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Turning 65: Changes to Consider for Individuals with Special Needs

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Special Needs Alliance
Turning 65: Changes to Consider for Individuals with Special Needs

Traditionally, turning 65 has been synonymous with retirement. For those with family members receiving benefits from Medicaid, Medicare, and Social Security, a review of their benefits before they turn 65 will be important.


Supplemental Security Income, Social Security Disability Insurance, and Disabled Adult Child


One benefit many people with disabilities may be receiving is Supplemental Security Income (SSI), a federal program offering monthly payments to adults and children with a disability who have income and resources below specific financial limits. Many states also offer a state supplement since the benefit is so low. People aged 65 and older who do not have disabilities but who do meet federal financial qualifications can also receive SSI.


When a person with a disability receiving SSI payments turns 65, the amount they received before turning 65 will remain the same. Also, for those people who were never able to document their disability for Social Security disability before, they may be eligible now because of their age – if they meet the income and asset limitations.


We hope you find this article informative, but it is not legal advice. You should consult your own attorney, who can review your specific situation and account for variations in state law and local practices. Laws and regulations are constantly changing, so the longer it has been since an article was written, the greater the likelihood that the article might be out of date. SNA members focus on this complex, evolving area of law. To locate a member in your state, visit Find an Attorney.


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