Next Web
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Motorized smart blinds are increasingly a must-have, particularly in renovations, which is just where Hunter Douglas’ latest PowerView models aim to discreetly slot in. The PowerView+ and PowerView AC promise to be quieter and more flexible than existing powered shades, and without the need to change batteries or periodically plug them in to charge. The PowerView+ is a low-voltage system, … Continue reading
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Redmi AirDots are earbuds that worth their money and have rightfully become one of the best inexpensive TWS headsets. In just a few months of ... The post Redmi AirDots 2 TWS earphones has been officially announced appeared first on Gizchina.com.
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This waterproof boombox brings the big audio dynamite to your outdoor gatherings. Plus: Save 50% on 23andMe's Health + Ancestry kit.
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The annual confab is going online this year—and there's a chance it will never recover.
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Goldman Sachs has been leaning into consumer banking through its digital bank, Marcus.  While Marcus currently only offers savings accounts and credit products, it's looking to roll out a checking account, too. Marcus' head of product, Adam Dell, is focused on launching AI-driven digital-banking products. "Our goal is to deliver a mobile and web experience that allows the consumer to do anything they would otherwise wish to do around their money," Dell told Business Insider.  Sign up here to receive updates on all things Innovation Inc. Digital banking has, by necessity, taken off amid the coronavirus pandemic.  Startups like Chime have seen record sign ups, and incumbents like JPMorgan Chase and Wells Fargo have been pushing for consumers to get used to banking online. Goldman's digital-only consumer bank, Marcus, is no exception. And while it started with savings and credit products, Marcus is looking to roll out checking accounts and AI-enabled money management tools that will leverage the experience of the 151-year-old bank, Adam Dell, partner and head of product at Marcus, told Business Insider.  "Our goal is to deliver a mobile and web experience that allows the consumer to do anything they would otherwise wish to do around their money," Dell said. Read more: Wells Fargo execs are setting their sights on $10 billion in cost-cuts, putting layoffs and branch closures on the table. Here's how it could play out. Marcus wants to launch a new kind of checking account While consumer banking still represents a small portion of Goldman's business, it's growing and considered a key part of the bank's future plans. Marcus' total consumer deposits increased by $20 billion in the second quarter this year, up to $92 billion. Marcus still has a long way to go, though. JPMorgan Chase reported its deposits topped $1.9 trillion on Tuesday's earnings call. Meanwhile, Bank of America reported in its most recent earnings that deposits had passed the $1.7 trillion mark. Currently, Marcus offers various savings and credit products. Goldman discussed its intentions to build out a checking product for Marcus during its first-ever investor day this year. But Dell says that the bank is determined to build more than just a simple checking account. "This is going to be different than what the market has seen before," Dell said. While Dell declined to offer specific details around what's in store for Marcus checking, he hinted at some of the AI-driven products his team has been working on. "Imagine if there was an AI-powered digital assistant that had all the financial expertise of Goldman Sachs in their brain, and it was, in real time, helping you think about how to optimize your savings account, your checking account, manage your expenses, manage your income, manage your investments," Dell said.  "That's a glimpse into the kinds of digital experiences that we aspire to build, and, in fact, are building now inside Marcus." To be sure, the coronavirus pandemic has shaken consumer banking. While overall deposits are up, banks like JPMorgan Chase and Citi are upping their cash reserves and anticipating a downturn in consumer credit. And with branches shut down, banks have been forced to lean more heavily on digital-banking offerings, with some considering permanent branch closures to cut costs. While Marcus doesn't bear the cost of maintaining brick and mortar branches, it does have to manage consumer credit risk. In the second quarter this year, Goldman set aside over $1.5 billion in loan loss provisions, according to its earnings release. Though consumer loans only accounted for 6% of the firm's lending and debt investing. However, one major advantage Marcus has over incumbents is the fact it doesn't have to manage years of older, legacy technology. The bank has a fresh slate when approaching any new product or feature.   