if students Can get the online loan on the card?
Very often students do not have enough money. Especially when their "labor" employment takes away from parents in another city (in Kiev and other Ukrainian cities). Today, scholarships can cover the cost of food a healthy person during 1 week. In addition, young people are forced to spend money on education (books, pens, notebooks), travel, clothing, payment of utility services in the dormitory or rental housing. And this is only the minimum required.
But what to do when the money runs out? Is it possible to get a student loan online? To take or not to take?
although there is a clause in the act which provides for the right to receive loans from financial institutions of Ukraine young people over the age of 18. In some cases, informal students will be denied credit in many financial institutions.
what is the reason for the refusal for credit?
the
- the
- With a lack of funds for the redemption of principal and interest on the loan; the
- sophisticated method of collection for doubtful debts; the
- banks do not want to once again take responsibility in dealing with debtors.
Where to get a loan 18 years old?
There are several other ways to get a loan for students. These include: Lombard, long a friend and online loan without interest.
Lombard. In the first case the young man will have to lay a certain thing (gold, silver, or equipment) for a certain period of time. But there is one important caveat - if You will not be able to obtain the amount you will need to pay for such loans are, or will be able to extend the contract, You will lose your valuable stuff.
the. You can try to borrow money from a friend. But not always the correct amount is another. In addition, this option may not be very convenient and appropriate.
Online loan. Official services and institutions that make loans via the Internet. Organizations specializing in microcredit do not always approve of student loans. This is mainly due to the fact that the latter are unable to prove their solvency. But in the case of cooperation with Moneyveo always there are chances of getting a student loans. In order to receive credit, students will need only a Bank card, which, according to the rules, would be paid a sum of money.
you can Decide which loan to take student, he decides. The choice always remains with the borrower. But, heeding the advice of a specialist, it is better to make the simplest and the less safe the loan through the Internet.
To be eligible for a deduction for child care expenses, the child must be charged to you.If you have the child looked after away from your home (nursery or daycare center or approved nursery assistant):a tax credit equal to 50% of the expenses paid for the care (excluding food costs and deduction of family help received under of custody) is applied to the expenses child tax credit income limit you incur for the care of your children aged under 6 at 1 st January of the income year (children born after 31 December 2013 for the imposition of income for the year 2020 declared in 2021).The expenses taken into account include salaries and social contributions paid to the childminder.If you live in a common-law union, only the parent who has the dependent child can benefit from the tax credit provided that the supporting documents for the sums paid are established in his name.
However, in the event that the burden of supporting the child is shared and neither of the two parents can justify having the main charge, the amount of the tax credit is divided by two.Expenses are limited to $2,300 per child in care ($1,150 if the child is in alternate residence or shared care).You must indicate these expenses under the heading “Childcare costs for children under six years old” If you declare online, the amounts paid in 2020 for these expenses and which you declare via the PAJEMPLOI system will be reminded to you in order to help you to declare the corresponding amounts.If you have the child looked after at your home:You can claim the tax credit for amounts paid for home employment.
For more details, you can refer to the information you will find in the section "Personal services".As part of the withholding tax, the tax credit (childcare costs for young children or employment of an employee at home) is part of the mechanism known as the "reduction advance and tax credit".
Thus, the tax credit that will be granted to you in the summer of 2021 for expenses paid in 2020 will give rise to the payment of a deposit of 60% of the amount of this tax credit in January 2022.
During the liquidation of income tax for 2021 in 2022, the advance paid will be reduced by the tax credit that you may have on the basis of expenses incurred in 2021 (in 2021 you will therefore have received 100% of the credit of tax to which you are entitled: 60% in January, and the remainder in the summer).Schooling of childrenWhen your dependent or attached child pursues secondary child tax credit income limit or higher studies in a public or private establishment on December 31 of the tax year (December 31, 2020 for the 2020 income tax), you can benefit from an income tax reduction.Note: education must lead to the issuance of a diploma (general, technological, vocational or university training, excluding continuing education qualification courses).
In addition, teaching must be provided collectively and full-time in an establishment (with, where appropriate, work-based training).
