If you have been in a car accident, the first thing you should do is seek medical attention, then talk to a car accident lawyer in Portland, Oregon. Also, you should remember not to believe the following car accident myths:
Auto Insurance Will Cover Everything: Many assume that their car insurance will cover all of their damages and losses after an Oregon car accident. However, remember that your auto insurance may cover your medical costs, but it won’t pay for your lost wages or pain and suffering.
If another driver caused the damages, your auto insurance will probably contest paying for some of the expenses. Your car accident lawyer Portland, Oregon can file a lawsuit on your behalf so you can get more compensation for your injuries, such as lost past and future wages.
Rear-End Crashes Are Always Due To the Rear Driver: If you were hit from behind, you may assume that the other driver is entirely at fault. While this is often true, there are situations where the front driver could be at fault. For instance, if you have no brake lights, you could be liable for the crash. Or, perhaps you stopped suddenly for no reason.
In normal circumstances, though, the rear driver is often at fault, so talk to your car accident lawyer Portland, Oregon to find out if you have a case.
All Drivers Have Car Insurance: The fact is that many Oregon drivers don’t have car insurance even though it is state law. If you are hit by an uninsured driver, you should talk to your attorney right away so they can file a lawsuit. Also, it’s strongly recommended to carry sufficient uninsured and underinsured insurance.
The Other Driver’s Insurance Adjuster Wants To Help: The job of the other driver’s insurance company is to pay as little as possible or deny the claim. That is why you should not deal with the defendant’s insurance company. It is always best to have your car accident lawyer in Portland, Oregon handle the situation.
You Don’t Need A Lawyer: There are a few cases where you may not need an attorney. If you have no injuries and a scrape on the bumper, that might make sense. However, many car accident cases are worth a lot of money so it’s best to have an attorney fighting for you. The attorney understands what your case is worth and knows how to negotiate with insurance companies. The insurance company also may be encouraged to settle with the attorney because they know they can be sued for a lot more.
Remember these myths if you are in a car accident so you are better informed of your legal rights.