Read more: Goldman Sachs just unveiled hundreds of slides laying out the future of the company. Here are the 10 crucial slides that show how it plans to transform into a bank for everyone. Marcus is betting on a mobile-first approach  Marcus, which launched in 2016, released its long-awaited mobile app earlier this year. And as the bank builds out its product suite, its focus will be on the mobile experience, Dell said. That's in line with the neobank upstarts, most of which offer only app-based banking. "Competitors in the market recognize the power of mobile as a medium for interacting with the customer," he said. Dell was the cofounder and CEO of Clarity Money, a personal finance app that Goldman acquired in 2018. That experience will be put towards building a mobile-first consumer product to drive Marcus' product strategy, he said. Offering more tools to help consumers manage their spending and saving is large part of Marcus' strategy to win over customers, Dell said. For example, Clarity Money's platform will be integrated into Marcus in the coming months. Read more: Digital-only banks like Chime are seeing record signups amid the coronavirus pandemic. Here's how they drive revenue without lending or charging overdraft fees. No-fee banking is central to Marcus' strategy Digital banking is a crowded space. Neobanks like Chime and N26 have grown fast, and incumbents like Chase and Wells Fargo, too, are investing in their digital capabilities. To differentiate from long-standing incumbent banks, Marcus and fintech neobanks are betting that not charging fees will help them win customers. "One of the things that I think that a lot of consumers aren't well aware of is just how much they pay in fees each year," Dell said. "Jamie Dimon said this is the golden age of banking," Dell said. "He says that because he and other incumbent banks are charging consumers fees that are considerable." From minimum deposit to overdraft penalties, big banks like Bank of America and Dimon's JPMorgan Chase charged US consumers over $11 billion in fees in 2019. Instead of charging fees, Marcus makes money on the interest it charges for its credit products. "Our business model is not predicated on fees," Dell said. "Our business model is predicated on net interest margin and we think that's a fair deal for the consumer compared to other businesses that don't have that business model." Read more:  Digital-only banks like Chime are seeing record signups amid the coronavirus pandemic. Here's how they drive revenue without lending or charging overdraft fees. Goldman Sachs just unveiled hundreds of slides laying out the future of the company. Here are the 10 crucial slides that show how it plans to transform into a bank for everyone.SEE ALSO: Goldman Sachs is teaming up with JetBlue to help you book vacation now, and pay later. Here's a look at why it's a growing trend for travelers. SEE ALSO: Digital-only banks like Chime are seeing record signups amid the coronavirus pandemic. Here's how they drive revenue without lending or charging overdraft fees. SEE ALSO: Amazon just entered the small business loan market with Goldman. Here's how the e-commerce giant is building a bank for itself. Join the conversation about this story » NOW WATCH: How waste is dealt with on the world's largest cruise ship
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Ganymede, Jupiter's biggest moon, is throwing shade at gas giant Jupiter -- and you can watch live.
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Coronavirus has changed everything. Make sense of it all with the Waugh Zone, our evening politics briefing. Sign up now. Hackers linked to the Russian intelligence services tried to access UK coronavirus vaccine research, the British government has said.Dominic Raab, the foreign secretary, said the actions of the Russian spy agencies was “completely unacceptable”.The National Cyber Security Centre (NCSC) revealed on Thursday the group know as APT29 had targeted UK, US and Canadian vaccine research and development organisations.It said the hackers “almost certainly operate as part of Russian Intelligence Services”.NCSC director of operations, Paul Chichester, said: “We condemn these despicable attacks against those doing vital work to combat the coronavirus pandemic.“Working with our allies, the NCSC is committed to protecting our most critical assets and our top priority at this time is to protect the health sector.“We would urge organisations to familiarise themselves with the advice we have published to help defend their networks.”Raab added: “It is completely unacceptable that the Russian Intelligence Services are targeting those working to combat the coronavirus pandemic.“While others pursue their selfish interests with reckless behaviour, the UK and its allies are getting on with the hard work of finding a vaccine and protecting global health.“The UK will continue to counter those conducting such cyber attacks, and work with our allies to hold perpetrators to account.”The NCSC said the group’s campaign of “malicious activity” was aimed predominantly at government, diplomatic, think-tank, healthcare and energy targets in an attempt to steal valuable intellectual property.It has previously warned that APT (standing for advanced persistent threat) groups have been targeting organisations involved in both national and international Covid-19 research.APT29 is said to use a variety of tools and techniques, including spear-phishing and custom malware known as “WellMess” and “WellMail”.The announcement came shortly after the British government revealed it believed “Russian agents” tried to influence the 2019 general election by promoting a leaked paper on the UK-US trade negotiations.The Commons Intelligence and Security Committee (ISC) also announced today it will next week publish its report into Russian interference in the election.Related... Russians Tried To Influence UK Election, Government Reveals
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Another botched peer review—this one involving a controversial study of police killings—shows how devil's advocates could improve the scientific process.
