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Indian Oil Credit Cards: A Comprehensive Comparison Guide

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Rupinder Singh
Indian Oil Credit Cards: A Comprehensive Comparison Guide

Indian Oil Credit Cards: A Comprehensive Comparison Guide


If you're a frequent user of Indian Oil fuel stations and want to maximize your savings and rewards, getting an Indian Oil credit card can be a great option. These cards offer various benefits, including fuel rewards, discounts, and exclusive privileges. In this comprehensive comparison guide, we'll explore some of the popular Indian Oil credit cards available in India.

  1. Indian Oil Citi Platinum Credit Card:
  • Joining Fee: Rs. 1,000 (waived on spending Rs. 30,000 within the first year)
  • Rewards:4 Turbo Points per Rs. 150 spent at Indian Oil fuel stations
  • 2 Turbo Points per Rs. 150 spent on groceries and supermarkets
  • 1 Turbo Point per Rs. 150 spent on other categories
  • Fuel Surcharge Waiver: 1% fuel surcharge waiver on transactions at authorized Indian Oil outlets
  • Annual Fee: Rs. 1,000 (waived on spending Rs. 30,000 or more in a membership year)
  • Additional Benefits: Discounts on dining, shopping, and more.
  1. IndianOil HDFC Bank Credit Card:
  • Joining Fee: Rs. 500
  • Rewards:5% value back on fuel spends at Indian Oil fuel stations (minimum transaction of Rs. 500)
  • 1% fuel surcharge waiver on transactions at Indian Oil fuel stations
  • Reward Points on non-fuel transactions
  • Annual Fee: Rs. 500
  • Additional Benefits: Discounts on shopping, dining, and more.
  1. IndianOil Citibank Titanium Credit Card:
  • Joining Fee: Rs. 1,000
  • Rewards:4 Turbo Points per Rs. 150 spent at Indian Oil fuel stations
  • 2 Turbo Points per Rs. 150 spent on groceries and supermarkets
  • 1 Turbo Point per Rs. 150 spent on other categories
  • Fuel Surcharge Waiver: 1% fuel surcharge waiver on transactions at authorized Indian Oil outlets
  • Annual Fee: Rs. 1,000
  • Additional Benefits: Discounts on dining, shopping, and more.
  1. Indian Oil Axis Bank Credit Card:
  • Joining Fee: Rs. 500
  • Rewards:20% cashback on fuel spends at Indian Oil fuel stations (maximum cashback of Rs. 100 per month)
  • 4% cashback on fuel spends at other fuel stations in India
  • 2% cashback on groceries and utility bill payments
  • Fuel Surcharge Waiver: 1% fuel surcharge waiver on transactions at authorized Indian Oil outlets
  • Annual Fee: Rs. 500
  • Additional Benefits: Discounts on movie tickets, dining, and more.


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Rupinder Singh
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