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How to Prepare Home Loan Strategy in California Property Market?

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Brandon Clark
How to Prepare Home Loan Strategy in California Property Market?

The current California property market is thriving in it’s home valuation as the region faces a shortage of homes. It affected us, as the buyer and investor who is willing to purchase while struggling in a limited budget and home keeps on increasing median prices.

We would need extra funding to secure the unit from the market. Those funding may be obtained through a home lending firm or a California realtor. But, the challenge still remains on whether you are eligible for the loan or gotten disapproved of for it. It will be a frustrating one, knowing you get declined after all your effort to prepare the loan requirements.

If this matters concern you, don't worry Supreme Lending has the solution for you. Supreme lending is a direct lender company based in the Bay area with over 20 years of expertise and successful transactions. The firm focuses on funding and lending to California property, Further they currently expanding their reach to Fresno county with solid partners of a California realtor and real estate agent California.

Mel Garcia featured as one of Supreme lending representatives in Linda Peltz (realtor near me) live discussion about home loan and realtor rentals. Mel is also directly involved in the company’s marketing initiative and public relation with the stakeholder. 

Mel Garcia and Linda Peltz, as realtor companies near me, will provide us with some important details and top takeaways of maximizing California property investment with home lending. Watch the full discussion below!

 

 

 

 

 

 

 

How Does Supreme Lending and a California Realtor Do the Thing?

Unlike loan banking, home lending firms and realtor rentals can offer you various loan options from lenders. These professionals will look for the best home loan rate based on your California property needs. In this case, Supreme Lending will cover the portion of your home purchase as they can find a direct lender that can agree to the property terms. 

Mel Garcia couldn’t be happier to work with direct lender and real estate agent California because he had the opportunity to build great relationship and mutual benefit with the underwriting and processors team, which makes the process much easier in the lending for California real estate market

In addition, a California realtor believes that the California real estate market has achieved its peak point. Being labelled as one of the hottest markets in the country, strongly indicates that there are gaps between supply and demand. Which indicated the shortage of homes, and brought lots investors with cash offers. That being said, the current challenge for lending firms is to figure out how to get over these cash offers. 

One thing Mel Garcia learned throughout his career as loan officer is that he gotta make sure to do his job upfront when it comes to collecting income, verifying credit score, preparing proof of funds and the process of removing loan contingency, so that Mel Garcia could have bargaining value and be more competitive with other lenders. Further, he’s thankful enough that he’s looking at 100% completion rate and none of his transactions fell out of escrow, which indicates he’s in great success.

Linda, as realtor companies near me, once asked how many days does Mel Garcia look at to resolve the loan contingency. As the process would take months with all the paperwork and permission in normal state.

Mel Garcia answered that he is taking this matter seriously and not rushing throughout the process. Averaging of two weeks work for loan contingencies as he added, much faster and efficient than other loan firms and realtor near me. The process itself ranges from collecting employment verifications, proof of funds, and other important documentation.

Interested to get a quote from Mel Garcia himself? Or whether you are still digging some information from a realtor near me? Don’t hesitate to reach us, as we will get you covered with all the fundamentals and trends in real estate agent California.

Let's Get Connected;

 

Linda Peltz 

559-353-4556 . 

DRE 01997670

 

Mel Garcia

510-646-6916

[email protected]

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Brandon Clark
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