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The bill, which Tim Cook once called "political crap," has been overturned by Europe's second highest court.
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New research into the moon's gnarly "magma ocean" has yielded interesting results.
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You can turn a PowerPoint into a video by making a few stylistic choices, then clicking an export button. Turning your PowerPoint into a video will allow it to play automatically without having to click through each slide.  Visit Business Insider's Tech Reference library for more stories. PowerPoint is an incredibly useful tool for giving presentations. With the click of a button, you can control how fast or slow you want the slides to progress, and when other extras like music or animation come in.  However, if it is not your intention to give your presentation live and in person, this fact can be more of a hindrance than a help. If you intended, for example, to email it to your coworkers, or to post it online, it might be more helpful to simply have your PowerPoint be a video that people can press play on and simply sit back and watch. Luckily, this is something that the Microsoft Office team has already thought of, and they make it just as easy to save your PowerPoint as a video as it is to save it regularly.  Check out the products mentioned in this article: Microsoft Office (From $149.99 at Best Buy) Microsoft Office 365 (From $69.99 at Best Buy) How to save your PowerPoint as a video 1. First, save your presentation to be sure that all of your most recent work is reflected in the most current file for your presentation. 2. From the main menu, click "File," then click "Export" on the left hand side. 3. In the "Export" menu, select "Create a Video." 4. Choose the quality you want for your video — the descriptions beneath each option will describe what they're best optimized for. 5. Optional: If you want to use recorded narrations with timings, you can choose to use ones that already exist — if you have them — or choose to record them now, using the dropdown menu. Doing this will make whatever you record play over the video as it plays. If you don't want to use narrations, leave this setting and skip to step 6. 6. Choose how many seconds you want the video to spend on each slide. Make sure you account for the longest slide in the show, to make sure your audience has time to read everything. 7. Click "Create Video" to save the new PowerPoint video to your computer. Related coverage from Tech Reference: How to embed a Youtube video into your Microsoft PowerPoint presentations using a Mac or PC How to convert a PowerPoint to Google Slides in two different ways How to convert Google Slides to a PowerPoint presentation in 4 easy steps  How to copy or duplicate a PowerPoint slide and put it anywhere in your slideshow 'Can you get Microsoft Word on an iPad?': Yes, you can — here's how to download and set it up SEE ALSO: The best home projectors you can buy Join the conversation about this story » NOW WATCH: Here's what it's like to travel during the coronavirus outbreak
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Samsung has pretty much established the Galaxy A and M series as two of the most competitive lineups in the mid-range and low-end smartphone market. ... The post Samsung Galaxy A01 Core gets Thailand’s NBTC certification appeared first on Gizchina.com.
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The Samsung Galaxy Note 20 will likely be way too big, but that doesn't need to be a problem.
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The Big Bang Theory remains the most convincing and popular estimation on the origin of universe, but that doesn’t mean it’s true.James Peebles, a one-half winner of the 2019 Nobel Prize for Physics (he split the award with a duo comprised of Michel Mayor and Didier Queloz), is a bit of a curmudgeon when it comes to early-universe theories.According to him, the events surrounding the “Big Bang” are still unknown, and he really wishes his colleagues would stop referring to it as a “big bang.”According to a report from Agence France-Presse (AFP), Peebles told an audience at an event honoring Nobel winners at the Swedish embassy earlier this week:The first thing to understand about my field is that its name, Big Bang Theory, is quite inappropriate.Notably, the Nobel winner doesn’t have his own theory to replace the Big Bang.
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