Texas ranks one of the highest states when it comes to the adult population carrying credit card debt. The good news is there are several options for Debt Relief in Fort Worth. While there is no “one-size-fits-all” solution, choosing the right solution to meet your needs and accomplish your goals will be easier with more information about the various options. Below are some options to consider to resolve the high-interest debt.
Increase Your Income
It doesn’t mean you need to quit your current job. You simply need to add additional work than what you’re already doing to increase your earnings. Side jobs can offer you the extra funds you need to pay off your debts. Today, you have more options to explore among side jobs than ever as the GIG economy has boomed. You can always ask for a raise, but some companies are not too enthused about offering any increase in salary with our current economic climate.
Start Budgeting
Adhering to a predetermined budget can help you escape debt, especially when combined with a program providing Debt Settlement Texas. Look for ways you can reduce your monthly expenses. What are your “needs” versus your “wants.” You may be paying for several items every month that you do not use enough to make the expense worthwhile. Remember, you can increase your budget once you eliminate your debt if you wish.
Pay Off Credit Cards with a Debt Consolidation Loan
If you have credit scores over 700 and an excellent debt-to-income ratio, you may be able to obtain a low-interest debt consolidation loan to pay off your high-interest credit cards. If you use this method, be sure not to reload your credit cards, or you may end up in a situation much worse than today. You can obtain a debt consolidation loan with your bank or credit union. The best way to obtain a Debt Consolidation Loan in Fort Worth is to shop multiple lenders at the same time. Go to https://debtredemption.com/ to apply with up to 25 or more lenders offering debt consolidation loans in Fort Worth. This service is free for you to use, and it will not affect your credit score to receive loan offers.
There has never been a more perfect time to become a freelancer.
With so much of the workforce switching to the gig economy, it might be time for you to take a look at your own career and see if serial side hustling is the way to go.
Today, we are going to look at 38 freelancer statistics that you need to know for 2021 that might surprise you.The freelancer population grew from 17% of full-time freelancers up to 27% from 2014-2019.Making up 36% of the global workforce in 2020, freelancers are becoming more of a demand in many niches.In 2020, the second most common insurance policies sold were from freelance and consultant insurance workers.Over 90% of freelancers are optimistic about their future in freelancing.From 2019 to 2020, there was an 8% increase in freelancers, which totaled about a 2 million freelancer increase.With the current pandemic, freelance job postings increased by a little over 40% during Q2 of 2020.
Freelance and consultant policies that were purchased over the last year grew by 26%At the beginning of 2020, freelance policied dropped heavily up until the height of the pandemic.
The freelance community bounced back dramatically in the later months with policies being purchased through freelance and consultant insurance workers doubled each month.While Gen Z has seen a tougher job market, over 50% of 18-22-year-olds have claimed to freelance in the past year.A little over 40% of millennials have reported having freelanced over the last year.Due to COVID-19, 36% of Gen Z freelancers started after the onset of the pandemic.Over the past year, over 59 million Americans have participated in some type of freelance work.When it comes to 39-54-year-olds (Gen X) 30% of them are freelancers.When it comes to Boomers (55+ years old) 26% have or currently freelance.When it comes down to gender, 60% of freelancers are men while 40% are women.Freelancers who perform skilled services earn on average $28/hour, which is more than 70% of workers in the US economy.
When it comes to wages, over 30% of freelancers are making $75,000 or more.For freelancer copywriters, the national average salary is $81,748An average workweek consists of 43 hours for most freelancers.With COVID-19, 23% of freelancers have lowered their hourly rate.Over the past 6 months, 58% of freelancers worked with more than 5 clientsIn the total arts and design workforce, freelancers had made up around 75% in 2019.When it came to freelancer policies sold, 50% were sold to photographers in 2020.Over 60% off all freelancers sell 2-3 different skill sets.
The pandemic has pushed several students to focus on taking up side hustles and to focus on their career.
The education system has transformed allowing students to focus on building their professional skills and their personal skills as well.
Taskmo The Taskmo App, is the best online job app for students that offers jobs in over 350+ industries.
It is the best job search app for students as it allows them to “Earn and Learn'' where one can take a job that interests them and work around their already existing schedule and earn instantly which will boost their financial ability and help them to continue their education, while being a self-made individual.
In addition to that, the Taskmo App is a free job app making it much easier for students to find their side-hustle and pushes them to stay financially independent of their parents or guardians.
LiveCareer Apply When you find a great opportunity online, you want to get in before the crowd but still submit a flawless application.
Expense tracker from AccountSight allows you to easily track all of your projects expenses and enables to do quick billing and fast integration with accounting systems.
