logo
logo
Sign in

3 Ways to Get Relief From Wage Garnishment

avatar
Patrick Walter
3 Ways to Get Relief From Wage Garnishment

Before coming to the topic of how to get relief from wage garnishment. Let's come to what wage garnishment is and why it is issued. Wage garnishment is a legal procedure in which the employer withholds a certain percentage of an employee’s paycheck to pay the latter's outstanding debts. It is issued for non-remittance of debts on the court’s order when creditors win the case against the employee. It can also be issued without court order in cases like owning child support and back taxes. Wage garnishment is a serious IRS tax problem, requiring quick resolution before your source of income comes under jeopardy. So, Dallas residents who have received a notice of intention of wage garnishment should consult with a leading wage garnishment lawyer in Dallas, Texas for the best resolution, but, before that continue reading this blog as we present a primer to understanding 3 ways to get relief from wage garnishment. 


Pay the Debt

Payment of debt can be a straightforward option. In case you can come up with another source of money such as taking a bank loan or asking from a family member, pay off the debt in a lump sum to get relief from the stress of prolonged series of installment payments. Otherwise, consult the professional tax lawyers near you for ways to deal with wage garnishment notice.


Challenge the Garnishment

Garnishment creates a financial burden and sometimes becomes a reason for social embarrassment. But oftentimes due to errors, the IRS executes it wrongly. In case of improper execution, error, or causing undue harm, you have the right to challenge the garnishment judgment in court. You may have a window of 5 working days to contest the ruling, so act quickly and consult a skilled wage garnishment lawyer for getting relief from IRS wage garnishment problems at the earliest.  


File for Bankruptcy 

If you are financially incapable of paying your debts, you can file for bankruptcy to get relief from wage garnishment. The court will issue a stay motion on garnishment activities on receiving a notice of bankruptcy. This is also true for IRS bank levies. But different sources of wages are treated differently under bankruptcy. To know the right type of bankruptcy to file for releasing IRS wage garnishment and bank levies, consult a leading IRS attorney.


Conclusion

Wage garnishment not only cuts into your salary but also affects your credit score as when a garnishment judgment is issued it stays on your credit reports for up to 7 years. A low credit score affects your eligibility for raising money from the market, creating a long-term financial burden. So it is in your best interest to get relief from the IRS wage garnishment order at the earliest. Dallas residents dealing with IRS wage garnishment issues can consult experienced and leading Dallas-based wage garnishment lawyers for the best legal advice on the matter. 


collect
0
avatar
Patrick Walter
guide
Zupyak is the world’s largest content marketing community, with over 400 000 members and 3 million articles. Explore and get your content discovered.
Read more