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Top 3 Reasons Why You Should Hire an Independent Charlotte Insurance Agency

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Top 3 Reasons Why You Should Hire an Independent Charlotte Insurance Agency

In Charlotte, NC, there are primarily two types of insurance agents: captive and independent. A captive agent is one who works with only one insurance carrier, i.e. they sell insurance products of that provider only. On the other hand, an independent Charlotte insurance agency represents multiple insurance companies, providing their clients with more options and better prices.

So, should you work with a captive agent or an independent agency to buy an insurance plan that meets your requirements? Before you make a decision, find out the top three reasons why you should partner with an independent insurance agency.

1. Get More Insurance Options and Better Prices

One of the top benefits of working with an independent agent is they represent multiple insurance carriers in Charlotte, NC. That means you will have a wide range of insurance products from different providers to choose from. Comparing insurance coverages from a number of carriers, an independently-owned agent will recommend you the best plan that meets your unique needs.

An independent Charlotte insurance agency holds a major share of the insurance industry and therefore, have a better bargaining power than a captive agent. They will compare price quotes from different insurance providers and help you save more by finding an insurance plan that combines maximum coverage at the best price.

Captive agents, on the other hand, provide only limited options. Unlike independent agents, they are unable to provide tailored insurance solutions. This leaves the policyholders either under or over-insured.

2. Tailored Solutions

With a broad range of insurance products available and vast knowledge of the industry, an independent agency cuts the competition by offering tailored solutions. They believe that every individual or business has unique insurance needs and no one-size-fits-all plan can provide adequate coverage.

Customers are their foremost priority and therefore, they will work closely with you to help understand an insurance plan works, the benefits included, and why it might be a good option for you. Working with multiple premier insurance companies, they will devise a customized plan that fulfills your insurance needs and budget.

This helps you make an informed decision and have the best value for your insurance plan.

3. Improved Customer Service

Another reason why you should consider working with an independent agency is the quality of customer service. They are more responsive to client needs and provide customized insurance solutions. Since they have vast experience in the insurance industry and work with multiple carriers, claims processing is faster and hassle-free with them. They provide personalized coverage advice and will also assist you throughout the insurance claim process.

Conclusion

With a trusted independent agent like the Jordan Insurance Agency Charlotte, NC, you can avail quality service, affordable prices, and best insurance options you deserve.

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