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Gold for Indian residents has sentimental value.
Indian people take it not only as personal belonging but also a sense of financial security.
They like to keep gold in shape of coins, jewelry, and bars, which can be used in dire financial emergencies.
The gold loan market is slowly but steadily growing in India as people are realizing the potential of using the metal for personal and business loan rather than letting it gather dust in the lockers.
When taking the gold loan, you need not submit income proof as your gold is the collateral kept with the loaning agency.2.
Low Interest-rate: If you compare the interest rates of gold loan and personal loan, you will find that gold loans are comparatively cheaper.
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