Lifetime Free Credit Card: Everything You Need To Know

Kirti Bhargav

Lifetime Free Credit Card: Everything You Need To Know

Thinking of adding a credit card to your wallet but have no clue where to begin from? Not to worry, we will guide you. First thing first, you do not have to go for the premium credit cards at the start of your credit journey, you can go for the lifetime free credit cards. Now, what are lifetime free credit cards? The lifetime free credit cards are those credit cards that have no joining and are renewal free. For first-time credit card users, these credit cards can be highly rewarding. We have listed below some of the lifetime free credit cards for your reference, have a look at them:

HSBC Visa Platinum Credit Card: The features and benefits of this credit are as follows:

On this credit card, you get to enjoy 3 complimentary airport lounge access/meal vouchers as a welcome benefit.
You get to earn 2 reward points on every Rs. 150 spent on this credit card.
Enjoy buying one get one offer on booking movie tickets through BookMyShow.

Amazon Pay ICICI Bank Credit Card: Hereunder are the key features and benefits of this credit card:

With this Amazon Pay ICICI Bank Credit card, the prime members get to earn 5% cashback on all purchases made on Amazon whereas non-prime members earn 3% cashback on the purchases.
Merchants accepting amazon pay helps you earn 2% cashback.
You get to earn 1% cashback on all other spendings.
Also, you save 15% on dining bills at restaurants participating in the Culinary Treats Program.

RBL Bank Edition Classic Credit Card: Keep reading to know the benefits and features of this credit card:

On this credit card, you earn 5 edition cash on every Rs. 100 spent on Zomato.
Earn 1.5 edition cash on food purchases on other platforms such as Swiggy, Dineout, etc.
On all other spends, you earn 1 edition cash.
With this credit card you get complimentary annual zomato pro membership and accelerated reward points on dining spendings.

IDFC First Millenia Credit Card: Under given are the key benefits and features of this credit card:

You get to earn 3 reward points on every Rs. 100 spent on offline spends and 6 reward points on online spends up to Rs. 20,000.
You get to earn 10 reward points on spending more than Rs. 20,000 on this credit card.
Using this credit card on your birthday lets you earn 10 reward points on all your spendings on that day.
Once a month you get a discount of 25% on movie tickets on this credit card and a 20% discount on partner restaurants.

Highlights of a Lifetime Free Credit Card:

No joining and renewal fees: To get this credit card all you need to do is apply for it. You do not have to pay any fees, neither at the time of applying nor at the time of renewing it. Get these zero annual fee credit cards and enjoy all the perks and benefits of it. Keep in mind that you need to have a stable income and minimum age of 21 years to get a lifetime free credit card.
Feature and Benefits: You get to enjoy welcome benefits, movie and dining benefits, etc. Moreover, you get to earn cashback or reward points on your spending on this credit card. You get rewarding features and benefits on this type of credit card.
Easy to build a credit score: Lifetime free credit cards help you get started with your credit journey. So, it is a great opportunity to build a good credit score with a lifetime free credit card and then after a year, you can apply for an upgrade credit card.

Bottom Line:

To summarise, a lifetime free credit card is ideal for first-time credit card users. You will get familiar with the working of a credit card and learn how to use it. Once you start using a credit card responsibly, you can apply for an upgraded credit card. When it comes to credit cards you can not skip the credit card bill payment, you have to keep your credit card dues clear all the time. Moreover, you need to maintain a low credit utilization ratio so that you can build a good standing account.

Kirti Bhargav

Free Lifetime Credit Card 2022

PRATEEK 2022-06-16

In essence, a secured credit card is a bank account that does not earn interest, but can be accessed easily with the swipe of a credit card. Another benefit to using secured credit cards for college students is that many report to the major credit bureaus. Or, the college student may simply not have the funds available to place on a secured credit card ahead of time. No matter the reason, unsecured student credit cards are also a popular option with credit cards. As with secured student credit cards, unsecured credit cards for college students go a long way toward building the student’s credit history.

How To Boost Your Credit Using Store Credit Cards

New Horizon Business Service 2023-06-15

How To Boost Your Credit Using Store Credit CardsFor individuals with bad credit or those seeking to improve their credit score, obtaining a credit card can be challenging. Easy approval store credit cards for bad credit, including merchandise credit cards and catalog credit cards, can be valuable tools in this journey. In this article, we'll explore the benefits of these cards for people with bad credit or those looking to enhance their creditworthiness. Accessible Approval Process:One of the significant advantages of merchandise credit cards and catalog credit cards is their easy approval process. By obtaining these cards, individuals can establish or rebuild their credit history, as they are more likely to be approved compared to traditional credit cards.

Travel Vs Cash Back Credit Card - Which Is Best?

Kirti Bhargav 2022-02-14

Two of the most popular categories of Credit cards are Travel credit cards and cashback credit cards. To determine which one is the best among travel vs cash back credit cards we need to understand their meanings first and then we can walk towards the comparison of their pros and cons:Meaning:What is a Travel Credit Card? A travel credit card is one of the many categories of credit cards provided by financial institutions. Following are some of the top travel credit cards that will get you exciting travel perks & privileges:HDFC 6E RewardsSBI Card ELITEMakeMyTrip ICICI Bank Signature Credit CardHDFC Bank Diners Club PrivilegeWhat is a cashback credit card? Below mentioned are some of the best cashback credit cards available in the Indian market: HSBC Cashback Credit CardCitibank Cashback Credit CardHDFC Millennia Credit CardHDFC Moneyback Plus Credit CardPros and Cons:Travel Credit Cards:Pros:Complimentary airport and Railway Lounge access.

Understanding the Different Types of Credit Cards

bhagat singh 2023-06-27

All major banks offer both secured and unsecured credit cards depending on your financial situation and credit score. Understanding Your Credit LimitThere are two main types of credit cards: secured and unsecured. Building Good Credit With a Credit CardThat’s why it’s important to understand the different types of credit cards so you can make an informed decision when choosing one. Common Mistakes to Avoid With Your Credit CardsMany of us use credit cards for a variety of reasons, but it’s important to understand the different types of credit cards available and the mistakes to avoid when using them. Knowing the Different Types of Credit Cards Can Help You Make Smart Financial DecisionsThere are several different types of credit cards, ranging from secured to rewards cards and everything in between.

Is There A Way To Avoid Paying Interest On Your Credit Card At All?

Low Cards 2020-05-18

A lot of people are using credit cards now a days and are well aware of how the cards work.

Many of us even own credit cards for excellent credit.

But not everyone knows that the credit cards which offers you loan can be interest free too.

Check out how you can avoid paying interest on your credit cards.

Credit Card Information

ThankGod Nzeh 2022-11-06

Best Tips:- Credit Card Information Credit card information refers to the data on a credit card that is required to process a transaction. If you are ever unsure about whether you are sharing your credit card information safely, you can always contact your credit card issuer for guidance. What is credit cardsA credit card is a type of plastic card that gives the cardholder a line of credit with which to make purchase or withdraw cash. When you use a credit card, you are borrowing money from the credit card issuer. How to use your credit card responsiblyIf you're like most people, you probably have a credit card or two that you use for everyday expenses.

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